HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Blaine County, Oklahoma (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Blaine County is $979 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$979
FY 2026, utilities included
Payment standard range
$881 to $1,077
90% to 110% of FMR
Income to afford 2BR
$39,160
per year, at 30% of income
Rank in Oklahoma
26th of 77
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Blaine moves to $1,021. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Blaine actually rent for?
Search any address in Blaine for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $736 | $662 to $810 | $29,440 | $14.15/hr | +8.6% |
| 1 bedroom | $746 | $671 to $821 | $29,840 | $14.35/hr | +7.5% |
| 2 bedroom | $979 | $881 to $1,077 | $39,160 | $18.83/hr | +7.6% |
| 3 bedroom | $1,174 | $1,057 to $1,291 | $46,960 | $22.58/hr | +7.1% |
| 4 bedroom | $1,447 | $1,302 to $1,592 | $57,880 | $27.83/hr | +0.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,664 | $1,498 to $1,830 |
| 6 bedroom Estimate | $1,881 | $1,693 to $2,069 |
| 7 bedroom Estimate | $2,098 | $1,888 to $2,308 |
| 8 bedroom Estimate | $2,315 | $2,084 to $2,547 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Blaine, that runs from $736 for a studio up to $1,447 for four bedrooms, all five rates in the table above.
Because Blaine sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Geary included.
Among Oklahoma's 77 counties, Blaine ranks 26th for two-bedroom FMR. That's about 4% above the state median of $937 and about 4% below the national median county at $1,018. About 8,661 people live here, 60th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $940 in 73724 (Canton) and $1,040 in 73763 (Okeene), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Blaine somewhere between $881 and $1,077. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$979 a month is affordable, by HUD's 30% rule, on an income of roughly $39,160 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($881) | HAP at 100% ($979) | HAP at 110% ($1,077) |
|---|---|---|---|---|
| $2,500 | $750 | $131 | $229 | $327 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($910) to FY 2026 ($979). Since FY 2020 it's up 43% in total, about 6.1% a year. The Oklahoma median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $511 | $521 | $686 | $922 | $1,204 | — |
| FY 2021 | $549 | $552 | $728 | $983 | $1,260 | +6.1% |
| FY 2022 | $562 | $566 | $740 | $987 | $1,267 | +1.6% |
| FY 2023 | $619 | $630 | $797 | $1,009 | $1,358 | +7.7% |
| FY 2024 | $677 | $690 | $891 | $1,077 | $1,512 | +11.8% |
| FY 2025 | $678 | $694 | $910 | $1,096 | $1,439 | +2.1% |
| FY 2026 | $736 | $746 | $979 | $1,174 | $1,447 | +7.6% |
| FY 2027 | $775 | $780 | $1,021 | $1,217 | $1,342 | +4.3% |
Nearby counties
Questions people ask
$979 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $736 for a studio, $746 for one bedroom, $1,174 for three and $1,447 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Blaine actually go for?
HUD's number is one input. Search any address in Blaine for a rent estimate built from nearby comps. 3 free searches, no card.
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