HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Union County, Ohio (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Union County is $1,433 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,433
FY 2026, utilities included
Payment standard range
$1,290 to $1,576
90% to 110% of FMR
Income to afford 2BR
$57,320
per year, at 30% of income
Rank in Ohio
1st of 88
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Union moves to $1,607. That's up 12%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Union actually rent for?
Search any address in Union for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,113 | $1,002 to $1,224 | $44,520 | $21.40/hr | +2.0% |
| 1 bedroom | $1,125 | $1,013 to $1,238 | $45,000 | $21.63/hr | +1.4% |
| 2 bedroom | $1,433 | $1,290 to $1,576 | $57,320 | $27.56/hr | +0.6% |
| 3 bedroom | $1,718 | $1,546 to $1,890 | $68,720 | $33.04/hr | +0.1% |
| 4 bedroom | $1,897 | $1,707 to $2,087 | $75,880 | $36.48/hr | +0.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,182 | $1,964 to $2,400 |
| 6 bedroom Estimate | $2,466 | $2,219 to $2,713 |
| 7 bedroom Estimate | $2,751 | $2,476 to $3,026 |
| 8 bedroom Estimate | $3,035 | $2,732 to $3,339 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Union, that runs from $1,113 for a studio up to $1,897 for four bedrooms, all five rates in the table above.
Union is its own HUD metro area (Union County, OH), so the rate here is set from rents inside the county rather than a wider region.
Among Ohio's 88 counties, Union ranks 1st for two-bedroom FMR. That's about 41% above the state median of $1,016 and about 41% above the national median county at $1,018. About 63,411 people live here, 39th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,070 in 43344 (Richwood) and $1,430 in 43007 (Broadway), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Union somewhere between $1,290 and $1,576. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,433 a month is affordable, by HUD's 30% rule, on an income of roughly $57,320 a year. Put another way, $28 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,290) | HAP at 100% ($1,433) | HAP at 110% ($1,576) |
|---|---|---|---|---|
| $2,500 | $750 | $540 | $683 | $826 |
| $4,000 | $1,200 | $90 | $233 | $376 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,425) to FY 2026 ($1,433). Since FY 2020 it's up 45% in total, about 6.4% a year. The Ohio median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $675 | $751 | $989 | $1,252 | $1,401 | — |
| FY 2021 | $752 | $820 | $1,081 | $1,345 | $1,553 | +9.3% |
| FY 2022 | $757 | $812 | $1,069 | $1,321 | $1,450 | -1.1% |
| FY 2023 | $859 | $900 | $1,185 | $1,442 | $1,592 | +10.9% |
| FY 2024 | $933 | $951 | $1,250 | $1,511 | $1,665 | +5.5% |
| FY 2025 | $1,091 | $1,109 | $1,425 | $1,717 | $1,889 | +14.0% |
| FY 2026 | $1,113 | $1,125 | $1,433 | $1,718 | $1,897 | +0.6% |
| FY 2027 | $1,119 | $1,228 | $1,607 | $1,915 | $2,112 | +12.1% |
Nearby counties
Delaware County
$1,43020 mi · pop 216,074
Champaign County
$1,04621 mi · pop 38,715
Logan County
$1,02722 mi · pop 46,098
Marion County
$1,06425 mi · pop 65,366
Franklin County
$1,43028 mi · pop 1,318,149
Madison County
$1,43028 mi · pop 43,961
Hardin County
$97332 mi · pop 30,622
Clark County
$1,10633 mi · pop 135,877
Questions people ask
$1,433 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,113 for a studio, $1,125 for one bedroom, $1,718 for three and $1,897 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Union actually go for?
HUD's number is one input. Search any address in Union for a rent estimate built from nearby comps. 3 free searches, no card.
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