HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Paulding County, Ohio (FY 2026)
$973 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Paulding County, and it's the baseline every voucher in Paulding is measured against.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Ohio
77th of 88
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Paulding moves to $1,003. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Paulding actually rent for?
Search any address in Paulding for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $736 | $662 to $810 | $29,440 | $14.15/hr | +10.8% |
| 1 bedroom | $780 | $702 to $858 | $31,200 | $15.00/hr | +4.8% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +10.1% |
| 3 bedroom | $1,343 | $1,209 to $1,477 | $53,720 | $25.83/hr | +9.6% |
| 4 bedroom | $1,530 | $1,377 to $1,683 | $61,200 | $29.42/hr | +12.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,760 | $1,584 to $1,936 |
| 6 bedroom Estimate | $1,989 | $1,790 to $2,188 |
| 7 bedroom Estimate | $2,219 | $1,997 to $2,441 |
| 8 bedroom Estimate | $2,448 | $2,203 to $2,693 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Paulding, that runs from $736 for a studio up to $1,530 for four bedrooms, all five rates in the table above.
Because Paulding sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Antwerp included.
Among Ohio's 88 counties, Paulding ranks 77th for two-bedroom FMR. That's about 4% below the state median of $1,016 and about 4% below the national median county at $1,018. About 18,827 people live here, 83rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 45813 (Antwerp) and $1,460 in 45855 (Latty), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Paulding somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($884) to FY 2026 ($973). Since FY 2020 it's up 40% in total, about 5.7% a year. The Ohio median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $517 | $592 | $696 | $893 | $974 | — |
| FY 2021 | $548 | $632 | $734 | $970 | $1,000 | +5.5% |
| FY 2022 | $547 | $643 | $738 | $995 | $1,060 | +0.5% |
| FY 2023 | $587 | $691 | $794 | $1,079 | $1,182 | +7.6% |
| FY 2024 | $639 | $745 | $860 | $1,178 | $1,277 | +8.3% |
| FY 2025 | $664 | $744 | $884 | $1,225 | $1,359 | +2.8% |
| FY 2026 | $736 | $780 | $973 | $1,343 | $1,530 | +10.1% |
| FY 2027 | $758 | $767 | $1,003 | $1,319 | $1,676 | +3.1% |
Nearby counties
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $736 for a studio, $780 for one bedroom, $1,343 for three and $1,530 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Paulding actually go for?
HUD's number is one input. Search any address in Paulding for a rent estimate built from nearby comps. 3 free searches, no card.
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