HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Guernsey County, Ohio (FY 2026)
$973 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Guernsey County, and it's the baseline every voucher in Guernsey is measured against.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Ohio
62nd of 88
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Guernsey moves to $1,003. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Guernsey actually rent for?
Search any address in Guernsey for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $737 | $663 to $811 | $29,480 | $14.17/hr | +11.0% |
| 1 bedroom | $742 | $668 to $816 | $29,680 | $14.27/hr | +10.1% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +10.1% |
| 3 bedroom | $1,280 | $1,152 to $1,408 | $51,200 | $24.62/hr | +12.6% |
| 4 bedroom | $1,574 | $1,417 to $1,731 | $62,960 | $30.27/hr | +14.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,810 | $1,629 to $1,991 |
| 6 bedroom Estimate | $2,046 | $1,841 to $2,251 |
| 7 bedroom Estimate | $2,282 | $2,054 to $2,510 |
| 8 bedroom Estimate | $2,518 | $2,266 to $2,770 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Guernsey, that runs from $737 for a studio up to $1,574 for four bedrooms, all five rates in the table above.
Because Guernsey sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Buffalo included.
Among Ohio's 88 counties, Guernsey ranks 62nd for two-bedroom FMR. That's about 4% below the state median of $1,016 and about 4% below the national median county at $1,018. About 38,409 people live here, 64th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 43723 (Byesville) and $1,450 in 43768 (Old Washington), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 43722 | Buffalo | $1,070 | +10.0% |
| 43723 | Byesville | $970 | -0.3% |
| 43725 | Cambridge | $970 | -0.3% |
| 43732 | Cumberland | $970 | -0.3% |
| 43733 | Derwent | $1,010 | +3.8% |
| 43736 | Fairview | $1,060 | +8.9% |
| 43749 | Kimbolton | $1,000 | +2.8% |
| 43750 | Kipling | $980 | +0.7% |
| 43755 | Lore City | $1,210 | +24.4% |
| 43768 | Old Washington | $1,450 | +49.0% |
| 43772 | Pleasant City | $970 | -0.3% |
| 43773 | Quaker City | $1,060 | +8.9% |
| 43778 | Salesville | $1,070 | +10.0% |
| 43780 | Senecaville | $1,120 | +15.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Guernsey somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($884) to FY 2026 ($973). Since FY 2020 it's up 40% in total, about 5.7% a year. The Ohio median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $517 | $551 | $696 | $867 | $1,059 | — |
| FY 2021 | $552 | $562 | $740 | $925 | $1,130 | +6.3% |
| FY 2022 | $497 | $561 | $738 | $932 | $1,147 | -0.3% |
| FY 2023 | $571 | $649 | $854 | $1,069 | $1,301 | +15.7% |
| FY 2024 | $639 | $655 | $860 | $1,090 | $1,315 | +0.7% |
| FY 2025 | $664 | $674 | $884 | $1,137 | $1,370 | +2.8% |
| FY 2026 | $737 | $742 | $973 | $1,280 | $1,574 | +10.1% |
| FY 2027 | $762 | $767 | $1,003 | $1,339 | $1,621 | +3.1% |
Nearby counties
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $737 for a studio, $742 for one bedroom, $1,280 for three and $1,574 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Guernsey actually go for?
HUD's number is one input. Search any address in Guernsey for a rent estimate built from nearby comps. 3 free searches, no card.
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