HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Guernsey County, Ohio (FY 2027)
$1,003 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Guernsey County, and it's the baseline every voucher in Guernsey is measured against.
Two-bedroom FMR
$1,003
+3.1% from FY 2026
Payment standard
$903–$1,103
90% to 110% of the FMR, two-bedroom
Income to afford
$40,120
a year, with rent at 30% of income
Rank in Ohio
67th of 88
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $762 | $686–$838 | $30,480 | $14.65/hr | +3.4% |
| 1 bedroom | $767 | $690–$844 | $30,680 | $14.75/hr | +3.4% |
| 2 bedroom | $1,003 | $903–$1,103 | $40,120 | $19.29/hr | +3.1% |
| 3 bedroom | $1,339 | $1,205–$1,473 | $53,560 | $25.75/hr | +4.6% |
| 4 bedroom | $1,621 | $1,459–$1,783 | $64,840 | $31.17/hr | +3.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,864 | $1,678–$2,050 |
| 6 bedroom Estimate | $2,107 | $1,896–$2,318 |
| 7 bedroom Estimate | $2,350 | $2,115–$2,585 |
| 8 bedroom Estimate | $2,594 | $2,335–$2,853 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Guernsey actually rent for?
Search any address in Guernsey for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Guernsey somewhere between $903 and $1,103. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,003 a month is affordable, by HUD's 30% rule, on an income of roughly $40,120 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$903 | Voucher pays at 100%$1,003 | Voucher pays at 110%$1,103 |
|---|---|---|---|---|
| $2,500 | $750 | $153 | $253 | $353 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2026 ($973) to FY 2027 ($1,003). Since FY 2020 it's up 44% in total, about 5.4% a year. The Ohio median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $517 | $551 | $696 | $867 | $1,059 | — |
| FY 2021 | $552 | $562 | $740 | $925 | $1,130 | +6.3% |
| FY 2022 | $497 | $561 | $738 | $932 | $1,147 | -0.3% |
| FY 2023 | $571 | $649 | $854 | $1,069 | $1,301 | +15.7% |
| FY 2024 | $639 | $655 | $860 | $1,090 | $1,315 | +0.7% |
| FY 2025 | $664 | $674 | $884 | $1,137 | $1,370 | +2.8% |
| FY 2026 | $737 | $742 | $973 | $1,280 | $1,574 | +10.1% |
| FY 2027In effect | $762 | $767 | $1,003 | $1,339 | $1,621 | +3.1% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Guernsey, that runs from $762 for a studio up to $1,621 for four bedrooms, all five rates in the table above.
Because Guernsey sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Buffalo included.
Among Ohio's 88 counties, Guernsey ranks 67th for two-bedroom FMR. That's about 4% below the state median of $1,048 and about 6% below the national median county at $1,063. About 38,223 people live here, 65th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 43723 (Byesville) and $1,500 in 43768 (Old Washington), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 43722 | Buffalo | $1,100 | +9.7% |
| 43723 | Byesville | $1,000 | -0.3% |
| 43725 | Cambridge | $1,000 | -0.3% |
| 43732 | Cumberland | $1,000 | -0.3% |
| 43733 | Derwent | $1,040 | +3.7% |
| 43736 | Fairview | $1,090 | +8.7% |
| 43749 | Kimbolton | $1,040 | +3.7% |
| 43750 | Kipling | $1,010 | +0.7% |
| 43755 | Lore City | $1,230 | +22.6% |
| 43768 | Old Washington | $1,500 | +49.6% |
| 43772 | Pleasant City | $1,000 | -0.3% |
| 43773 | Quaker City | $1,090 | +8.7% |
| 43778 | Salesville | $1,150 | +14.7% |
| 43780 | Senecaville | $1,150 | +14.7% |
Nearby counties
Two-bedroom FMR, with how each compares to Guernsey.
Noble County
15 mi · 14,282 people
$1,003
same rate
Muskingum County
27 mi · 86,411 people
$1,003
same rate
Monroe County
28 mi · 13,227 people
$1,003
same rate
Belmont County
30 mi · 65,473 people
$1,009
+1%
Coshocton County
30 mi · 36,744 people
$1,003
same rate
Harrison County
30 mi · 14,306 people
$1,003
same rate
Morgan County
34 mi · 13,651 people
$1,003
same rate
Tuscarawas County
34 mi · 92,385 people
$1,106
+10%
Questions people ask
$1,003 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $762 for a studio, $767 for one bedroom, $1,339 for three and $1,621 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Guernsey actually go for?
HUD's number is one input. Search any address in Guernsey for a rent estimate built from nearby comps. Free to start, no card.
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