HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Darke County, Ohio (FY 2026)
A two-bedroom in Darke County carries a FY 2026 Fair Market Rent of $973 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Darke keys off that figure.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Ohio
60th of 88
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Darke moves to $1,003. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Darke actually rent for?
Search any address in Darke for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $801 | $721 to $881 | $32,040 | $15.40/hr | +20.6% |
| 1 bedroom | $806 | $725 to $887 | $32,240 | $15.50/hr | +7.9% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +10.1% |
| 3 bedroom | $1,290 | $1,161 to $1,419 | $51,600 | $24.81/hr | +9.0% |
| 4 bedroom | $1,295 | $1,166 to $1,425 | $51,800 | $24.90/hr | +5.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,489 | $1,340 to $1,638 |
| 6 bedroom Estimate | $1,684 | $1,516 to $1,852 |
| 7 bedroom Estimate | $1,878 | $1,690 to $2,066 |
| 8 bedroom Estimate | $2,072 | $1,865 to $2,279 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Darke, that runs from $801 for a studio up to $1,295 for four bedrooms, all five rates in the table above.
Because Darke sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Ansonia included.
Among Ohio's 88 counties, Darke ranks 60th for two-bedroom FMR. That's about 4% below the state median of $1,016 and about 4% below the national median county at $1,018. About 51,751 people live here, 49th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 45303 (Ansonia) and $1,330 in 45348 (New Weston), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 45303 | Ansonia | $970 | -0.3% |
| 45304 | Arcanum | $1,040 | +6.9% |
| 45328 | Gettysburg | $1,220 | +25.4% |
| 45331 | Greenville | $970 | -0.3% |
| 45332 | Hollansburg | $1,010 | +3.8% |
| 45346 | New Madison | $1,070 | +10.0% |
| 45348 | New Weston | $1,330 | +36.7% |
| 45350 | North Star | $1,100 | +13.1% |
| 45351 | Osgood | $1,000 | +2.8% |
| 45352 | Palestine | $970 | -0.3% |
| 45358 | Pitsburg | $1,060 | +8.9% |
| 45362 | Rossburg | $970 | -0.3% |
| 45380 | Versailles | $970 | -0.3% |
| 45388 | Yorkshire | $1,020 | +4.8% |
| 45390 | Union City | $1,000 | +2.8% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Darke somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($884) to FY 2026 ($973). Since FY 2020 it's up 40% in total, about 5.7% a year. The Ohio median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $531 | $534 | $696 | $939 | $943 | — |
| FY 2021 | $548 | $583 | $734 | $993 | $995 | +5.5% |
| FY 2022 | $547 | $609 | $738 | $999 | $1,002 | +0.5% |
| FY 2023 | $587 | $682 | $794 | $1,084 | $1,137 | +7.6% |
| FY 2024 | $639 | $741 | $860 | $1,175 | $1,214 | +8.3% |
| FY 2025 | $664 | $747 | $884 | $1,184 | $1,224 | +2.8% |
| FY 2026 | $801 | $806 | $973 | $1,290 | $1,295 | +10.1% |
| FY 2027 | $827 | $832 | $1,003 | $1,350 | $1,352 | +3.1% |
Nearby counties
Miami County
$1,27320 mi · pop 108,818
Mercer County
$98722 mi · pop 42,321
Shelby County
$1,03325 mi · pop 48,145
Preble County
$97327 mi · pop 40,929
Auglaize County
$1,00035 mi · pop 46,263
Montgomery County
$1,27335 mi · pop 536,121
Clark County
$1,10644 mi · pop 135,877
Champaign County
$1,04645 mi · pop 38,715
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $801 for a studio, $806 for one bedroom, $1,290 for three and $1,295 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Darke actually go for?
HUD's number is one input. Search any address in Darke for a rent estimate built from nearby comps. 3 free searches, no card.
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