HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Adams County, Ohio (FY 2026)
A two-bedroom in Adams County carries a FY 2026 Fair Market Rent of $973 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Adams keys off that figure.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Ohio
55th of 88
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Adams moves to $1,003. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Adams actually rent for?
Search any address in Adams for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $736 | $662 to $810 | $29,440 | $14.15/hr | +10.8% |
| 1 bedroom | $785 | $707 to $864 | $31,400 | $15.10/hr | +16.5% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +10.1% |
| 3 bedroom | $1,220 | $1,098 to $1,342 | $48,800 | $23.46/hr | +10.6% |
| 4 bedroom | $1,288 | $1,159 to $1,417 | $51,520 | $24.77/hr | +9.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,481 | $1,333 to $1,629 |
| 6 bedroom Estimate | $1,674 | $1,507 to $1,841 |
| 7 bedroom Estimate | $1,868 | $1,681 to $2,055 |
| 8 bedroom Estimate | $2,061 | $1,855 to $2,267 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Adams, that runs from $736 for a studio up to $1,288 for four bedrooms, all five rates in the table above.
Because Adams sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bentonville included.
Among Ohio's 88 counties, Adams ranks 55th for two-bedroom FMR. That's about 4% below the state median of $1,016 and about 4% below the national median county at $1,018. About 27,509 people live here, 78th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 45105 (Bentonville) and $1,100 in 45679 (Seaman), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Adams somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($884) to FY 2026 ($973). Since FY 2020 it's up 40% in total, about 5.7% a year. The Ohio median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $564 | $567 | $696 | $881 | $943 | — |
| FY 2021 | $548 | $605 | $734 | $950 | $995 | +5.5% |
| FY 2022 | $547 | $591 | $738 | $940 | $1,001 | +0.5% |
| FY 2023 | $587 | $603 | $794 | $999 | $1,067 | +7.6% |
| FY 2024 | $639 | $655 | $860 | $1,076 | $1,145 | +8.3% |
| FY 2025 | $664 | $674 | $884 | $1,103 | $1,172 | +2.8% |
| FY 2026 | $736 | $785 | $973 | $1,220 | $1,288 | +10.1% |
| FY 2027 | $758 | $849 | $1,003 | $1,251 | $1,318 | +3.1% |
Nearby counties
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $736 for a studio, $785 for one bedroom, $1,220 for three and $1,288 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Adams actually go for?
HUD's number is one input. Search any address in Adams for a rent estimate built from nearby comps. 3 free searches, no card.
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