HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in St. Lawrence County, New York (FY 2026)
$1,071 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in St. Lawrence County, and it's the baseline every voucher in St. Lawrence is measured against.
2 bedroom FMR
$1,071
FY 2026, utilities included
Payment standard range
$964 to $1,178
90% to 110% of FMR
Income to afford 2BR
$42,840
per year, at 30% of income
Rank in New York
54th of 62
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in St. Lawrence moves to $1,041. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in St. Lawrence actually rent for?
Search any address in St. Lawrence for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $742 | $668 to $816 | $29,680 | $14.27/hr | +2.5% |
| 1 bedroom | $816 | $734 to $898 | $32,640 | $15.69/hr | +0.7% |
| 2 bedroom | $1,071 | $964 to $1,178 | $42,840 | $20.60/hr | +3.4% |
| 3 bedroom | $1,284 | $1,156 to $1,412 | $51,360 | $24.69/hr | +2.9% |
| 4 bedroom | $1,418 | $1,276 to $1,560 | $56,720 | $27.27/hr | +3.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,631 | $1,468 to $1,794 |
| 6 bedroom Estimate | $1,843 | $1,659 to $2,027 |
| 7 bedroom Estimate | $2,056 | $1,850 to $2,262 |
| 8 bedroom Estimate | $2,269 | $2,042 to $2,496 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In St. Lawrence, that runs from $742 for a studio up to $1,418 for four bedrooms, all five rates in the table above.
Because St. Lawrence sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Potsdam included.
Among New York's 62 counties, St. Lawrence ranks 54th for two-bedroom FMR. That's about 21% below the state median of $1,361 and about 5% above the national median county at $1,018. About 108,670 people live here, 27th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 13613 (Brasher Falls) and $1,610 in 13697 (Winthrop), with the 47 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 12922 | Childwold | $1,020 | -4.8% |
| 12927 | Cranberry Lake | $1,110 | +3.6% |
| 12949 | Lawrenceville | $1,070 | -0.1% |
| 12965 | Nicholville | $1,170 | +9.2% |
| 12967 | North Lawrence | $1,110 | +3.6% |
| 12973 | Piercefield | $1,060 | -1.0% |
| 13613 | Brasher Falls | $970 | -9.4% |
| 13614 | Brier Hill | $970 | -9.4% |
| 13617 | Canton | $1,240 | +15.8% |
| 13621 | Chase Mills | $1,050 | -2.0% |
| 13623 | Chippewa Bay | $1,140 | +6.4% |
| 13625 | Colton | $1,180 | +10.2% |
| 13630 | De Kalb Junction | $970 | -9.4% |
| 13633 | De Peyster | $1,070 | -0.1% |
| 13635 | Edwards | $1,060 | -1.0% |
| 13639 | Fine | $1,140 | +6.4% |
| 13642 | Gouverneur | $1,160 | +8.3% |
| 13645 | Hailesboro | $1,070 | -0.1% |
| 13646 | Hammond | $1,160 | +8.3% |
| 13647 | Hannawa Falls | $1,440 | +34.5% |
| 13649 | Helena | $970 | -9.4% |
| 13652 | Hermon | $1,120 | +4.6% |
| 13654 | Heuvelton | $1,070 | -0.1% |
| 13658 | Lisbon | $1,150 | +7.4% |
| 13660 | Madrid | $1,040 | -2.9% |
| 13662 | Massena | $970 | -9.4% |
| 13664 | Morristown | $1,400 | +30.7% |
| 13666 | Newton Falls | $1,070 | -0.1% |
| 13667 | Norfolk | $1,010 | -5.7% |
| 13668 | Norwood | $1,160 | +8.3% |
| 13669 | Ogdensburg | $1,030 | -3.8% |
| 13670 | Oswegatchie | $1,050 | -2.0% |
| 13672 | Parishville | $1,290 | +20.4% |
| 13676 | Potsdam | $1,160 | +8.3% |
| 13677 | Pyrites | $1,070 | -0.1% |
| 13678 | Raymondville | $970 | -9.4% |
| 13680 | Rensselaer Falls | $1,030 | -3.8% |
| 13681 | Richville | $1,220 | +13.9% |
| 13683 | Rooseveltown | $970 | -9.4% |
| 13684 | Russell | $1,020 | -4.8% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in St. Lawrence somewhere between $964 and $1,178. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,071 a month is affordable, by HUD's 30% rule, on an income of roughly $42,840 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($964) | HAP at 100% ($1,071) | HAP at 110% ($1,178) |
|---|---|---|---|---|
| $2,500 | $750 | $214 | $321 | $428 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($1,036) to FY 2026 ($1,071). Since FY 2020 it's up 29% in total, about 4.3% a year. The New York median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $625 | $665 | $830 | $1,034 | $1,247 | — |
| FY 2021 | $620 | $693 | $857 | $1,066 | $1,270 | +3.3% |
| FY 2022 | $594 | $677 | $827 | $1,047 | $1,186 | -3.5% |
| FY 2023 | $646 | $742 | $909 | $1,133 | $1,223 | +9.9% |
| FY 2024 | $661 | $763 | $940 | $1,152 | $1,252 | +3.4% |
| FY 2025 | $724 | $810 | $1,036 | $1,248 | $1,374 | +10.2% |
| FY 2026 | $742 | $816 | $1,071 | $1,284 | $1,418 | +3.4% |
| FY 2027 | $725 | $796 | $1,041 | $1,246 | $1,368 | -2.8% |
Nearby counties
Franklin County
$1,04439 mi · pop 47,459
Jefferson County
$1,40555 mi · pop 117,445
Lewis County
$1,00857 mi · pop 26,690
Hamilton County
$1,42969 mi · pop 5,090
Clinton County
$1,24672 mi · pop 79,839
Essex County
$1,18575 mi · pop 37,314
Warren County
$1,34894 mi · pop 65,684
Herkimer County
$1,17295 mi · pop 60,293
Questions people ask
$1,071 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $742 for a studio, $816 for one bedroom, $1,284 for three and $1,418 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in St. Lawrence actually go for?
HUD's number is one input. Search any address in St. Lawrence for a rent estimate built from nearby comps. 3 free searches, no card.
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