HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in St. Lawrence County, New York (FY 2027)
$1,041 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in St. Lawrence County, and it's the baseline every voucher in St. Lawrence is measured against.
Two-bedroom FMR
$1,041
-2.8% from FY 2026
Payment standard
$937–$1,145
90% to 110% of the FMR, two-bedroom
Income to afford
$41,640
a year, with rent at 30% of income
Rank in New York
54th of 62
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $725 | $653–$798 | $29,000 | $13.94/hr | -2.3% |
| 1 bedroom | $796 | $716–$876 | $31,840 | $15.31/hr | -2.5% |
| 2 bedroom | $1,041 | $937–$1,145 | $41,640 | $20.02/hr | -2.8% |
| 3 bedroom | $1,246 | $1,121–$1,371 | $49,840 | $23.96/hr | -3.0% |
| 4 bedroom | $1,368 | $1,231–$1,505 | $54,720 | $26.31/hr | -3.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,573 | $1,416–$1,730 |
| 6 bedroom Estimate | $1,778 | $1,600–$1,956 |
| 7 bedroom Estimate | $1,984 | $1,786–$2,182 |
| 8 bedroom Estimate | $2,189 | $1,970–$2,408 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in St. Lawrence actually rent for?
Search any address in St. Lawrence for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in St. Lawrence somewhere between $937 and $1,145. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,041 a month is affordable, by HUD's 30% rule, on an income of roughly $41,640 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$937 | Voucher pays at 100%$1,041 | Voucher pays at 110%$1,145 |
|---|---|---|---|---|
| $2,500 | $750 | $187 | $291 | $395 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 3% from FY 2026 ($1,071) to FY 2027 ($1,041). Since FY 2020 it's up 25% in total, about 3.3% a year. The New York median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $625 | $665 | $830 | $1,034 | $1,247 | — |
| FY 2021 | $620 | $693 | $857 | $1,066 | $1,270 | +3.3% |
| FY 2022 | $594 | $677 | $827 | $1,047 | $1,186 | -3.5% |
| FY 2023 | $646 | $742 | $909 | $1,133 | $1,223 | +9.9% |
| FY 2024 | $661 | $763 | $940 | $1,152 | $1,252 | +3.4% |
| FY 2025 | $724 | $810 | $1,036 | $1,248 | $1,374 | +10.2% |
| FY 2026 | $742 | $816 | $1,071 | $1,284 | $1,418 | +3.4% |
| FY 2027In effect | $725 | $796 | $1,041 | $1,246 | $1,368 | -2.8% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In St. Lawrence, that runs from $725 for a studio up to $1,368 for four bedrooms, all five rates in the table above.
Because St. Lawrence sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Potsdam included.
Among New York's 62 counties, St. Lawrence ranks 54th for two-bedroom FMR. That's about 25% below the state median of $1,385 and about 2% below the national median county at $1,063. About 107,226 people live here, 27th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 13613 (Brasher Falls) and $1,490 in 13697 (Winthrop), with the 47 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 12922 | Childwold | $1,030 | -1.1% |
| 12927 | Cranberry Lake | $1,080 | +3.7% |
| 12949 | Lawrenceville | $1,040 | -0.1% |
| 12965 | Nicholville | $1,130 | +8.5% |
| 12967 | North Lawrence | $1,120 | +7.6% |
| 12973 | Piercefield | $1,050 | +0.9% |
| 13613 | Brasher Falls | $1,010 | -3.0% |
| 13614 | Brier Hill | $1,080 | +3.7% |
| 13617 | Canton | $1,140 | +9.5% |
| 13621 | Chase Mills | $1,060 | +1.8% |
| 13623 | Chippewa Bay | $1,130 | +8.5% |
| 13625 | Colton | $1,430 | +37.4% |
| 13630 | De Kalb Junction | $1,160 | +11.4% |
| 13633 | De Peyster | $1,070 | +2.8% |
| 13635 | Edwards | $1,080 | +3.7% |
| 13639 | Fine | $1,070 | +2.8% |
| 13642 | Gouverneur | $1,270 | +22.0% |
| 13645 | Hailesboro | $1,040 | -0.1% |
| 13646 | Hammond | $1,270 | +22.0% |
| 13647 | Hannawa Falls | $1,370 | +31.6% |
| 13649 | Helena | $1,010 | -3.0% |
| 13652 | Hermon | $1,140 | +9.5% |
| 13654 | Heuvelton | $1,040 | -0.1% |
| 13658 | Lisbon | $1,060 | +1.8% |
| 13660 | Madrid | $1,010 | -3.0% |
| 13662 | Massena | $1,010 | -3.0% |
| 13664 | Morristown | $1,330 | +27.8% |
| 13666 | Newton Falls | $1,040 | -0.1% |
| 13667 | Norfolk | $1,010 | -3.0% |
| 13668 | Norwood | $1,090 | +4.7% |
| 13669 | Ogdensburg | $1,030 | -1.1% |
| 13670 | Oswegatchie | $1,060 | +1.8% |
| 13672 | Parishville | $1,250 | +20.1% |
| 13676 | Potsdam | $1,140 | +9.5% |
| 13677 | Pyrites | $1,040 | -0.1% |
| 13678 | Raymondville | $1,010 | -3.0% |
| 13680 | Rensselaer Falls | $1,160 | +11.4% |
| 13681 | Richville | $1,190 | +14.3% |
| 13683 | Rooseveltown | $1,010 | -3.0% |
| 13684 | Russell | $1,060 | +1.8% |
Nearby counties
Two-bedroom FMR, with how each compares to St. Lawrence.
Franklin County
39 mi · 46,696 people
$1,014
-3%
Jefferson County
55 mi · 115,040 people
$1,453
+40%
Lewis County
57 mi · 26,607 people
$1,014
-3%
Hamilton County
69 mi · 5,089 people
$1,287
+24%
Clinton County
72 mi · 78,493 people
$1,205
+16%
Essex County
75 mi · 36,973 people
$1,171
+12%
Warren County
94 mi · 65,517 people
$1,347
+29%
Herkimer County
95 mi · 59,757 people
$1,210
+16%
Questions people ask
$1,041 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $725 for a studio, $796 for one bedroom, $1,246 for three and $1,368 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in St. Lawrence actually go for?
HUD's number is one input. Search any address in St. Lawrence for a rent estimate built from nearby comps. Free to start, no card.
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