HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Oneida County, New York (FY 2027)
$1,210 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Oneida County, and it's the baseline every voucher in Oneida is measured against.
Two-bedroom FMR
$1,210
+3.2% from FY 2026
Payment standard
$1,089–$1,331
90% to 110% of the FMR, two-bedroom
Income to afford
$48,400
a year, with rent at 30% of income
Rank in New York
42nd of 62
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $857 | $771–$943 | $34,280 | $16.48/hr | -4.7% |
| 1 bedroom | $946 | $851–$1,041 | $37,840 | $18.19/hr | +2.2% |
| 2 bedroom | $1,210 | $1,089–$1,331 | $48,400 | $23.27/hr | +3.2% |
| 3 bedroom | $1,442 | $1,298–$1,586 | $57,680 | $27.73/hr | +2.6% |
| 4 bedroom | $1,636 | $1,472–$1,800 | $65,440 | $31.46/hr | +0.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,881 | $1,693–$2,069 |
| 6 bedroom Estimate | $2,127 | $1,914–$2,340 |
| 7 bedroom Estimate | $2,372 | $2,135–$2,609 |
| 8 bedroom Estimate | $2,618 | $2,356–$2,880 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Oneida actually rent for?
Search any address in Oneida for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Oneida somewhere between $1,089 and $1,331. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,210 a month is affordable, by HUD's 30% rule, on an income of roughly $48,400 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,089 | Voucher pays at 100%$1,210 | Voucher pays at 110%$1,331 |
|---|---|---|---|---|
| $2,500 | $750 | $339 | $460 | $581 |
| $4,000 | $1,200 | $0 | $10 | $131 |
Rate history
The two-bedroom rate went up 3% from FY 2026 ($1,172) to FY 2027 ($1,210). Since FY 2020 it's up 53% in total, about 6.3% a year. The New York median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $563 | $613 | $790 | $984 | $1,096 | — |
| FY 2021 | $587 | $625 | $796 | $990 | $1,140 | +0.8% |
| FY 2022 | $676 | $680 | $863 | $1,067 | $1,238 | +8.4% |
| FY 2023 | $755 | $759 | $955 | $1,162 | $1,376 | +10.7% |
| FY 2024 | $785 | $790 | $992 | $1,199 | $1,410 | +3.9% |
| FY 2025 | $922 | $928 | $1,159 | $1,396 | $1,651 | +16.8% |
| FY 2026 | $899 | $926 | $1,172 | $1,405 | $1,623 | +1.1% |
| FY 2027In effect | $857 | $946 | $1,210 | $1,442 | $1,636 | +3.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Oneida, that runs from $857 for a studio up to $1,636 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Oneida in with one other county in the Utica-Rome metro, Herkimer County among them, and every one of them gets $1,210 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among New York's 62 counties, Oneida ranks 42nd for two-bedroom FMR. That's about 13% below the state median of $1,385 and about 14% above the national median county at $1,063. About 229,124 people live here, 17th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,060 in 13309 (Boonville) and $1,610 in 13403 (Marcy), with the 55 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 13054 | Durhamville | $1,220 | +0.8% |
| 13123 | North Bay | $1,400 | +15.7% |
| 13157 | Sylvan Beach | $1,170 | -3.3% |
| 13162 | Verona Beach | $1,220 | +0.8% |
| 13301 | Alder Creek | $1,170 | -3.3% |
| 13303 | Ava | $1,230 | +1.7% |
| 13304 | Barneveld | $1,090 | -9.9% |
| 13308 | Blossvale | $1,310 | +8.3% |
| 13309 | Boonville | $1,060 | -12.4% |
| 13313 | Bridgewater | $1,060 | -12.4% |
| 13316 | Camden | $1,260 | +4.1% |
| 13318 | Cassville | $1,060 | -12.4% |
| 13319 | Chadwicks | $1,060 | -12.4% |
| 13321 | Clark Mills | $1,340 | +10.7% |
| 13322 | Clayville | $1,210 | 0.0% |
| 13323 | Clinton | $1,440 | +19.0% |
| 13328 | Deansboro | $1,220 | +0.8% |
| 13338 | Forestport | $1,310 | +8.3% |
| 13341 | Franklin Springs | $1,230 | +1.7% |
| 13352 | Hinckley | $1,080 | -10.7% |
| 13354 | Holland Patent | $1,060 | -12.4% |
| 13362 | Knoxboro | $1,230 | +1.7% |
| 13363 | Lee Center | $1,430 | +18.2% |
| 13401 | Mc Connellsville | $1,230 | +1.7% |
| 13403 | Marcy | $1,610 | +33.1% |
| 13413 | New Hartford | $1,440 | +19.0% |
| 13417 | New York Mills | $1,110 | -8.3% |
| 13424 | Oriskany | $1,080 | -10.7% |
| 13425 | Oriskany Falls | $1,260 | +4.1% |
| 13435 | Prospect | $1,080 | -10.7% |
| 13438 | Remsen | $1,080 | -10.7% |
| 13440 | Rome | $1,250 | +3.3% |
| 13441 | Rome | $1,250 | +3.3% |
| 13442 | Rome | $1,230 | +1.7% |
| 13449 | Rome | $1,210County rate | — |
| 13455 | Sangerfield | $1,150 | -5.0% |
| 13456 | Sauquoit | $1,060 | -12.4% |
| 13461 | Sherrill | $1,440 | +19.0% |
| 13469 | Stittville | $1,450 | +19.8% |
| 13471 | Taberg | $1,420 | +17.4% |
Counties sharing the Utica-Rome metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,210 two-bedroom figure as Oneida.
Nearby counties
Two-bedroom FMR, with how each compares to Oneida.
Madison County
21 mi · 67,328 people
$1,493
+23%
Herkimer County
22 mi · 59,757 people
$1,210
same rate
Onondaga County
40 mi · 471,129 people
$1,493
+23%
Otsego County
41 mi · 60,108 people
$1,235
+2%
Lewis County
42 mi · 26,607 people
$1,014
-16%
Oswego County
42 mi · 117,953 people
$1,493
+23%
Chenango County
45 mi · 46,321 people
$1,014
-16%
Fulton County
52 mi · 52,487 people
$1,051
-13%
Questions people ask
$1,210 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $857 for a studio, $946 for one bedroom, $1,442 for three and $1,636 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Oneida actually go for?
HUD's number is one input. Search any address in Oneida for a rent estimate built from nearby comps. Free to start, no card.
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