HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Greene County, New York (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Greene County is $1,354 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,354
-1.4% from FY 2026
Payment standard
$1,219–$1,489
90% to 110% of the FMR, two-bedroom
Income to afford
$54,160
a year, with rent at 30% of income
Rank in New York
32nd of 62
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $961 | $865–$1,057 | $38,440 | $18.48/hr | -4.7% |
| 1 bedroom | $1,095 | $986–$1,205 | $43,800 | $21.06/hr | -2.1% |
| 2 bedroom | $1,354 | $1,219–$1,489 | $54,160 | $26.04/hr | -1.4% |
| 3 bedroom | $1,768 | $1,591–$1,945 | $70,720 | $34.00/hr | -2.5% |
| 4 bedroom | $2,106 | $1,895–$2,317 | $84,240 | $40.50/hr | +1.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,422 | $2,180–$2,664 |
| 6 bedroom Estimate | $2,738 | $2,464–$3,012 |
| 7 bedroom Estimate | $3,054 | $2,749–$3,359 |
| 8 bedroom Estimate | $3,370 | $3,033–$3,707 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Greene actually rent for?
Search any address in Greene for a rent estimate built from nearby comps, with the HUD figure right next to it.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Greene somewhere between $1,219 and $1,489. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,354 a month is affordable, by HUD's 30% rule, on an income of roughly $54,160 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,219 | Voucher pays at 100%$1,354 | Voucher pays at 110%$1,489 |
|---|---|---|---|---|
| $2,500 | $750 | $469 | $604 | $739 |
| $4,000 | $1,200 | $19 | $154 | $289 |
Rate history
The two-bedroom rate went down 1% from FY 2026 ($1,373) to FY 2027 ($1,354). Since FY 2020 it's up 40% in total, about 4.9% a year. The New York median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $631 | $775 | $968 | $1,295 | $1,397 | — |
| FY 2021 | $708 | $834 | $1,047 | $1,370 | $1,420 | +8.2% |
| FY 2022 | $725 | $832 | $1,030 | $1,284 | $1,397 | -1.6% |
| FY 2023 | $883 | $931 | $1,123 | $1,407 | $1,509 | +9.0% |
| FY 2024 | $926 | $965 | $1,155 | $1,517 | $1,587 | +2.8% |
| FY 2025 | $1,013 | $1,064 | $1,254 | $1,720 | $1,875 | +8.6% |
| FY 2026 | $1,008 | $1,118 | $1,373 | $1,813 | $2,075 | +9.5% |
| FY 2027In effect | $961 | $1,095 | $1,354 | $1,768 | $2,106 | -1.4% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Greene, that runs from $961 for a studio up to $2,106 for four bedrooms, all five rates in the table above.
Because Greene sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Athens included.
Among New York's 62 counties, Greene ranks 32nd for two-bedroom FMR. That's about 2% below the state median of $1,385 and about 27% above the national median county at $1,063. About 47,409 people live here, 48th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,240 in 12051 (Coxsackie) and $1,750 in 12413 (Cairo), with the 36 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 12015 | Athens | $1,450 | +7.1% |
| 12042 | Climax | $1,350 | -0.3% |
| 12051 | Coxsackie | $1,240 | -8.4% |
| 12058 | Earlton | $1,350 | -0.3% |
| 12083 | Greenville | $1,540 | +13.7% |
| 12087 | Hannacroix | $1,540 | +13.7% |
| 12124 | New Baltimore | $1,350 | -0.3% |
| 12176 | Surprise | $1,350 | -0.3% |
| 12192 | West Coxsackie | $1,350 | -0.3% |
| 12405 | Acra | $1,350 | -0.3% |
| 12407 | Ashland | $1,240 | -8.4% |
| 12413 | Cairo | $1,750 | +29.2% |
| 12414 | Catskill | $1,640 | +21.1% |
| 12418 | Cornwallville | $1,390 | +2.7% |
| 12422 | Durham | $1,350 | -0.3% |
| 12423 | East Durham | $1,350 | -0.3% |
| 12424 | East Jewett | $1,340 | -1.0% |
| 12427 | Elka Park | $1,520 | +12.3% |
| 12431 | Freehold | $1,240 | -8.4% |
| 12436 | Haines Falls | $1,350 | -0.3% |
| 12439 | Hensonville | $1,350 | -0.3% |
| 12442 | Hunter | $1,440 | +6.4% |
| 12444 | Jewett | $1,280 | -5.5% |
| 12450 | Lanesville | $1,350 | -0.3% |
| 12451 | Leeds | $1,310 | -3.2% |
| 12452 | Lexington | $1,350 | -0.3% |
| 12454 | Maplecrest | $1,350 | -0.3% |
| 12460 | Oak Hill | $1,540 | +13.7% |
| 12463 | Palenville | $1,640 | +21.1% |
| 12468 | Prattsville | $1,240 | -8.4% |
| 12470 | Purling | $1,240 | -8.4% |
| 12473 | Round Top | $1,360 | +0.4% |
| 12482 | South Cairo | $1,400 | +3.4% |
| 12485 | Tannersville | $1,370 | +1.2% |
| 12492 | West Kill | $1,350 | -0.3% |
| 12496 | Windham | $1,240 | -8.4% |
Nearby counties
Two-bedroom FMR, with how each compares to Greene.
Columbia County
23 mi · 61,100 people
$1,503
+11%
Albany County
27 mi · 317,018 people
$1,711
+26%
Schoharie County
29 mi · 30,049 people
$1,711
+26%
Ulster County
29 mi · 182,601 people
$1,878
+39%
Schenectady County
35 mi · 160,369 people
$1,711
+26%
Rensselaer County
39 mi · 160,332 people
$1,711
+26%
Dutchess County
41 mi · 298,220 people
$2,131
+57%
Delaware County
42 mi · 44,487 people
$1,017
-25%
Questions people ask
$1,354 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $961 for a studio, $1,095 for one bedroom, $1,768 for three and $2,106 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Greene actually go for?
HUD's number is one input. Search any address in Greene for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.