HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Humboldt County, Nevada (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Humboldt County is $1,312 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,312
FY 2026, utilities included
Payment standard range
$1,181 to $1,443
90% to 110% of FMR
Income to afford 2BR
$52,480
per year, at 30% of income
Rank in Nevada
12th of 17
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Humboldt moves to $1,247. That's down 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Humboldt actually rent for?
Search any address in Humboldt for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $993 | $894 to $1,092 | $39,720 | $19.10/hr | +11.4% |
| 1 bedroom | $1,000 | $900 to $1,100 | $40,000 | $19.23/hr | +7.3% |
| 2 bedroom | $1,312 | $1,181 to $1,443 | $52,480 | $25.23/hr | +7.3% |
| 3 bedroom | $1,636 | $1,472 to $1,800 | $65,440 | $31.46/hr | +7.8% |
| 4 bedroom | $2,201 | $1,981 to $2,421 | $88,040 | $42.33/hr | +7.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,531 | $2,278 to $2,784 |
| 6 bedroom Estimate | $2,861 | $2,575 to $3,147 |
| 7 bedroom Estimate | $3,191 | $2,872 to $3,510 |
| 8 bedroom Estimate | $3,522 | $3,170 to $3,874 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Humboldt, that runs from $993 for a studio up to $2,201 for four bedrooms, all five rates in the table above.
Because Humboldt sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Winnemucca included.
Among Nevada's 17 counties, Humboldt ranks 12th for two-bedroom FMR. That's about 6% below the state median of $1,393 and about 29% above the national median county at $1,018. About 17,266 people live here, 9th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,290 in 89421 (Mc Dermitt) and $1,320 in 89426 (Paradise Valley), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Humboldt somewhere between $1,181 and $1,443. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,312 a month is affordable, by HUD's 30% rule, on an income of roughly $52,480 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,181) | HAP at 100% ($1,312) | HAP at 110% ($1,443) |
|---|---|---|---|---|
| $2,500 | $750 | $431 | $562 | $693 |
| $4,000 | $1,200 | $0 | $112 | $243 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($1,223) to FY 2026 ($1,312). Since FY 2020 it's up 36% in total, about 5.3% a year. The Nevada median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $629 | $734 | $965 | $1,203 | $1,307 |