HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Scotts Bluff County, Nebraska (FY 2026)
$987 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Scotts Bluff County, and it's the baseline every voucher in Scotts Bluff is measured against.
2 bedroom FMR
$987
FY 2026, utilities included
Payment standard range
$888 to $1,086
90% to 110% of FMR
Income to afford 2BR
$39,480
per year, at 30% of income
Rank in Nebraska
24th of 93
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Scotts Bluff moves to $1,023. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Scotts Bluff actually rent for?
Search any address in Scotts Bluff for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $685 | $617 to $754 | $27,400 | $13.17/hr | +6.2% |
| 1 bedroom | $758 | $682 to $834 | $30,320 | $14.58/hr | -0.1% |
| 2 bedroom | $987 | $888 to $1,086 | $39,480 | $18.98/hr | +5.0% |
| 3 bedroom | $1,314 | $1,183 to $1,445 | $52,560 | $25.27/hr | -0.2% |
| 4 bedroom | $1,397 | $1,257 to $1,537 | $55,880 | $26.87/hr | +1.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,607 | $1,446 to $1,768 |
| 6 bedroom Estimate | $1,816 | $1,634 to $1,998 |
| 7 bedroom Estimate | $2,026 | $1,823 to $2,229 |
| 8 bedroom Estimate | $2,235 | $2,012 to $2,459 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Scotts Bluff, that runs from $685 for a studio up to $1,397 for four bedrooms, all five rates in the table above.
Because Scotts Bluff sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Scottsbluff included.
Among Nebraska's 93 counties, Scotts Bluff ranks 24th for two-bedroom FMR. That's about 3% above the state median of $961 and about 3% below the national median county at $1,018. About 36,048 people live here, 7th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $960 in 69341 (Gering) and $1,080 in 69357 (Mitchell), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Scotts Bluff somewhere between $888 and $1,086. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$987 a month is affordable, by HUD's 30% rule, on an income of roughly $39,480 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($888) | HAP at 100% ($987) | HAP at 110% ($1,086) |
|---|---|---|---|---|
| $2,500 | $750 | $138 | $237 | $336 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($940) to FY 2026 ($987). Since FY 2020 it's up 36% in total, about 5.3% a year. The Nebraska median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $472 | $560 | $725 | $934 | $1,195 | — |
| FY 2021 | $497 | $582 | $753 | $1,018 | $1,275 | +3.9% |
| FY 2022 | $610 | $614 | $787 | $1,113 | $1,347 | +4.5% |
| FY 2023 | $693 | $698 | $877 | $1,246 | $1,490 | +11.4% |
| FY 2024 | $624 | $720 | $894 | $1,260 | $1,412 | +1.9% |
| FY 2025 | $645 | $759 | $940 | $1,317 | $1,372 | +5.1% |
| FY 2026 | $685 | $758 | $987 | $1,314 | $1,397 | +5.0% |
| FY 2027 | $712 | $782 | $1,023 | $1,294 | $1,454 | +3.6% |
Nearby counties
Questions people ask
$987 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $685 for a studio, $758 for one bedroom, $1,314 for three and $1,397 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Scotts Bluff actually go for?
HUD's number is one input. Search any address in Scotts Bluff for a rent estimate built from nearby comps. 3 free searches, no card.
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