HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Gage County, Nebraska (FY 2027)
$1,025 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Gage County, and it's the baseline every voucher in Gage is measured against.
Two-bedroom FMR
$1,025
+6.7% from FY 2026
Payment standard
$923–$1,128
90% to 110% of the FMR, two-bedroom
Income to afford
$41,000
a year, with rent at 30% of income
Rank in Nebraska
26th of 93
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $714 | $643–$785 | $28,560 | $13.73/hr | +7.7% |
| 1 bedroom | $784 | $706–$862 | $31,360 | $15.08/hr | +7.1% |
| 2 bedroom | $1,025 | $923–$1,128 | $41,000 | $19.71/hr | +6.7% |
| 3 bedroom | $1,221 | $1,099–$1,343 | $48,840 | $23.48/hr | +6.0% |
| 4 bedroom | $1,601 | $1,441–$1,761 | $64,040 | $30.79/hr | +23.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,841 | $1,657–$2,025 |
| 6 bedroom Estimate | $2,081 | $1,873–$2,289 |
| 7 bedroom Estimate | $2,321 | $2,089–$2,553 |
| 8 bedroom Estimate | $2,562 | $2,306–$2,818 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Gage actually rent for?
Search any address in Gage for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Gage somewhere between $923 and $1,128. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,025 a month is affordable, by HUD's 30% rule, on an income of roughly $41,000 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$923 | Voucher pays at 100%$1,025 | Voucher pays at 110%$1,128 |
|---|---|---|---|---|
| $2,500 | $750 | $173 | $275 | $378 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2026 ($961) to FY 2027 ($1,025). Since FY 2020 it's up 47% in total, about 5.6% a year. The Nebraska median moved up 6% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $455 | $530 | $698 | $904 | $1,072 | — |
| FY 2021 | $484 | $557 | $734 | $923 | $1,119 | +5.2% |
| FY 2022 | $507 | $575 | $757 | $936 | $1,139 | +3.1% |
| FY 2023 | $562 | $628 | $826 | $1,005 | $1,210 | +9.1% |
| FY 2024 | $591 | $664 | $872 | $1,054 | $1,227 | +5.6% |
| FY 2025 | $622 | $691 | $907 | $1,093 | $1,251 | +4.0% |
| FY 2026 | $663 | $732 | $961 | $1,152 | $1,298 | +6.0% |
| FY 2027In effect | $714 | $784 | $1,025 | $1,221 | $1,601 | +6.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Gage, that runs from $714 for a studio up to $1,601 for four bedrooms, all five rates in the table above.
Because Gage sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Adams included.
Among Nebraska's 93 counties, Gage ranks 26th for two-bedroom FMR. That's within a couple percent of the state median of $1,014 and about 4% below the national median county at $1,063. About 21,629 people live here, 15th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 68309 (Barneston) and $1,440 in 68331 (Cortland), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 68301 | Adams | $1,180 | +15.1% |
| 68309 | Barneston | $1,010 | -1.5% |
| 68310 | Beatrice | $1,010 | -1.5% |
| 68318 | Blue Springs | $1,380 | +34.6% |
| 68328 | Clatonia | $1,190 | +16.1% |
| 68331 | Cortland | $1,440 | +40.5% |
| 68357 | Filley | $1,140 | +11.2% |
| 68381 | Liberty | $1,030 | +0.5% |
| 68415 | Odell | $1,010 | -1.5% |
| 68422 | Pickrell | $1,400 | +36.6% |
| 68458 | Virginia | $1,030 | +0.5% |
| 68466 | Wymore | $1,010 | -1.5% |
Nearby counties
Two-bedroom FMR, with how each compares to Gage.
Jefferson County
23 mi · 7,161 people
$1,014
-1%
Johnson County
23 mi · 5,261 people
$1,062
+4%
Pawnee County
24 mi · 2,530 people
$1,014
-1%
Saline County
29 mi · 14,650 people
$1,050
+2%
Lancaster County
37 mi · 326,696 people
$1,230
+20%
Otoe County
37 mi · 16,241 people
$1,112
+8%
Nemaha County
45 mi · 7,046 people
$1,014
-1%
Thayer County
49 mi · 4,901 people
$1,014
-1%
Questions people ask
$1,025 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $714 for a studio, $784 for one bedroom, $1,221 for three and $1,601 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Gage actually go for?
HUD's number is one input. Search any address in Gage for a rent estimate built from nearby comps. Free to start, no card.
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