HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in St. Francois County, Missouri (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in St. Francois County is $904 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$904
FY 2026, utilities included
Payment standard range
$814 to $994
90% to 110% of FMR
Income to afford 2BR
$36,160
per year, at 30% of income
Rank in Missouri
52nd of 116
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in St. Francois moves to $988. That's up 9%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in St. Francois actually rent for?
Search any address in St. Francois for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $684 | $616 to $752 | $27,360 | $13.15/hr | +7.9% |
| 1 bedroom | $689 | $620 to $758 | $27,560 | $13.25/hr | +5.7% |
| 2 bedroom | $904 | $814 to $994 | $36,160 | $17.38/hr | +5.6% |
| 3 bedroom | $1,169 | $1,052 to $1,286 | $46,760 | $22.48/hr | +3.2% |
| 4 bedroom | $1,197 | $1,077 to $1,317 | $47,880 | $23.02/hr | +5.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,377 | $1,239 to $1,515 |
| 6 bedroom Estimate | $1,556 | $1,400 to $1,712 |
| 7 bedroom Estimate | $1,736 | $1,562 to $1,910 |
| 8 bedroom Estimate | $1,915 | $1,724 to $2,107 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In St. Francois, that runs from $684 for a studio up to $1,197 for four bedrooms, all five rates in the table above.
Because St. Francois sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, French Village included.
Among Missouri's 116 counties, St. Francois ranks 52nd for two-bedroom FMR. That's within a couple percent of the state median of $888 and about 11% below the national median county at $1,018. About 66,814 people live here, 17th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $890 in 63601 (Park Hills) and $1,000 in 63036 (French Village), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in St. Francois somewhere between $814 and $994. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$904 a month is affordable, by HUD's 30% rule, on an income of roughly $36,160 a year. Put another way, $17 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($814) | HAP at 100% ($904) | HAP at 110% ($994) |
|---|---|---|---|---|
| $2,500 | $750 | $64 | $154 | $244 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($856) to FY 2026 ($904). Since FY 2020 it's up 43% in total, about 6.1% a year. The Missouri median moved up 8% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $413 | $481 | $634 | $915 | $938 | — |
| FY 2021 | $460 | $506 | $667 | $955 | $959 | +5.2% |
| FY 2022 | $505 | $538 | $708 | $994 | $998 | +6.1% |
| FY 2023 | $555 | $572 | $753 | $1,030 | $1,034 | +6.4% |
| FY 2024 | $617 | $623 | $819 | $1,117 | $1,122 | +8.8% |
| FY 2025 | $634 | $652 | $856 | $1,133 | $1,137 | +4.5% |
| FY 2026 | $684 | $689 | $904 | $1,169 | $1,197 | +5.6% |
| FY 2027 | $750 | $755 | $988 | $1,195 | $1,298 | +9.3% |
Nearby counties
Questions people ask
$904 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $684 for a studio, $689 for one bedroom, $1,169 for three and $1,197 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in St. Francois actually go for?
HUD's number is one input. Search any address in St. Francois for a rent estimate built from nearby comps. 3 free searches, no card.
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