HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Scott County, Missouri (FY 2026)
$930 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Scott County, and it's the baseline every voucher in Scott is measured against.
2 bedroom FMR
$930
FY 2026, utilities included
Payment standard range
$837 to $1,023
90% to 110% of FMR
Income to afford 2BR
$37,200
per year, at 30% of income
Rank in Missouri
41st of 116
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Scott moves to $1,027. That's up 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Scott actually rent for?
Search any address in Scott for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $691 | $622 to $760 | $27,640 | $13.29/hr | +1.6% |
| 1 bedroom | $709 | $638 to $780 | $28,360 | $13.63/hr | +2.0% |
| 2 bedroom | $930 | $837 to $1,023 | $37,200 | $17.88/hr | +2.0% |
| 3 bedroom | $1,145 | $1,031 to $1,260 | $45,800 | $22.02/hr | +0.3% |
| 4 bedroom | $1,231 | $1,108 to $1,354 | $49,240 | $23.67/hr | +1.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,416 | $1,274 to $1,558 |
| 6 bedroom Estimate | $1,600 | $1,440 to $1,760 |
| 7 bedroom Estimate | $1,785 | $1,607 to $1,964 |
| 8 bedroom Estimate | $1,970 | $1,773 to $2,167 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Scott, that runs from $691 for a studio up to $1,231 for four bedrooms, all five rates in the table above.
Because Scott sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Benton included.
Among Missouri's 116 counties, Scott ranks 41st for two-bedroom FMR. That's about 5% above the state median of $888 and about 9% below the national median county at $1,018. About 38,055 people live here, 31st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $890 in 63758 (Kelso) and $1,050 in 63824 (Blodgett), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Scott somewhere between $837 and $1,023. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$930 a month is affordable, by HUD's 30% rule, on an income of roughly $37,200 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($837) | HAP at 100% ($930) | HAP at 110% ($1,023) |
|---|---|---|---|---|
| $2,500 | $750 | $87 | $180 | $273 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($912) to FY 2026 ($930). Since FY 2020 it's up 42% in total, about 6.1% a year. The Missouri median moved up 8% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $425 | $509 | $653 | $883 | $958 | — |
| FY 2021 | $469 | $528 | $680 | $913 | $922 | +4.1% |
| FY 2022 | $535 | $570 | $750 | $978 | $1,017 | +10.3% |
| FY 2023 | $609 | $628 | $827 | $1,068 | $1,111 | +10.3% |
| FY 2024 | $652 | $658 | $865 | $1,095 | $1,152 | +4.6% |
| FY 2025 | $680 | $695 | $912 | $1,142 | $1,209 | +5.4% |
| FY 2026 | $691 | $709 | $930 | $1,145 | $1,231 | +2.0% |
| FY 2027 | $757 | $785 | $1,027 | $1,243 | $1,372 | +10.4% |
Nearby counties
Cape Girardeau County
$99222 mi · pop 81,703
Mississippi County
$88823 mi · pop 12,305
Stoddard County
$88823 mi · pop 28,656
Bollinger County
$99227 mi · pop 10,658
New Madrid County
$89033 mi · pop 16,341
Perry County
$95241 mi · pop 18,970
Madison County
$93544 mi · pop 12,649
Wayne County
$88847 mi · pop 11,081
Questions people ask
$930 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $691 for a studio, $709 for one bedroom, $1,145 for three and $1,231 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Scott actually go for?
HUD's number is one input. Search any address in Scott for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.