HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Ozark County, Missouri (FY 2027)
$962 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Ozark County, and it's the baseline every voucher in Ozark is measured against.
Two-bedroom FMR
$962
+8.3% from FY 2026
Payment standard
$866–$1,058
90% to 110% of the FMR, two-bedroom
Income to afford
$38,480
a year, with rent at 30% of income
Rank in Missouri
99th of 116
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $709 | $638–$780 | $28,360 | $13.63/hr | +7.4% |
| 1 bedroom | $735 | $662–$809 | $29,400 | $14.13/hr | +8.6% |
| 2 bedroom | $962 | $866–$1,058 | $38,480 | $18.50/hr | +8.3% |
| 3 bedroom | $1,146 | $1,031–$1,261 | $45,840 | $22.04/hr | +7.6% |
| 4 bedroom | $1,264 | $1,138–$1,390 | $50,560 | $24.31/hr | +7.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,454 | $1,309–$1,599 |
| 6 bedroom Estimate | $1,643 | $1,479–$1,807 |
| 7 bedroom Estimate | $1,833 | $1,650–$2,016 |
| 8 bedroom Estimate | $2,022 | $1,820–$2,224 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Ozark actually rent for?
Search any address in Ozark for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Ozark somewhere between $866 and $1,058. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$962 a month is affordable, by HUD's 30% rule, on an income of roughly $38,480 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$866 | Voucher pays at 100%$962 | Voucher pays at 110%$1,058 |
|---|---|---|---|---|
| $2,500 | $750 | $116 | $212 | $308 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2026 ($888) to FY 2027 ($962). Since FY 2020 it's up 50% in total, about 6.0% a year. The Missouri median moved up 8% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $430 | $487 | $641 | $799 | $979 | — |
| FY 2021 | $488 | $536 | $707 | $879 | $1,088 | +10.3% |
| FY 2022 | $550 | $585 | $770 | $952 | $1,044 | +8.9% |
| FY 2023 | $605 | $624 | $822 | $1,000 | $1,104 | +6.8% |
| FY 2024 | $648 | $655 | $860 | $1,040 | $1,145 | +4.6% |
| FY 2025 | $633 | $646 | $848 | $1,022 | $1,124 | -1.4% |
| FY 2026 | $660 | $677 | $888 | $1,065 | $1,176 | +4.7% |
| FY 2027In effect | $709 | $735 | $962 | $1,146 | $1,264 | +8.3% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Ozark, that runs from $709 for a studio up to $1,264 for four bedrooms, all five rates in the table above.
Because Ozark sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bakersfield included.
Among Missouri's 116 counties, Ozark ranks 99th for two-bedroom FMR. That's within a couple percent of the state median of $962 and about 10% below the national median county at $1,063. About 8,873 people live here, 91st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $960 in 65618 (Brixey) and $1,030 in 65609 (Bakersfield), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 65609 | Bakersfield | $1,030 | +7.1% |
| 65618 | Brixey | $960 | -0.2% |
| 65637 | Dora | $960 | -0.2% |
| 65655 | Gainesville | $960 | -0.2% |
| 65666 | Hardenville | $960 | -0.2% |
| 65676 | Isabella | $960 | -0.2% |
| 65715 | Noble | $960 | -0.2% |
| 65729 | Pontiac | $960 | -0.2% |
| 65741 | Rockbridge | $960 | -0.2% |
| 65760 | Tecumseh | $960 | -0.2% |
| 65761 | Theodosia | $970 | +0.8% |
| 65762 | Thornfield | $960 | -0.2% |
| 65766 | Udall | $960 | -0.2% |
| 65773 | Wasola | $960 | -0.2% |
| 65784 | Zanoni | $960 | -0.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Ozark.
Douglas County
19 mi · 11,965 people
$962
same rate
Howell County
31 mi · 40,383 people
$962
same rate
Taney County
38 mi · 56,529 people
$1,126
+17%
Wright County
40 mi · 18,965 people
$962
same rate
Christian County
46 mi · 92,915 people
$1,113
+16%
Webster County
50 mi · 40,500 people
$1,113
+16%
Texas County
54 mi · 25,161 people
$962
same rate
Oregon County
56 mi · 8,673 people
$962
same rate
Questions people ask
$962 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $709 for a studio, $735 for one bedroom, $1,146 for three and $1,264 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Ozark actually go for?
HUD's number is one input. Search any address in Ozark for a rent estimate built from nearby comps. Free to start, no card.
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