HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Ozark County, Missouri (FY 2026)
$888 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Ozark County, and it's the baseline every voucher in Ozark is measured against.
2 bedroom FMR
$888
FY 2026, utilities included
Payment standard range
$799 to $977
90% to 110% of FMR
Income to afford 2BR
$35,520
per year, at 30% of income
Rank in Missouri
96th of 116
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Ozark moves to $962. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Ozark actually rent for?
Search any address in Ozark for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $660 | $594 to $726 | $26,400 | $12.69/hr | +4.3% |
| 1 bedroom | $677 | $609 to $745 | $27,080 | $13.02/hr | +4.8% |
| 2 bedroom | $888 | $799 to $977 | $35,520 | $17.08/hr | +4.7% |
| 3 bedroom | $1,065 | $959 to $1,172 | $42,600 | $20.48/hr | +4.2% |
| 4 bedroom | $1,176 | $1,058 to $1,294 | $47,040 | $22.62/hr | +4.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,352 | $1,217 to $1,487 |
| 6 bedroom Estimate | $1,529 | $1,376 to $1,682 |
| 7 bedroom Estimate | $1,705 | $1,535 to $1,876 |
| 8 bedroom Estimate | $1,882 | $1,694 to $2,070 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Ozark, that runs from $660 for a studio up to $1,176 for four bedrooms, all five rates in the table above.
Because Ozark sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bakersfield included.
Among Missouri's 116 counties, Ozark ranks 96th for two-bedroom FMR. That's within a couple percent of the state median of $888 and about 13% below the national median county at $1,018. About 8,688 people live here, 92nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $890 in 65618 (Brixey) and $950 in 65609 (Bakersfield), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 65609 | Bakersfield | $950 | +7.0% |
| 65618 | Brixey | $890 | +0.2% |
| 65637 | Dora | $890 | +0.2% |
| 65655 | Gainesville | $890 | +0.2% |
| 65666 | Hardenville | $890 | +0.2% |
| 65676 | Isabella | $890 | +0.2% |
| 65715 | Noble | $890 | +0.2% |
| 65729 | Pontiac | $890 | +0.2% |
| 65741 | Rockbridge | $890 | +0.2% |
| 65760 | Tecumseh | $890 | +0.2% |
| 65761 | Theodosia | $900 | +1.4% |
| 65762 | Thornfield | $890 | +0.2% |
| 65766 | Udall | $890 | +0.2% |
| 65773 | Wasola | $890 | +0.2% |
| 65784 | Zanoni | $890 | +0.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Ozark somewhere between $799 and $977. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$888 a month is affordable, by HUD's 30% rule, on an income of roughly $35,520 a year. Put another way, $17 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($799) | HAP at 100% ($888) | HAP at 110% ($977) |
|---|---|---|---|---|
| $2,500 | $750 | $49 | $138 | $227 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($848) to FY 2026 ($888). Since FY 2020 it's up 39% in total, about 5.6% a year. The Missouri median moved up 8% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $430 | $487 | $641 | $799 | $979 | — |
| FY 2021 | $488 | $536 | $707 | $879 | $1,088 | +10.3% |
| FY 2022 | $550 | $585 | $770 | $952 | $1,044 | +8.9% |
| FY 2023 | $605 | $624 | $822 | $1,000 | $1,104 | +6.8% |
| FY 2024 | $648 | $655 | $860 | $1,040 | $1,145 | +4.6% |
| FY 2025 | $633 | $646 | $848 | $1,022 | $1,124 | -1.4% |
| FY 2026 | $660 | $677 | $888 | $1,065 | $1,176 | +4.7% |
| FY 2027 | $709 | $735 | $962 | $1,146 | $1,264 | +8.3% |
Nearby counties
Questions people ask
$888 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $660 for a studio, $677 for one bedroom, $1,065 for three and $1,176 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Ozark actually go for?
HUD's number is one input. Search any address in Ozark for a rent estimate built from nearby comps. 3 free searches, no card.
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