HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Caldwell County, Missouri (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Caldwell County is $1,358 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,358
FY 2026, utilities included
Payment standard range
$1,222 to $1,494
90% to 110% of FMR
Income to afford 2BR
$54,320
per year, at 30% of income
Rank in Missouri
1st of 116
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Caldwell moves to $1,546. That's up 14%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Caldwell actually rent for?
Search any address in Caldwell for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,095 | $986 to $1,205 | $43,800 | $21.06/hr | +2.0% |
| 1 bedroom | $1,197 | $1,077 to $1,317 | $47,880 | $23.02/hr | +1.2% |
| 2 bedroom | $1,358 | $1,222 to $1,494 | $54,320 | $26.12/hr | +0.9% |
| 3 bedroom | $1,769 | $1,592 to $1,946 | $70,760 | $34.02/hr | +0.7% |
| 4 bedroom | $2,103 | $1,893 to $2,313 | $84,120 | $40.44/hr | +1.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,418 | $2,176 to $2,660 |
| 6 bedroom Estimate | $2,734 | $2,461 to $3,007 |
| 7 bedroom Estimate | $3,049 | $2,744 to $3,354 |
| 8 bedroom Estimate | $3,365 | $3,029 to $3,702 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Caldwell, that runs from $1,095 for a studio up to $2,103 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Caldwell in with 12 other counties in the Kansas City metro, Jackson County, Johnson County, Clay County among them, and every one of them gets $1,358 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Missouri's 116 counties, Caldwell ranks 1st for two-bedroom FMR. That's about 53% above the state median of $888 and about 33% above the national median county at $1,018. About 8,876 people live here, 90th in the state.
Counties sharing the Kansas City metro rate
Jackson County
$1,358MO · pop 715,526
Johnson County
$1,358KS · pop 610,742
Clay County
$1,358MO · pop 253,085
Wyandotte County
$1,358KS · pop 167,989
Cass County
$1,358MO · pop 108,205
Platte County
$1,358MO · pop 107,033
Leavenworth County
$1,358KS · pop 82,050
Miami County
$1,358KS · pop 34,312
Lafayette County
$1,358MO · pop 32,858
Ray County
$1,358MO · pop 23,122
Clinton County
$1,358MO · pop 21,155
Linn County
$1,358KS · pop 9,696
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 64624 (Braymer) and $1,040 in 64649 (Kidder), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Caldwell somewhere between $1,222 and $1,494. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,358 a month is affordable, by HUD's 30% rule, on an income of roughly $54,320 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,222) | HAP at 100% ($1,358) | HAP at 110% ($1,494) |
|---|---|---|---|---|
| $2,500 | $750 | $472 | $608 | $744 |
| $4,000 | $1,200 | $22 | $158 | $294 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,346) to FY 2026 ($1,358). Since FY 2020 it's up 39% in total, about 5.6% a year. The Missouri median moved up 8% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $678 | $813 | $978 | $1,314 | $1,490 | — |
| FY 2021 | $731 | $857 | $1,021 | $1,364 | $1,552 | +4.4% |
| FY 2022 | $762 | $875 | $1,030 | $1,365 | $1,569 | +0.9% |
| FY 2023 | $885 | $1,002 | $1,164 | $1,530 | $1,777 | +13.0% |
| FY 2024 | $985 | $1,098 | $1,258 | $1,645 | $1,931 | +8.1% |
| FY 2025 | $1,074 | $1,183 | $1,346 | $1,756 | $2,078 | +7.0% |
| FY 2026 | $1,095 | $1,197 | $1,358 | $1,769 | $2,103 | +0.9% |
| FY 2027 | $1,257 | $1,366 | $1,546 | $2,020 | $2,419 | +13.8% |
Nearby counties
Questions people ask
$1,358 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,095 for a studio, $1,197 for one bedroom, $1,769 for three and $2,103 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Caldwell actually go for?
HUD's number is one input. Search any address in Caldwell for a rent estimate built from nearby comps. 3 free searches, no card.
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