HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Harrison County, Mississippi (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Harrison County is $1,185 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,185
+3.9% from FY 2026
Payment standard
$1,067–$1,304
90% to 110% of the FMR, two-bedroom
Income to afford
$47,400
a year, with rent at 30% of income
Rank in Mississippi
11th of 82
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $844 | $760–$928 | $33,760 | $16.23/hr | +7.4% |
| 1 bedroom | $982 | $884–$1,080 | $39,280 | $18.88/hr | +6.4% |
| 2 bedroom | $1,185 | $1,067–$1,304 | $47,400 | $22.79/hr | +3.9% |
| 3 bedroom | $1,525 | $1,373–$1,678 | $61,000 | $29.33/hr | +3.7% |
| 4 bedroom | $1,723 | $1,551–$1,895 | $68,920 | $33.13/hr | +6.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,981 | $1,783–$2,179 |
| 6 bedroom Estimate | $2,240 | $2,016–$2,464 |
| 7 bedroom Estimate | $2,498 | $2,248–$2,748 |
| 8 bedroom Estimate | $2,757 | $2,481–$3,033 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Harrison actually rent for?
Search any address in Harrison for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Harrison somewhere between $1,067 and $1,304. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,185 a month is affordable, by HUD's 30% rule, on an income of roughly $47,400 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,067 | Voucher pays at 100%$1,185 | Voucher pays at 110%$1,304 |
|---|---|---|---|---|
| $2,500 | $750 | $317 | $435 | $554 |
| $4,000 | $1,200 | $0 | $0 | $104 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($1,140) to FY 2027 ($1,185). Since FY 2020 it's up 40% in total, about 4.9% a year. The Mississippi median moved up 7% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $688 | $732 | $846 | $1,169 | $1,372 | — |
| FY 2021 | $644 | $701 | $810 | $1,130 | $1,285 | -4.3% |
| FY 2022 | $666 | $735 | $863 | $1,198 | $1,338 | +6.5% |
| FY 2023 | $707 | $780 | $944 | $1,283 | $1,395 | +9.4% |
| FY 2024 | $825 | $923 | $1,151 | $1,525 | $1,626 | +21.9% |
| FY 2025 | $766 | $896 | $1,117 | $1,446 | $1,540 | -3.0% |
| FY 2026 | $786 | $923 | $1,140 | $1,471 | $1,612 | +2.1% |
| FY 2027In effect | $844 | $982 | $1,185 | $1,525 | $1,723 | +3.9% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Harrison, that runs from $844 for a studio up to $1,723 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Harrison in with one other county in the Gulfport-Biloxi metro, Hancock County among them, and every one of them gets $1,185 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Mississippi's 82 counties, Harrison ranks 11th for two-bedroom FMR. That's about 31% above the state median of $905 and about 11% above the national median county at $1,063. About 210,891 people live here, 2nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 39530 (Biloxi) and $1,300 in 39560 (Long Beach), with the 16 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 39501 | Gulfport | $1,060 | -10.5% |
| 39502 | Gulfport | $1,190 | +0.4% |
| 39503 | Gulfport | $1,220 | +3.0% |
| 39505 | Gulfport | $1,190 | +0.4% |
| 39506 | Gulfport | $1,190 | +0.4% |
| 39507 | Gulfport | $1,230 | +3.8% |
| 39530 | Biloxi | $1,030 | -13.1% |
| 39531 | Biloxi | $1,180 | -0.4% |
| 39532 | Biloxi | $1,200 | +1.3% |
| 39533 | Biloxi | $1,190 | +0.4% |
| 39534 | Biloxi | $1,030 | -13.1% |
| 39535 | Biloxi | $1,190 | +0.4% |
| 39540 | Diberville | $1,290 | +8.9% |
| 39560 | Long Beach | $1,300 | +9.7% |
| 39571 | Pass Christian | $1,130 | -4.6% |
| 39574 | Saucier | $1,090 | -8.0% |
Counties sharing the Gulfport-Biloxi metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,185 two-bedroom figure as Harrison.
Nearby counties
Two-bedroom FMR, with how each compares to Harrison.
Stone County
25 mi · 18,894 people
$1,047
-12%
Hancock County
26 mi · 46,167 people
$1,185
same rate
Jackson County
26 mi · 145,249 people
$1,099
-7%
Pearl River County
37 mi · 57,458 people
$967
-18%
George County
38 mi · 25,170 people
$994
-16%
Forrest County
58 mi · 78,272 people
$1,316
+11%
Greene County
58 mi · 13,615 people
$905
-24%
Lamar County
58 mi · 65,713 people
$1,316
+11%
Questions people ask
$1,185 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $844 for a studio, $982 for one bedroom, $1,525 for three and $1,723 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Harrison actually go for?
HUD's number is one input. Search any address in Harrison for a rent estimate built from nearby comps. Free to start, no card.
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