HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Trigg County, Kentucky (FY 2027)
$1,307 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Trigg County, and it's the baseline every voucher in Trigg is measured against.
Two-bedroom FMR
$1,307
-2.9% from FY 2026
Payment standard
$1,176–$1,438
90% to 110% of the FMR, two-bedroom
Income to afford
$52,280
a year, with rent at 30% of income
Rank in Kentucky
14th of 120
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,061 | $955–$1,167 | $42,440 | $20.40/hr | -2.7% |
| 1 bedroom | $1,068 | $961–$1,175 | $42,720 | $20.54/hr | -2.4% |
| 2 bedroom | $1,307 | $1,176–$1,438 | $52,280 | $25.13/hr | -2.9% |
| 3 bedroom | $1,786 | $1,607–$1,965 | $71,440 | $34.35/hr | -4.5% |
| 4 bedroom | $2,185 | $1,967–$2,404 | $87,400 | $42.02/hr | -3.2% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,513 | $2,262–$2,764 |
| 6 bedroom Estimate | $2,841 | $2,557–$3,125 |
| 7 bedroom Estimate | $3,168 | $2,851–$3,485 |
| 8 bedroom Estimate | $3,496 | $3,146–$3,846 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Trigg actually rent for?
Search any address in Trigg for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Trigg somewhere between $1,176 and $1,438. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,307 a month is affordable, by HUD's 30% rule, on an income of roughly $52,280 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,176 | Voucher pays at 100%$1,307 | Voucher pays at 110%$1,438 |
|---|---|---|---|---|
| $2,500 | $750 | $426 | $557 | $688 |
| $4,000 | $1,200 | $0 | $107 | $238 |
Rate history
The two-bedroom rate went down 3% from FY 2026 ($1,346) to FY 2027 ($1,307). Since FY 2020 it's up 50% in total, about 6.0% a year. The Kentucky median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $578 | $691 | $869 | $1,239 | $1,477 | — |
| FY 2021 | $576 | $689 | $872 | $1,248 | $1,510 | +0.3% |
| FY 2022 | $634 | $707 | $910 | $1,293 | $1,558 | +4.4% |
| FY 2023 | $699 | $758 | $985 | $1,389 | $1,678 | +8.2% |
| FY 2024 | $887 | $970 | $1,246 | $1,750 | $2,114 | +26.5% |
| FY 2025 | $916 | $976 | $1,229 | $1,722 | $2,064 | -1.4% |
| FY 2026 | $1,090 | $1,094 | $1,346 | $1,871 | $2,258 | +9.5% |
| FY 2027In effect | $1,061 | $1,068 | $1,307 | $1,786 | $2,185 | -2.9% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Trigg, that runs from $1,061 for a studio up to $2,185 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Trigg in with 2 other counties in the Clarksville metro, Montgomery County, Christian County among them, and every one of them gets $1,307 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Kentucky's 120 counties, Trigg ranks 14th for two-bedroom FMR. That's about 41% above the state median of $925 and about 23% above the national median county at $1,063. About 14,315 people live here, 76th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Trigg, the two-bedroom rate is $1,220 across the board, so there's no ZIP-level story here.
Counties sharing the Clarksville metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,307 two-bedroom figure as Trigg.
Nearby counties
Two-bedroom FMR, with how each compares to Trigg.
Christian County
15 mi · 72,069 people
$1,307
same rate
Caldwell County
22 mi · 12,618 people
$909
-30%
Lyon County
23 mi · 8,900 people
$909
-30%
Hopkins County
30 mi · 45,119 people
$959
-27%
Marshall County
31 mi · 31,743 people
$918
-30%
Crittenden County
33 mi · 8,979 people
$909
-30%
Todd County
33 mi · 12,469 people
$1,054
-19%
Calloway County
34 mi · 38,224 people
$1,155
-12%
Questions people ask
$1,307 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,061 for a studio, $1,068 for one bedroom, $1,786 for three and $2,185 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Trigg actually go for?
HUD's number is one input. Search any address in Trigg for a rent estimate built from nearby comps. Free to start, no card.
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