HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Trigg County, Kentucky (FY 2026)
$1,346 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Trigg County, and it's the baseline every voucher in Trigg is measured against.
2 bedroom FMR
$1,346
FY 2026, utilities included
Payment standard range
$1,211 to $1,481
90% to 110% of FMR
Income to afford 2BR
$53,840
per year, at 30% of income
Rank in Kentucky
8th of 120
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Trigg moves to $1,307. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Trigg actually rent for?
Search any address in Trigg for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,090 | $981 to $1,199 | $43,600 | $20.96/hr | +19.0% |
| 1 bedroom | $1,094 | $985 to $1,203 | $43,760 | $21.04/hr | +12.1% |
| 2 bedroom | $1,346 | $1,211 to $1,481 | $53,840 | $25.88/hr | +9.5% |
| 3 bedroom | $1,871 | $1,684 to $2,058 | $74,840 | $35.98/hr | +8.7% |
| 4 bedroom | $2,258 | $2,032 to $2,484 | $90,320 | $43.42/hr | +9.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,597 | $2,337 to $2,857 |
| 6 bedroom Estimate | $2,935 | $2,642 to $3,229 |
| 7 bedroom Estimate | $3,274 | $2,947 to $3,601 |
| 8 bedroom Estimate | $3,613 | $3,252 to $3,974 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Trigg, that runs from $1,090 for a studio up to $2,258 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Trigg in with 2 other counties in the Clarksville metro, Montgomery County, Christian County among them, and every one of them gets $1,346 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Kentucky's 120 counties, Trigg ranks 8th for two-bedroom FMR. That's about 50% above the state median of $900 and about 32% above the national median county at $1,018. About 14,154 people live here, 77th in the state.
Counties sharing the Clarksville metro rate
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Trigg, the two-bedroom rate is $1,110 across the board, so there's no ZIP-level story here.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Trigg somewhere between $1,211 and $1,481. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,346 a month is affordable, by HUD's 30% rule, on an income of roughly $53,840 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,211) | HAP at 100% ($1,346) | HAP at 110% ($1,481) |
|---|---|---|---|---|
| $2,500 | $750 | $461 | $596 | $731 |
| $4,000 | $1,200 | $11 | $146 | $281 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($1,229) to FY 2026 ($1,346). Since FY 2020 it's up 55% in total, about 7.6% a year. The Kentucky median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $578 | $691 | $869 | $1,239 | $1,477 | — |
| FY 2021 | $576 | $689 | $872 | $1,248 | $1,510 | +0.3% |
| FY 2022 | $634 | $707 | $910 | $1,293 | $1,558 | +4.4% |
| FY 2023 | $699 | $758 | $985 | $1,389 | $1,678 | +8.2% |
| FY 2024 | $887 | $970 | $1,246 | $1,750 | $2,114 | +26.5% |
| FY 2025 | $916 | $976 | $1,229 | $1,722 | $2,064 | -1.4% |
| FY 2026 | $1,090 | $1,094 | $1,346 | $1,871 | $2,258 | +9.5% |
| FY 2027 | $1,061 | $1,068 | $1,307 | $1,786 | $2,185 | -2.9% |
Nearby counties
Questions people ask
$1,346 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,090 for a studio, $1,094 for one bedroom, $1,871 for three and $2,258 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Trigg actually go for?
HUD's number is one input. Search any address in Trigg for a rent estimate built from nearby comps. 3 free searches, no card.
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