HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Perry County, Kentucky (FY 2026)
A two-bedroom in Perry County carries a FY 2026 Fair Market Rent of $959 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Perry keys off that figure.
2 bedroom FMR
$959
FY 2026, utilities included
Payment standard range
$863 to $1,055
90% to 110% of FMR
Income to afford 2BR
$38,360
per year, at 30% of income
Rank in Kentucky
45th of 120
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Perry moves to $1,010. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Perry actually rent for?
Search any address in Perry for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $685 | $617 to $754 | $27,400 | $13.17/hr | +1.0% |
| 1 bedroom | $731 | $658 to $804 | $29,240 | $14.06/hr | +1.8% |
| 2 bedroom | $959 | $863 to $1,055 | $38,360 | $18.44/hr | +1.8% |
| 3 bedroom | $1,150 | $1,035 to $1,265 | $46,000 | $22.12/hr | +1.3% |
| 4 bedroom | $1,270 | $1,143 to $1,397 | $50,800 | $24.42/hr | +1.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,461 | $1,315 to $1,607 |
| 6 bedroom Estimate | $1,651 | $1,486 to $1,816 |
| 7 bedroom Estimate | $1,842 | $1,658 to $2,026 |
| 8 bedroom Estimate | $2,032 | $1,829 to $2,235 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Perry, that runs from $685 for a studio up to $1,270 for four bedrooms, all five rates in the table above.
Because Perry sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Hazard included.
Among Kentucky's 120 counties, Perry ranks 45th for two-bedroom FMR. That's about 7% above the state median of $900 and about 6% below the national median county at $1,018. About 28,136 people live here, 38th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $870 in 41722 (Bulan) and $1,020 in 41774 (Viper), with the 24 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 40981 | Saul | $960 | +0.1% |
| 41367 | Rowdy | $930 | -3.0% |
| 41701 | Hazard | $960 | +0.1% |
| 41702 | Hazard | $959County rate | — |
| 41712 | Ary | $950 | -0.9% |
| 41713 | Avawam | $960 | +0.1% |
| 41719 | Bonnyman | $960 | +0.1% |
| 41721 | Buckhorn | $960 | +0.1% |
| 41722 | Bulan | $870 | -9.3% |
| 41723 | Busy | $930 | -3.0% |
| 41727 | Chavies | $940 | -2.0% |
| 41729 | Combs | $960 | +0.1% |
| 41731 | Cornettsville | $930 | -3.0% |
| 41735 | Delphia | $960 | +0.1% |
| 41736 | Dice | $960 | +0.1% |
| 41739 | Dwarf | $910 | -5.1% |
| 41745 | Gays Creek | $960 | +0.1% |
| 41746 | Happy | $900 | -6.2% |
| 41751 | Jeff | $990 | +3.2% |
| 41754 | Krypton | $970 | +1.1% |
| 41760 | Scuddy | $980 | +2.2% |
| 41763 | Slemp | $960 | +0.1% |
| 41773 | Vicco | $870 | -9.3% |
| 41774 | Viper | $1,020 | +6.4% |
| 41778 | Yerkes | $960 | +0.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Perry somewhere between $863 and $1,055. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$959 a month is affordable, by HUD's 30% rule, on an income of roughly $38,360 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($863) | HAP at 100% ($959) | HAP at 110% ($1,055) |
|---|---|---|---|---|
| $2,500 | $750 | $113 | $209 | $305 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($942) to FY 2026 ($959). Since FY 2020 it's up 52% in total, about 7.2% a year. The Kentucky median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $448 | $550 | $631 | $852 | $855 | — |
| FY 2021 | $475 | $575 | $663 | $922 | $967 | +5.1% |
| FY 2022 | $482 | $518 | $674 | $865 | $979 | +1.7% |
| FY 2023 | $563 | $590 | $776 | $944 | $1,106 | +15.1% |
| FY 2024 | $676 | $710 | $933 | $1,128 | $1,245 | +20.2% |
| FY 2025 | $678 | $718 | $942 | $1,135 | $1,249 | +1.0% |
| FY 2026 | $685 | $731 | $959 | $1,150 | $1,270 | +1.8% |
| FY 2027 | $722 | $772 | $1,010 | $1,203 | $1,327 | +5.3% |
Nearby counties
Questions people ask
$959 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $685 for a studio, $731 for one bedroom, $1,150 for three and $1,270 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Perry actually go for?
HUD's number is one input. Search any address in Perry for a rent estimate built from nearby comps. 3 free searches, no card.
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