HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Webster County, Iowa (FY 2026)
$919 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Webster County, and it's the baseline every voucher in Webster is measured against.
2 bedroom FMR
$919
FY 2026, utilities included
Payment standard range
$827 to $1,011
90% to 110% of FMR
Income to afford 2BR
$36,760
per year, at 30% of income
Rank in Iowa
95th of 99
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Webster moves to $927. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Webster actually rent for?
Search any address in Webster for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $696 | $626 to $766 | $27,840 | $13.38/hr | +4.8% |
| 1 bedroom | $700 | $630 to $770 | $28,000 | $13.46/hr | +4.8% |
| 2 bedroom | $919 | $827 to $1,011 | $36,760 | $17.67/hr | +4.8% |
| 3 bedroom | $1,182 | $1,064 to $1,300 | $47,280 | $22.73/hr | +2.3% |
| 4 bedroom | $1,542 | $1,388 to $1,696 | $61,680 | $29.65/hr | +4.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,773 | $1,596 to $1,950 |
| 6 bedroom Estimate | $2,005 | $1,805 to $2,206 |
| 7 bedroom Estimate | $2,236 | $2,012 to $2,460 |
| 8 bedroom Estimate | $2,467 | $2,220 to $2,714 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Webster, that runs from $696 for a studio up to $1,542 for four bedrooms, all five rates in the table above.
Because Webster sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Fort Dodge included.
Among Iowa's 99 counties, Webster ranks 95th for two-bedroom FMR. That's within a couple percent of the state median of $919 and about 10% below the national median county at $1,018. About 36,986 people live here, 18th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 50516 (Badger) and $1,260 in 50566 (Moorland), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 50501 | Fort Dodge | $940 | +2.3% |
| 50516 | Badger | $920 | +0.1% |
| 50518 | Barnum | $1,020 | +11.0% |
| 50521 | Burnside | $920 | +0.1% |
| 50523 | Callender | $920 | +0.1% |
| 50524 | Clare | $940 | +2.3% |
| 50530 | Dayton | $920 | +0.1% |
| 50532 | Duncombe | $920 | +0.1% |
| 50543 | Gowrie | $920 | +0.1% |
| 50544 | Harcourt | $920 | +0.1% |
| 50557 | Lehigh | $920 | +0.1% |
| 50566 | Moorland | $1,260 | +37.1% |
| 50569 | Otho | $920 | +0.1% |
| 50594 | Vincent | $920 | +0.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Webster somewhere between $827 and $1,011. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$919 a month is affordable, by HUD's 30% rule, on an income of roughly $36,760 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($827) | HAP at 100% ($919) | HAP at 110% ($1,011) |
|---|---|---|---|---|
| $2,500 | $750 | $77 | $169 | $261 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($877) to FY 2026 ($919). Since FY 2020 it's up 34% in total, about 5.0% a year. The Iowa median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $524 | $528 | $687 | $929 | $932 | — |
| FY 2021 | $539 | $543 | $715 | $983 | $986 | +4.1% |
| FY 2022 | $558 | $562 | $739 | $1,024 | $1,028 | +3.4% |
| FY 2023 | $600 | $604 | $795 | $1,116 | $1,131 | +7.6% |
| FY 2024 | $652 | $657 | $863 | $1,159 | $1,465 | +8.6% |
| FY 2025 | $664 | $668 | $877 | $1,155 | $1,473 | +1.6% |
| FY 2026 | $696 | $700 | $919 | $1,182 | $1,542 | +4.8% |
| FY 2027 | $667 | $709 | $927 | $1,191 | $1,549 | +0.9% |
Nearby counties
Questions people ask
$919 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $696 for a studio, $700 for one bedroom, $1,182 for three and $1,542 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Webster actually go for?
HUD's number is one input. Search any address in Webster for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.