HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Keokuk County, Iowa (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Keokuk County is $919 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$919
FY 2026, utilities included
Payment standard range
$827 to $1,011
90% to 110% of FMR
Income to afford 2BR
$36,760
per year, at 30% of income
Rank in Iowa
75th of 99
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Keokuk moves to $927. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Keokuk actually rent for?
Search any address in Keokuk for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $682 | $614 to $750 | $27,280 | $13.12/hr | +5.6% |
| 1 bedroom | $764 | $688 to $840 | $30,560 | $14.69/hr | +3.0% |
| 2 bedroom | $919 | $827 to $1,011 | $36,760 | $17.67/hr | +4.8% |
| 3 bedroom | $1,178 | $1,060 to $1,296 | $47,120 | $22.65/hr | +6.1% |
| 4 bedroom | $1,227 | $1,104 to $1,350 | $49,080 | $23.60/hr | +5.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,411 | $1,270 to $1,552 |
| 6 bedroom Estimate | $1,595 | $1,436 to $1,755 |
| 7 bedroom Estimate | $1,779 | $1,601 to $1,957 |
| 8 bedroom Estimate | $1,963 | $1,767 to $2,159 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Keokuk, that runs from $682 for a studio up to $1,227 for four bedrooms, all five rates in the table above.
Because Keokuk sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Gibson included.
Among Iowa's 99 counties, Keokuk ranks 75th for two-bedroom FMR. That's within a couple percent of the state median of $919 and about 10% below the national median county at $1,018. About 10,026 people live here, 73rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 50268 (What Cheer) and $1,070 in 50136 (Keswick), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 50104 | Gibson | $970 | +5.5% |
| 50136 | Keswick | $1,070 | +16.4% |
| 50255 | Thornburg | $1,070 | +16.4% |
| 50268 | What Cheer | $920 | +0.1% |
| 52231 | Harper | $940 | +2.3% |
| 52248 | Keota | $920 | +0.1% |
| 52335 | South English | $920 | +0.1% |
| 52355 | Webster | $950 | +3.4% |
| 52550 | Delta | $1,040 | +13.2% |
| 52562 | Hayesville | $970 | +5.5% |
| 52563 | Hedrick | $1,020 | +11.0% |
| 52568 | Martinsburg | $920 | +0.1% |
| 52576 | Ollie | $930 | +1.2% |
| 52585 | Richland | $930 | +1.2% |
| 52591 | Sigourney | $970 | +5.5% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Keokuk somewhere between $827 and $1,011. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$919 a month is affordable, by HUD's 30% rule, on an income of roughly $36,760 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($827) | HAP at 100% ($919) | HAP at 110% ($1,011) |
|---|---|---|---|---|
| $2,500 | $750 | $77 | $169 | $261 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($877) to FY 2026 ($919). Since FY 2020 it's up 34% in total, about 5.0% a year. The Iowa median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $497 | $550 | $687 | $924 | $1,054 | — |
| FY 2021 | $519 | $562 | $715 | $914 | $1,053 | +4.1% |
| FY 2022 | $534 | $583 | $739 | $942 | $1,002 | +3.4% |
| FY 2023 | $582 | $631 | $796 | $992 | $1,069 | +7.7% |
| FY 2024 | $641 | $708 | $877 | $1,101 | $1,168 | +10.2% |
| FY 2025 | $646 | $742 | $877 | $1,110 | $1,163 | 0.0% |
| FY 2026 | $682 | $764 | $919 | $1,178 | $1,227 | +4.8% |
| FY 2027 | $688 | $766 | $927 | $1,159 | $1,251 | +0.9% |
Nearby counties
Questions people ask
$919 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $682 for a studio, $764 for one bedroom, $1,178 for three and $1,227 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Keokuk actually go for?
HUD's number is one input. Search any address in Keokuk for a rent estimate built from nearby comps. 3 free searches, no card.
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