HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Vigo County, Indiana (FY 2026)
$1,094 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Vigo County, and it's the baseline every voucher in Vigo is measured against.
2 bedroom FMR
$1,094
FY 2026, utilities included
Payment standard range
$985 to $1,203
90% to 110% of FMR
Income to afford 2BR
$43,760
per year, at 30% of income
Rank in Indiana
38th of 92
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Vigo moves to $1,164. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Vigo actually rent for?
Search any address in Vigo for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $859 | $773 to $945 | $34,360 | $16.52/hr | +9.7% |
| 1 bedroom | $864 | $778 to $950 | $34,560 | $16.62/hr | +9.6% |
| 2 bedroom | $1,094 | $985 to $1,203 | $43,760 | $21.04/hr | +9.9% |
| 3 bedroom | $1,312 | $1,181 to $1,443 | $52,480 | $25.23/hr | +9.4% |
| 4 bedroom | $1,535 | $1,382 to $1,689 | $61,400 | $29.52/hr | +10.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,765 | $1,589 to $1,942 |
| 6 bedroom Estimate | $1,996 | $1,796 to $2,196 |
| 7 bedroom Estimate | $2,226 | $2,003 to $2,449 |
| 8 bedroom Estimate | $2,456 | $2,210 to $2,702 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Vigo, that runs from $859 for a studio up to $1,535 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Vigo in with 2 other counties in the Terre Haute metro, Clay County, Vermillion County among them, and every one of them gets $1,094 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Indiana's 92 counties, Vigo ranks 38th for two-bedroom FMR. That's about 8% above the state median of $1,009 and about 7% above the national median county at $1,018. About 106,355 people live here, 17th in the state.
Counties sharing the Terre Haute metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 47863 (New Goshen) and $1,280 in 47869 (Prairie Creek), with the 18 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 47801 | Terre Haute | $1,120 | +2.4% |
| 47802 | Terre Haute | $1,110 | +1.5% |
| 47803 | Terre Haute | $1,150 | +5.1% |
| 47804 | Terre Haute | $1,130 | +3.3% |
| 47805 | Terre Haute | $1,020 | -6.8% |
| 47807 | Terre Haute | $1,130 | +3.3% |
| 47808 | Terre Haute | $1,094County rate | — |
| 47809 | Terre Haute | $1,130 | +3.3% |
| 47851 | Fontanet | $1,120 | +2.4% |
| 47858 | Lewis | $1,000 | -8.6% |
| 47863 | New Goshen | $970 | -11.3% |
| 47866 | Pimento | $1,180 | +7.9% |
| 47869 | Prairie Creek | $1,280 | +17.0% |
| 47870 | Prairieton | $1,120 | +2.4% |
| 47871 | Riley | $1,200 | +9.7% |
| 47876 | Saint Mary Of The Woods | $970 | -11.3% |
| 47878 | Seelyville | $1,120 | +2.4% |
| 47880 | Shepardsville | $990 | -9.5% |
| 47885 | West Terre Haute | $970 | -11.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Vigo somewhere between $985 and $1,203. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,094 a month is affordable, by HUD's 30% rule, on an income of roughly $43,760 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($985) | HAP at 100% ($1,094) | HAP at 110% ($1,203) |
|---|---|---|---|---|
| $2,500 | $750 | $235 | $344 | $453 |
| $4,000 | $1,200 | $0 | $0 | $3 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($995) to FY 2026 ($1,094). Since FY 2020 it's up 39% in total, about 5.6% a year. The Indiana median moved up 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $513 | $625 | $788 | $1,008 | $1,183 | — |
| FY 2021 | $546 | $636 | $795 | $1,010 | $1,229 | +0.9% |
| FY 2022 | $565 | $629 | $782 | $976 | $1,232 | -1.6% |
| FY 2023 | $647 | $684 | $860 | $1,047 | $1,294 | +10.0% |
| FY 2024 | $741 | $766 | $964 | $1,166 | $1,398 | +12.1% |
| FY 2025 | $783 | $788 | $995 | $1,199 | $1,393 | +3.2% |
| FY 2026 | $859 | $864 | $1,094 | $1,312 | $1,535 | +9.9% |
| FY 2027 | $890 | $896 | $1,164 | $1,387 | $1,610 | +6.4% |
Nearby counties
Questions people ask
$1,094 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $859 for a studio, $864 for one bedroom, $1,312 for three and $1,535 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Vigo actually go for?
HUD's number is one input. Search any address in Vigo for a rent estimate built from nearby comps. 3 free searches, no card.
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