How much will Section 8 pay for rent in LaPorte County?

Up to the housing authority's payment standard, which it sets between 90% and 110% of FMR. For a two-bedroom that's $1,121 to $1,370. The voucher covers the gap between that standard and about 30% of the tenant's income, and it never pays more than the unit would rent for without a voucher.

Why does my ZIP code show a different Fair Market Rent than LaPorte County?

HUD publishes a second set of numbers, Small Area FMRs, for individual ZIP codes. In LaPorte those run from $1,070 to $1,870 for a two-bedroom. Housing authorities in metros HUD has designated for Small Area FMRs use the ZIP rate. The rest use the county rate. Your PHA can tell you which one applies.

When do the next Fair Market Rents for LaPorte County come out?

HUD usually publishes the new fiscal year's rates in late August or September, and they take effect October 1. This page updates as soon as the new Indiana figures are loaded.

HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027

Fair Market Rent in LaPorte County, Indiana (FY 2027)

A two-bedroom in LaPorte County carries a FY 2027 Fair Market Rent of $1,245 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in LaPorte keys off that figure.

Two-bedroom FMR

$1,245

+8.1% from FY 2026

Payment standard

$1,121–$1,370

90% to 110% of the FMR, two-bedroom

Income to afford

$49,800

a year, with rent at 30% of income

Rank in Indiana

28th of 92

by two-bedroom FMR, highest first

FY 2027 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

Bedrooms	FMR	Payment standard	Income needed	Hourly wage	vs FY 2026
Studio	$963	$867–$1,059	$38,520	$18.52/hr	+10.2%
1 bedroom	$1,031	$928–$1,134	$41,240	$19.83/hr	+8.2%
2 bedroom	$1,245	$1,121–$1,370	$49,800	$23.94/hr	+8.1%
3 bedroom	$1,525	$1,373–$1,678	$61,000	$29.33/hr	+4.9%
4 bedroom	$1,762	$1,586–$1,938	$70,480	$33.88/hr	+4.9%

Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

Bedrooms	Estimated FMR	Payment standard
5 bedroom Estimate	$2,026	$1,823–$2,229
6 bedroom Estimate	$2,291	$2,062–$2,520
7 bedroom Estimate	$2,555	$2,300–$2,811
8 bedroom Estimate	$2,819	$2,537–$3,101

Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in LaPorte actually rent for?

Search any address in LaPorte for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in LaPorte somewhere between $1,121 and $1,370. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,245 a month is affordable, by HUD's 30% rule, on an income of roughly $49,800 a year. Put another way, $24 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household income	Tenant pays (30%)	Voucher pays at 90%$1,121	Voucher pays at 100%$1,245	Voucher pays at 110%$1,370
$2,500	$750	$371	$495	$620
$4,000	$1,200	$0	$45	$170

Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 8% from FY 2026 ($1,152) to FY 2027 ($1,245). Since FY 2020 it's up 59% in total, about 6.8% a year. The Indiana median moved up 8% over the same year.

Fiscal year	Studio	1 BR	2 BR	3 BR	4 BR	2BR change
FY 2020	$511	$607	$784	$1,018	$1,062	—
FY 2021	$505	$602	$766	$1,015	$1,055	-2.3%
FY 2022	$535	$629	$794	$1,047	$1,139	+3.7%
FY 2023	$626	$754	$936	$1,214	$1,346	+17.9%
FY 2024	$689	$823	$1,016	$1,299	$1,461	+8.5%
FY 2025	$711	$857	$1,036	$1,311	$1,515	+2.0%
FY 2026	$874	$953	$1,152	$1,454	$1,680	+11.2%
FY 2027In effect	$963	$1,031	$1,245	$1,525	$1,762	+8.1%

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In LaPorte, that runs from $963 for a studio up to $1,762 for four bedrooms, all five rates in the table above.

LaPorte is its own HUD metro area (Michigan City-La Porte, IN), so the rate here is set from rents inside the county rather than a wider region.

Among Indiana's 92 counties, LaPorte ranks 28th for two-bedroom FMR. That's about 15% above the state median of $1,086 and about 17% above the national median county at $1,063. About 111,917 people live here, 16th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,070 in 46340 (Hanna) and $1,870 in 46371 (Rolling Prairie), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIP	City	2BR rate	vs county
46340	Hanna	$1,070	-14.1%
46345	Kingsbury	$1,250	+0.4%
46346	Kingsford Heights	$1,160	-6.8%
46348	La Crosse	$1,360	+9.2%
46350	La Porte	$1,240	-0.4%
46352	La Porte	$1,245County rate	—
46360	Michigan City	$1,240	-0.4%
46361	Michigan City	$1,245County rate	—
46365	Mill Creek	$1,310	+5.2%
46371	Rolling Prairie	$1,870	+50.2%
46382	Union Mills	$1,280	+2.8%
46390	Wanatah	$1,600	+28.5%
46391	Westville	$1,560	+25.3%

Nearby counties

Two-bedroom FMR, with how each compares to LaPorte.

Porter County

17 mi · 174,818 people

$1,429

+15%

Starke County

19 mi · 23,365 people

$1,014

-19%

St. Joseph County

27 mi · 273,040 people

$1,276

+2%

Marshall County

29 mi · 46,284 people

$1,088

-13%

Lake County

33 mi · 500,379 people

$1,429

+15%

Pulaski County

34 mi · 12,441 people

$1,014

-19%

Jasper County

38 mi · 33,234 people

$1,349

+8%

Fulton County

42 mi · 20,312 people

$1,034

-17%

Questions people ask

$1,245 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $963 for a studio, $1,031 for one bedroom, $1,525 for three and $1,762 for four.

Tools for this county

All Indiana counties All states

Fair Market Rent lookup

Any ZIP code's Small Area FMR by bedroom count

Section 8 rent calculator

Payment standard and tenant share for a specific rent

What is Fair Market Rent?

How HUD calculates FMR and what it means for landlords

Rent affordability calculator

The income a household needs for a given rent