HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in LaGrange County, Indiana (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in LaGrange County is $977 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$977
FY 2026, utilities included
Payment standard range
$879 to $1,075
90% to 110% of FMR
Income to afford 2BR
$39,080
per year, at 30% of income
Rank in Indiana
54th of 92
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in LaGrange moves to $1,039. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in LaGrange actually rent for?
Search any address in LaGrange for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $740 | $666 to $814 | $29,600 | $14.23/hr | +3.4% |
| 1 bedroom | $745 | $671 to $820 | $29,800 | $14.33/hr | +3.5% |
| 2 bedroom | $977 | $879 to $1,075 | $39,080 | $18.79/hr | +3.4% |
| 3 bedroom | $1,171 | $1,054 to $1,288 | $46,840 | $22.52/hr | -1.1% |
| 4 bedroom | $1,294 | $1,165 to $1,423 | $51,760 | $24.88/hr | +3.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,488 | $1,339 to $1,637 |
| 6 bedroom Estimate | $1,682 | $1,514 to $1,850 |
| 7 bedroom Estimate | $1,876 | $1,688 to $2,064 |
| 8 bedroom Estimate | $2,070 | $1,863 to $2,277 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In LaGrange, that runs from $740 for a studio up to $1,294 for four bedrooms, all five rates in the table above.
Because LaGrange sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Shipshewana included.
Among Indiana's 92 counties, LaGrange ranks 54th for two-bedroom FMR. That's about 3% below the state median of $1,009 and about 4% below the national median county at $1,018. About 40,364 people live here, 37th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $960 in 46565 (Shipshewana) and $1,050 in 46571 (Topeka), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in LaGrange somewhere between $879 and $1,075. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$977 a month is affordable, by HUD's 30% rule, on an income of roughly $39,080 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($879) | HAP at 100% ($977) | HAP at 110% ($1,075) |
|---|---|---|---|---|
| $2,500 | $750 | $129 | $227 | $325 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($945) to FY 2026 ($977). Since FY 2020 it's up 37% in total, about 5.4% a year. The Indiana median moved up 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $500 | $571 | $714 | $1,009 | $1,217 | — |
| FY 2021 | $512 | $564 | $732 | $1,033 | $1,176 | +2.5% |
| FY 2022 | $515 | $561 | $738 | $1,018 | $1,060 | +0.8% |
| FY 2023 | $578 | $630 | $829 | $1,143 | $1,150 | +12.3% |
| FY 2024 | $652 | $657 | $863 | $1,139 | $1,149 | +4.1% |
| FY 2025 | $716 | $720 | $945 | $1,184 | $1,253 | +9.5% |
| FY 2026 | $740 | $745 | $977 | $1,171 | $1,294 | +3.4% |
| FY 2027 | $789 | $794 | $1,039 | $1,238 | $1,366 | +6.3% |
Nearby counties
Noble County
$96716 mi · pop 47,431
Steuben County
$1,03619 mi · pop 34,507
DeKalb County
$96025 mi · pop 43,312
Elkhart County
$1,18326 mi · pop 206,841
Whitley County
$1,11333 mi · pop 34,259
Kosciusko County
$1,14236 mi · pop 80,442
Allen County
$1,11340 mi · pop 385,456
St. Joseph County
$1,29245 mi · pop 272,388
Questions people ask
$977 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $740 for a studio, $745 for one bedroom, $1,171 for three and $1,294 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in LaGrange actually go for?
HUD's number is one input. Search any address in LaGrange for a rent estimate built from nearby comps. 3 free searches, no card.
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