HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Decatur County, Indiana (FY 2026)
A two-bedroom in Decatur County carries a FY 2026 Fair Market Rent of $1,071 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Decatur keys off that figure.
2 bedroom FMR
$1,071
FY 2026, utilities included
Payment standard range
$964 to $1,178
90% to 110% of FMR
Income to afford 2BR
$42,840
per year, at 30% of income
Rank in Indiana
39th of 92
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Decatur moves to $1,112. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Decatur actually rent for?
Search any address in Decatur for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $768 | $691 to $845 | $30,720 | $14.77/hr | +2.9% |
| 1 bedroom | $816 | $734 to $898 | $32,640 | $15.69/hr | +0.9% |
| 2 bedroom | $1,071 | $964 to $1,178 | $42,840 | $20.60/hr | +0.9% |
| 3 bedroom | $1,284 | $1,156 to $1,412 | $51,360 | $24.69/hr | +0.5% |
| 4 bedroom | $1,418 | $1,276 to $1,560 | $56,720 | $27.27/hr | +0.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,631 | $1,468 to $1,794 |
| 6 bedroom Estimate | $1,843 | $1,659 to $2,027 |
| 7 bedroom Estimate | $2,056 | $1,850 to $2,262 |
| 8 bedroom Estimate | $2,269 | $2,042 to $2,496 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Decatur, that runs from $768 for a studio up to $1,418 for four bedrooms, all five rates in the table above.
Because Decatur sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Clarksburg included.
Among Indiana's 92 counties, Decatur ranks 39th for two-bedroom FMR. That's about 6% above the state median of $1,009 and about 5% above the national median county at $1,018. About 26,432 people live here, 59th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,020 in 47225 (Clarksburg) and $1,300 in 47263 (New Point), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Decatur somewhere between $964 and $1,178. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,071 a month is affordable, by HUD's 30% rule, on an income of roughly $42,840 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($964) | HAP at 100% ($1,071) | HAP at 110% ($1,178) |
|---|---|---|---|---|
| $2,500 | $750 | $214 | $321 | $428 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,061) to FY 2026 ($1,071). Since FY 2020 it's up 29% in total, about 4.4% a year. The Indiana median moved up 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $580 | $631 | $828 | $1,048 | $1,122 | — |
| FY 2021 | $598 | $649 | $855 | $1,063 | $1,159 | +3.3% |
| FY 2022 | $598 | $651 | $857 | $1,059 | $1,162 | +0.2% |
| FY 2023 | $671 | $732 | $963 | $1,172 | $1,294 | +12.4% |
| FY 2024 | $686 | $751 | $987 | $1,193 | $1,327 | +2.5% |
| FY 2025 | $746 | $809 | $1,061 | $1,278 | $1,407 | +7.5% |
| FY 2026 | $768 | $816 | $1,071 | $1,284 | $1,418 | +0.9% |
| FY 2027 | $832 | $850 | $1,112 | $1,325 | $1,461 | +3.8% |
Nearby counties
Questions people ask
$1,071 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $768 for a studio, $816 for one bedroom, $1,284 for three and $1,418 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Decatur actually go for?
HUD's number is one input. Search any address in Decatur for a rent estimate built from nearby comps. 3 free searches, no card.
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