HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Ogle County, Illinois (FY 2027)
$1,080 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Ogle County, and it's the baseline every voucher in Ogle is measured against.
Two-bedroom FMR
$1,080
-3.4% from FY 2026
Payment standard
$972–$1,188
90% to 110% of the FMR, two-bedroom
Income to afford
$43,200
a year, with rent at 30% of income
Rank in Illinois
32nd of 102
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $752 | $677–$827 | $30,080 | $14.46/hr | -2.5% |
| 1 bedroom | $826 | $743–$909 | $33,040 | $15.88/hr | -3.1% |
| 2 bedroom | $1,080 | $972–$1,188 | $43,200 | $20.77/hr | -3.4% |
| 3 bedroom | $1,291 | $1,162–$1,420 | $51,640 | $24.83/hr | -5.4% |
| 4 bedroom | $1,649 | $1,484–$1,814 | $65,960 | $31.71/hr | +2.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,896 | $1,706–$2,086 |
| 6 bedroom Estimate | $2,144 | $1,930–$2,358 |
| 7 bedroom Estimate | $2,391 | $2,152–$2,630 |
| 8 bedroom Estimate | $2,638 | $2,374–$2,902 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Ogle actually rent for?
Search any address in Ogle for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Ogle somewhere between $972 and $1,188. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,080 a month is affordable, by HUD's 30% rule, on an income of roughly $43,200 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$972 | Voucher pays at 100%$1,080 | Voucher pays at 110%$1,188 |
|---|---|---|---|---|
| $2,500 | $750 | $222 | $330 | $438 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 3% from FY 2026 ($1,118) to FY 2027 ($1,080). Since FY 2020 it's up 37% in total, about 4.6% a year. The Illinois median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $525 | $599 | $789 | $1,028 | $1,086 | — |
| FY 2021 | $543 | $606 | $798 | $1,019 | $1,082 | +1.1% |
| FY 2022 | $567 | $626 | $824 | $1,043 | $1,117 | +3.3% |
| FY 2023 | $611 | $657 | $865 | $1,101 | $1,162 | +5.0% |
| FY 2024 | $674 | $709 | $932 | $1,182 | $1,241 | +7.7% |
| FY 2025 | $703 | $765 | $1,003 | $1,257 | $1,412 | +7.6% |
| FY 2026 | $771 | $852 | $1,118 | $1,365 | $1,602 | +11.5% |
| FY 2027In effect | $752 | $826 | $1,080 | $1,291 | $1,649 | -3.4% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Ogle, that runs from $752 for a studio up to $1,649 for four bedrooms, all five rates in the table above.
Because Ogle sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Creston included.
Among Illinois's 102 counties, Ogle ranks 32nd for two-bedroom FMR. That's about 13% above the state median of $958 and within a couple percent of the national median county at $1,063. About 51,495 people live here, 28th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 61007 (Baileyville) and $1,280 in 61047 (Leaf River), with the 16 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 60113 | Creston | $1,100 | +1.9% |
| 61007 | Baileyville | $1,010 | -6.5% |
| 61010 | Byron | $1,140 | +5.6% |
| 61015 | Chana | $1,040 | -3.7% |
| 61020 | Davis Junction | $1,240 | +14.8% |
| 61030 | Forreston | $1,020 | -5.6% |
| 61043 | Holcomb | $1,110 | +2.8% |
| 61047 | Leaf River | $1,280 | +18.5% |
| 61049 | Lindenwood | $1,120 | +3.7% |
| 61052 | Monroe Center | $1,270 | +17.6% |
| 61054 | Mount Morris | $1,080 | 0.0% |
| 61061 | Oregon | $1,010 | -6.5% |
| 61064 | Polo | $1,010 | -6.5% |
| 61068 | Rochelle | $1,240 | +14.8% |
| 61084 | Stillman Valley | $1,100 | +1.9% |
| 61091 | Woosung | $1,010 | -6.5% |
Nearby counties
Two-bedroom FMR, with how each compares to Ogle.
Lee County
20 mi · 33,869 people
$930
-14%
Winnebago County
20 mi · 283,292 people
$1,172
+9%
DeKalb County
28 mi · 100,703 people
$1,481
+37%
Stephenson County
29 mi · 43,768 people
$930
-14%
Boone County
30 mi · 53,230 people
$1,172
+9%
Carroll County
33 mi · 15,576 people
$930
-14%
Whiteside County
39 mi · 54,947 people
$945
-13%
Bureau County
45 mi · 32,866 people
$981
-9%
Questions people ask
$1,080 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $752 for a studio, $826 for one bedroom, $1,291 for three and $1,649 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Ogle actually go for?
HUD's number is one input. Search any address in Ogle for a rent estimate built from nearby comps. Free to start, no card.
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