HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Ogle County, Illinois (FY 2026)
$1,118 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Ogle County, and it's the baseline every voucher in Ogle is measured against.
2 bedroom FMR
$1,118
FY 2026, utilities included
Payment standard range
$1,006 to $1,230
90% to 110% of FMR
Income to afford 2BR
$44,720
per year, at 30% of income
Rank in Illinois
27th of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Ogle moves to $1,080. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Ogle actually rent for?
Search any address in Ogle for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $771 | $694 to $848 | $30,840 | $14.83/hr | +9.7% |
| 1 bedroom | $852 | $767 to $937 | $34,080 | $16.38/hr | +11.4% |
| 2 bedroom | $1,118 | $1,006 to $1,230 | $44,720 | $21.50/hr | +11.5% |
| 3 bedroom | $1,365 | $1,229 to $1,502 | $54,600 | $26.25/hr | +8.6% |
| 4 bedroom | $1,602 | $1,442 to $1,762 | $64,080 | $30.81/hr | +13.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,842 | $1,658 to $2,026 |
| 6 bedroom Estimate | $2,083 | $1,875 to $2,291 |
| 7 bedroom Estimate | $2,323 | $2,091 to $2,555 |
| 8 bedroom Estimate | $2,563 | $2,307 to $2,819 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Ogle, that runs from $771 for a studio up to $1,602 for four bedrooms, all five rates in the table above.
Because Ogle sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Creston included.
Among Illinois's 102 counties, Ogle ranks 27th for two-bedroom FMR. That's about 17% above the state median of $953 and about 10% above the national median county at $1,018. About 51,672 people live here, 28th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $960 in 61007 (Baileyville) and $1,370 in 61020 (Davis Junction), with the 16 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 60113 | Creston | $1,220 | +9.1% |
| 61007 | Baileyville | $960 | -14.1% |
| 61010 | Byron | $1,240 | +10.9% |
| 61015 | Chana | $1,060 | -5.2% |
| 61020 | Davis Junction | $1,370 | +22.5% |
| 61030 | Forreston | $1,040 | -7.0% |
| 61043 | Holcomb | $1,160 | +3.8% |
| 61047 | Leaf River | $1,360 | +21.6% |
| 61049 | Lindenwood | $1,190 | +6.4% |
| 61052 | Monroe Center | $1,320 | +18.1% |
| 61054 | Mount Morris | $1,120 | +0.2% |
| 61061 | Oregon | $1,030 | -7.9% |
| 61064 | Polo | $1,030 | -7.9% |
| 61068 | Rochelle | $1,250 | +11.8% |
| 61084 | Stillman Valley | $1,200 | +7.3% |
| 61091 | Woosung | $970 | -13.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Ogle somewhere between $1,006 and $1,230. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,118 a month is affordable, by HUD's 30% rule, on an income of roughly $44,720 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,006) | HAP at 100% ($1,118) | HAP at 110% ($1,230) |
|---|---|---|---|---|
| $2,500 | $750 | $256 | $368 | $480 |
| $4,000 | $1,200 | $0 | $0 | $30 |
Rate history
The two-bedroom rate went up 11% from FY 2025 ($1,003) to FY 2026 ($1,118). Since FY 2020 it's up 42% in total, about 6.0% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $525 | $599 | $789 | $1,028 | $1,086 | — |
| FY 2021 | $543 | $606 | $798 | $1,019 | $1,082 | +1.1% |
| FY 2022 | $567 | $626 | $824 | $1,043 | $1,117 | +3.3% |
| FY 2023 | $611 | $657 | $865 | $1,101 | $1,162 | +5.0% |
| FY 2024 | $674 | $709 | $932 | $1,182 | $1,241 | +7.7% |
| FY 2025 | $703 | $765 | $1,003 | $1,257 | $1,412 | +7.6% |
| FY 2026 | $771 | $852 | $1,118 | $1,365 | $1,602 | +11.5% |
| FY 2027 | $752 | $826 | $1,080 | $1,291 | $1,649 | -3.4% |
Nearby counties
Questions people ask
$1,118 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $771 for a studio, $852 for one bedroom, $1,365 for three and $1,602 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Ogle actually go for?
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