HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Livingston County, Illinois (FY 2026)
$1,018 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Livingston County, and it's the baseline every voucher in Livingston is measured against.
2 bedroom FMR
$1,018
FY 2026, utilities included
Payment standard range
$916 to $1,120
90% to 110% of FMR
Income to afford 2BR
$40,720
per year, at 30% of income
Rank in Illinois
42nd of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Livingston moves to $996. That's down 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Livingston actually rent for?
Search any address in Livingston for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $702 | $632 to $772 | $28,080 | $13.50/hr | +6.7% |
| 1 bedroom | $776 | $698 to $854 | $31,040 | $14.92/hr | +5.4% |
| 2 bedroom | $1,018 | $916 to $1,120 | $40,720 | $19.58/hr | +6.0% |
| 3 bedroom | $1,267 | $1,140 to $1,394 | $50,680 | $24.37/hr | +3.0% |
| 4 bedroom | $1,348 | $1,213 to $1,483 | $53,920 | $25.92/hr | +5.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,550 | $1,395 to $1,705 |
| 6 bedroom Estimate | $1,752 | $1,577 to $1,927 |
| 7 bedroom Estimate | $1,955 | $1,760 to $2,151 |
| 8 bedroom Estimate | $2,157 | $1,941 to $2,373 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Livingston, that runs from $702 for a studio up to $1,348 for four bedrooms, all five rates in the table above.
Because Livingston sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Dwight included.
Among Illinois's 102 counties, Livingston ranks 42nd for two-bedroom FMR. That's about 7% above the state median of $953 and within a couple percent of the national median county at $1,018. About 35,771 people live here, 39th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 60921 (Chatsworth) and $1,360 in 60420 (Dwight), with the 17 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 60420 | Dwight | $1,360 | +33.6% |
| 60460 | Odell | $1,230 | +20.8% |
| 60920 | Campus | $1,090 | +7.1% |
| 60921 | Chatsworth | $920 | -9.6% |
| 60929 | Cullom | $1,060 | +4.1% |
| 60934 | Emington | $1,110 | +9.0% |
| 61311 | Ancona | $970 | -4.7% |
| 61313 | Blackstone | $1,040 | +2.2% |
| 61319 | Cornell | $980 | -3.7% |
| 61333 | Long Point | $950 | -6.7% |
| 61739 | Fairbury | $980 | -3.7% |
| 61740 | Flanagan | $960 | -5.7% |
| 61741 | Forrest | $920 | -9.6% |
| 61743 | Graymont | $920 | -9.6% |
| 61764 | Pontiac | $1,020 | +0.2% |
| 61769 | Saunemin | $1,010 | -0.8% |
| 61775 | Strawn | $1,200 | +17.9% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Livingston somewhere between $916 and $1,120. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,018 a month is affordable, by HUD's 30% rule, on an income of roughly $40,720 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($916) | HAP at 100% ($1,018) | HAP at 110% ($1,120) |
|---|---|---|---|---|
| $2,500 | $750 | $166 | $268 | $370 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($960) to FY 2026 ($1,018). Since FY 2020 it's up 43% in total, about 6.2% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $463 | $543 | $710 | $936 | $1,058 | — |
| FY 2021 | $480 | $570 | $727 | $953 | $1,062 | +2.4% |
| FY 2022 | $543 | $617 | $792 | $1,049 | $1,135 | +8.9% |
| FY 2023 | $630 | $644 | $834 | $1,098 | $1,139 | +5.3% |
| FY 2024 | $610 | $678 | $890 | $1,158 | $1,198 | +6.7% |
| FY 2025 | $658 | $736 | $960 | $1,230 | $1,273 | +7.9% |
| FY 2026 | $702 | $776 | $1,018 | $1,267 | $1,348 | +6.0% |
| FY 2027 | $694 | $761 | $996 | $1,233 | $1,328 | -2.2% |
Nearby counties
Ford County
$91625 mi · pop 13,484
Grundy County
$1,45926 mi · pop 52,624
McLean County
$1,30233 mi · pop 171,284
La Salle County
$1,07934 mi · pop 109,495
Woodford County
$1,03936 mi · pop 38,414
Kankakee County
$1,32637 mi · pop 107,421
Iroquois County
$91640 mi · pop 27,043
Marshall County
$1,03940 mi · pop 11,740
Questions people ask
$1,018 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $702 for a studio, $776 for one bedroom, $1,267 for three and $1,348 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Livingston actually go for?
HUD's number is one input. Search any address in Livingston for a rent estimate built from nearby comps. 3 free searches, no card.
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