HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Livingston County, Illinois (FY 2027)
$996 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Livingston County, and it's the baseline every voucher in Livingston is measured against.
Two-bedroom FMR
$996
-2.2% from FY 2026
Payment standard
$896–$1,096
90% to 110% of the FMR, two-bedroom
Income to afford
$39,840
a year, with rent at 30% of income
Rank in Illinois
41st of 102
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $694 | $625–$763 | $27,760 | $13.35/hr | -1.1% |
| 1 bedroom | $761 | $685–$837 | $30,440 | $14.63/hr | -1.9% |
| 2 bedroom | $996 | $896–$1,096 | $39,840 | $19.15/hr | -2.2% |
| 3 bedroom | $1,233 | $1,110–$1,356 | $49,320 | $23.71/hr | -2.7% |
| 4 bedroom | $1,328 | $1,195–$1,461 | $53,120 | $25.54/hr | -1.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,527 | $1,374–$1,680 |
| 6 bedroom Estimate | $1,726 | $1,553–$1,899 |
| 7 bedroom Estimate | $1,926 | $1,733–$2,119 |
| 8 bedroom Estimate | $2,125 | $1,913–$2,338 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Livingston actually rent for?
Search any address in Livingston for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Livingston somewhere between $896 and $1,096. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$996 a month is affordable, by HUD's 30% rule, on an income of roughly $39,840 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$896 | Voucher pays at 100%$996 | Voucher pays at 110%$1,096 |
|---|---|---|---|---|
| $2,500 | $750 | $146 | $246 | $346 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 2% from FY 2026 ($1,018) to FY 2027 ($996). Since FY 2020 it's up 40% in total, about 5.0% a year. The Illinois median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $463 | $543 | $710 | $936 | $1,058 | — |
| FY 2021 | $480 | $570 | $727 | $953 | $1,062 | +2.4% |
| FY 2022 | $543 | $617 | $792 | $1,049 | $1,135 | +8.9% |
| FY 2023 | $630 | $644 | $834 | $1,098 | $1,139 | +5.3% |
| FY 2024 | $610 | $678 | $890 | $1,158 | $1,198 | +6.7% |
| FY 2025 | $658 | $736 | $960 | $1,230 | $1,273 | +7.9% |
| FY 2026 | $702 | $776 | $1,018 | $1,267 | $1,348 | +6.0% |
| FY 2027In effect | $694 | $761 | $996 | $1,233 | $1,328 | -2.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Livingston, that runs from $694 for a studio up to $1,328 for four bedrooms, all five rates in the table above.
Because Livingston sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Dwight included.
Among Illinois's 102 counties, Livingston ranks 41st for two-bedroom FMR. That's about 4% above the state median of $958 and about 6% below the national median county at $1,063. About 35,565 people live here, 39th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $930 in 60921 (Chatsworth) and $1,320 in 60420 (Dwight), with the 17 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 60420 | Dwight | $1,320 | +32.5% |
| 60460 | Odell | $1,130 | +13.5% |
| 60920 | Campus | $1,060 | +6.4% |
| 60921 | Chatsworth | $930 | -6.6% |
| 60929 | Cullom | $1,050 | +5.4% |
| 60934 | Emington | $1,090 | +9.4% |
| 61311 | Ancona | $980 | -1.6% |
| 61313 | Blackstone | $1,020 | +2.4% |
| 61319 | Cornell | $980 | -1.6% |
| 61333 | Long Point | $980 | -1.6% |
| 61739 | Fairbury | $1,180 | +18.5% |
| 61740 | Flanagan | $940 | -5.6% |
| 61741 | Forrest | $930 | -6.6% |
| 61743 | Graymont | $930 | -6.6% |
| 61764 | Pontiac | $980 | -1.6% |
| 61769 | Saunemin | $1,000 | +0.4% |
| 61775 | Strawn | $1,140 | +14.5% |
Nearby counties
Two-bedroom FMR, with how each compares to Livingston.
Ford County
25 mi · 13,406 people
$930
-7%
Grundy County
26 mi · 53,219 people
$1,613
+62%
McLean County
33 mi · 171,556 people
$1,287
+29%
La Salle County
34 mi · 108,714 people
$1,052
+6%
Woodford County
36 mi · 38,312 people
$1,212
+22%
Kankakee County
37 mi · 106,635 people
$1,349
+35%
Iroquois County
40 mi · 26,449 people
$930
-7%
Marshall County
40 mi · 11,647 people
$1,212
+22%
Questions people ask
$996 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $694 for a studio, $761 for one bedroom, $1,233 for three and $1,328 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Livingston actually go for?
HUD's number is one input. Search any address in Livingston for a rent estimate built from nearby comps. Free to start, no card.
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