HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Fulton County, Illinois (FY 2026)
$916 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Fulton County, and it's the baseline every voucher in Fulton is measured against.
2 bedroom FMR
$916
FY 2026, utilities included
Payment standard range
$824 to $1,008
90% to 110% of FMR
Income to afford 2BR
$36,640
per year, at 30% of income
Rank in Illinois
72nd of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Fulton moves to $930. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Fulton actually rent for?
Search any address in Fulton for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $703 | $633 to $773 | $28,120 | $13.52/hr | +6.7% |
| 1 bedroom | $708 | $637 to $779 | $28,320 | $13.62/hr | +6.8% |
| 2 bedroom | $916 | $824 to $1,008 | $36,640 | $17.62/hr | +5.3% |
| 3 bedroom | $1,274 | $1,147 to $1,401 | $50,960 | $24.50/hr | +6.2% |
| 4 bedroom | $1,288 | $1,159 to $1,417 | $51,520 | $24.77/hr | +1.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,481 | $1,333 to $1,629 |
| 6 bedroom Estimate | $1,674 | $1,507 to $1,841 |
| 7 bedroom Estimate | $1,868 | $1,681 to $2,055 |
| 8 bedroom Estimate | $2,061 | $1,855 to $2,267 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Fulton, that runs from $703 for a studio up to $1,288 for four bedrooms, all five rates in the table above.
Because Fulton sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Avon included.
Among Illinois's 102 counties, Fulton ranks 72nd for two-bedroom FMR. That's about 4% below the state median of $953 and about 10% below the national median county at $1,018. About 33,691 people live here, 44th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 61415 (Avon) and $1,050 in 61544 (London Mills), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 61415 | Avon | $920 | +0.4% |
| 61427 | Cuba | $950 | +3.7% |
| 61431 | Ellisville | $960 | +4.8% |
| 61432 | Fairview | $990 | +8.1% |
| 61433 | Fiatt | $930 | +1.5% |
| 61441 | Ipava | $930 | +1.5% |
| 61459 | Marietta | $940 | +2.6% |
| 61477 | Smithfield | $930 | +1.5% |
| 61482 | Table Grove | $920 | +0.4% |
| 61484 | Vermont | $920 | +0.4% |
| 61501 | Astoria | $920 | +0.4% |
| 61519 | Bryant | $920 | +0.4% |
| 61520 | Canton | $920 | +0.4% |
| 61524 | Dunfermline | $960 | +4.8% |
| 61531 | Farmington | $980 | +7.0% |
| 61542 | Lewistown | $920 | +0.4% |
| 61543 | Liverpool | $920 | +0.4% |
| 61544 | London Mills | $1,050 | +14.6% |
| 61553 | Norris | $920 | +0.4% |
| 61563 | Saint David | $920 | +0.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Fulton somewhere between $824 and $1,008. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$916 a month is affordable, by HUD's 30% rule, on an income of roughly $36,640 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($824) | HAP at 100% ($916) | HAP at 110% ($1,008) |
|---|---|---|---|---|
| $2,500 | $750 | $74 | $166 | $258 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($870) to FY 2026 ($916). Since FY 2020 it's up 20% in total, about 3.1% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $518 | $597 | $763 | $969 | $1,239 | — |
| FY 2021 | $563 | $569 | $750 | $933 | $1,223 | -1.7% |
| FY 2022 | $566 | $570 | $750 | $927 | $1,217 | 0.0% |
| FY 2023 | $622 | $626 | $824 | $1,014 | $1,354 | +9.9% |
| FY 2024 | $649 | $654 | $859 | $1,126 | $1,332 | +4.2% |
| FY 2025 | $659 | $663 | $870 | $1,200 | $1,266 | +1.3% |
| FY 2026 | $703 | $708 | $916 | $1,274 | $1,288 | +5.3% |
| FY 2027 | $648 | $727 | $930 | $1,288 | $1,303 | +1.5% |
Nearby counties
Questions people ask
$916 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $703 for a studio, $708 for one bedroom, $1,274 for three and $1,288 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Fulton actually go for?
HUD's number is one input. Search any address in Fulton for a rent estimate built from nearby comps. 3 free searches, no card.
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