HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Clark County, Illinois (FY 2026)
A two-bedroom in Clark County carries a FY 2026 Fair Market Rent of $1,009 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Clark keys off that figure.
2 bedroom FMR
$1,009
FY 2026, utilities included
Payment standard range
$908 to $1,110
90% to 110% of FMR
Income to afford 2BR
$40,360
per year, at 30% of income
Rank in Illinois
43rd of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Clark moves to $1,011. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Clark actually rent for?
Search any address in Clark for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $696 | $626 to $766 | $27,840 | $13.38/hr | +9.6% |
| 1 bedroom | $769 | $692 to $846 | $30,760 | $14.79/hr | +2.9% |
| 2 bedroom | $1,009 | $908 to $1,110 | $40,360 | $19.40/hr | +9.0% |
| 3 bedroom | $1,245 | $1,121 to $1,370 | $49,800 | $23.94/hr | +5.4% |
| 4 bedroom | $1,336 | $1,202 to $1,470 | $53,440 | $25.69/hr | +8.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,536 | $1,382 to $1,690 |
| 6 bedroom Estimate | $1,737 | $1,563 to $1,911 |
| 7 bedroom Estimate | $1,937 | $1,743 to $2,131 |
| 8 bedroom Estimate | $2,138 | $1,924 to $2,352 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Clark, that runs from $696 for a studio up to $1,336 for four bedrooms, all five rates in the table above.
Because Clark sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Casey included.
Among Illinois's 102 counties, Clark ranks 43rd for two-bedroom FMR. That's about 6% above the state median of $953 and within a couple percent of the national median county at $1,018. About 15,467 people live here, 71st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 62420 (Casey) and $1,510 in 62477 (West Union), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Clark somewhere between $908 and $1,110. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,009 a month is affordable, by HUD's 30% rule, on an income of roughly $40,360 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($908) | HAP at 100% ($1,009) | HAP at 110% ($1,110) |
|---|---|---|---|---|
| $2,500 | $750 | $158 | $259 | $360 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($926) to FY 2026 ($1,009). Since FY 2020 it's up 43% in total, about 6.1% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $479 | $536 | $706 | $947 | $1,008 | — |
| FY 2021 | $493 | $550 | $725 | $944 | $1,033 | +2.7% |
| FY 2022 | $526 | $584 | $769 | $982 | $1,082 | +6.1% |
| FY 2023 | $558 | $637 | $813 | $1,050 | $1,135 | +5.7% |
| FY 2024 | $576 | $688 | $840 | $1,082 | $1,119 | +3.3% |
| FY 2025 | $635 | $747 | $926 | $1,181 | $1,228 | +10.2% |
| FY 2026 | $696 | $769 | $1,009 | $1,245 | $1,336 | +9.0% |
| FY 2027 | $704 | $773 | $1,011 | $1,205 | $1,461 | +0.2% |
Nearby counties
Questions people ask
$1,009 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $696 for a studio, $769 for one bedroom, $1,245 for three and $1,336 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Clark actually go for?
HUD's number is one input. Search any address in Clark for a rent estimate built from nearby comps. 3 free searches, no card.
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