HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Christian County, Illinois (FY 2027)
$939 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Christian County, and it's the baseline every voucher in Christian is measured against.
Two-bedroom FMR
$939
-3.6% from FY 2026
Payment standard
$845–$1,033
90% to 110% of the FMR, two-bedroom
Income to afford
$37,560
a year, with rent at 30% of income
Rank in Illinois
59th of 102
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $654 | $589–$719 | $26,160 | $12.58/hr | -2.7% |
| 1 bedroom | $718 | $646–$790 | $28,720 | $13.81/hr | -3.2% |
| 2 bedroom | $939 | $845–$1,033 | $37,560 | $18.06/hr | -3.6% |
| 3 bedroom | $1,119 | $1,007–$1,231 | $44,760 | $21.52/hr | -4.2% |
| 4 bedroom | $1,412 | $1,271–$1,553 | $56,480 | $27.15/hr | -0.4% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,624 | $1,462–$1,786 |
| 6 bedroom Estimate | $1,836 | $1,652–$2,020 |
| 7 bedroom Estimate | $2,047 | $1,842–$2,252 |
| 8 bedroom Estimate | $2,259 | $2,033–$2,485 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Christian actually rent for?
Search any address in Christian for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Christian somewhere between $845 and $1,033. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$939 a month is affordable, by HUD's 30% rule, on an income of roughly $37,560 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$845 | Voucher pays at 100%$939 | Voucher pays at 110%$1,033 |
|---|---|---|---|---|
| $2,500 | $750 | $95 | $189 | $283 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 4% from FY 2026 ($974) to FY 2027 ($939). Since FY 2020 it's up 33% in total, about 4.1% a year. The Illinois median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $504 | $569 | $707 | $899 | $958 | — |
| FY 2021 | $508 | $579 | $734 | $913 | $995 | +3.8% |
| FY 2022 | $528 | $583 | $767 | $948 | $1,040 | +4.5% |
| FY 2023 | $584 | $622 | $819 | $1,002 | $1,100 | +6.8% |
| FY 2024 | $580 | $644 | $846 | $1,023 | $1,127 | +3.3% |
| FY 2025 | $616 | $685 | $899 | $1,083 | $1,238 | +6.3% |
| FY 2026 | $672 | $742 | $974 | $1,168 | $1,418 | +8.3% |
| FY 2027In effect | $654 | $718 | $939 | $1,119 | $1,412 | -3.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Christian, that runs from $654 for a studio up to $1,412 for four bedrooms, all five rates in the table above.
Because Christian sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Rosamond included.
Among Illinois's 102 counties, Christian ranks 59th for two-bedroom FMR. That's within a couple percent of the state median of $958 and about 12% below the national median county at $1,063. About 33,538 people live here, 43rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $930 in 62510 (Assumption) and $1,310 in 62547 (Mount Auburn), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 62083 | Rosamond | $970 | +3.3% |
| 62510 | Assumption | $930 | -1.0% |
| 62517 | Bulpitt | $1,000 | +6.5% |
| 62531 | Edinburg | $970 | +3.3% |
| 62540 | Kincaid | $930 | -1.0% |
| 62546 | Morrisonville | $930 | -1.0% |
| 62547 | Mount Auburn | $1,310 | +39.5% |
| 62555 | Owaneco | $930 | -1.0% |
| 62556 | Palmer | $930 | -1.0% |
| 62557 | Pana | $930 | -1.0% |
| 62567 | Stonington | $1,020 | +8.6% |
| 62568 | Taylorville | $950 | +1.2% |
| 62570 | Tovey | $1,100 | +17.1% |
Nearby counties
Two-bedroom FMR, with how each compares to Christian.
Sangamon County
23 mi · 194,947 people
$1,237
+32%
Montgomery County
24 mi · 27,942 people
$930
-1%
Macon County
27 mi · 101,849 people
$1,091
+16%
Shelby County
29 mi · 20,720 people
$946
+1%
Moultrie County
34 mi · 14,424 people
$930
-1%
Logan County
39 mi · 27,713 people
$962
+2%
Macoupin County
39 mi · 44,350 people
$978
+4%
Fayette County
42 mi · 21,315 people
$930
-1%
Questions people ask
$939 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $654 for a studio, $718 for one bedroom, $1,119 for three and $1,412 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Christian actually go for?
HUD's number is one input. Search any address in Christian for a rent estimate built from nearby comps. Free to start, no card.
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