HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Christian County, Illinois (FY 2026)
$974 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Christian County, and it's the baseline every voucher in Christian is measured against.
2 bedroom FMR
$974
FY 2026, utilities included
Payment standard range
$877 to $1,071
90% to 110% of FMR
Income to afford 2BR
$38,960
per year, at 30% of income
Rank in Illinois
47th of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Christian moves to $939. That's down 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Christian actually rent for?
Search any address in Christian for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $672 | $605 to $739 | $26,880 | $12.92/hr | +9.1% |
| 1 bedroom | $742 | $668 to $816 | $29,680 | $14.27/hr | +8.3% |
| 2 bedroom | $974 | $877 to $1,071 | $38,960 | $18.73/hr | +8.3% |
| 3 bedroom | $1,168 | $1,051 to $1,285 | $46,720 | $22.46/hr | +7.8% |
| 4 bedroom | $1,418 | $1,276 to $1,560 | $56,720 | $27.27/hr | +14.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,631 | $1,468 to $1,794 |
| 6 bedroom Estimate | $1,843 | $1,659 to $2,027 |
| 7 bedroom Estimate | $2,056 | $1,850 to $2,262 |
| 8 bedroom Estimate | $2,269 | $2,042 to $2,496 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Christian, that runs from $672 for a studio up to $1,418 for four bedrooms, all five rates in the table above.
Because Christian sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Rosamond included.
Among Illinois's 102 counties, Christian ranks 47th for two-bedroom FMR. That's about 2% above the state median of $953 and about 4% below the national median county at $1,018. About 33,893 people live here, 43rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 62510 (Assumption) and $1,310 in 62547 (Mount Auburn), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 62083 | Rosamond | $970 | -0.4% |
| 62510 | Assumption | $920 | -5.5% |
| 62517 | Bulpitt | $1,050 | +7.8% |
| 62531 | Edinburg | $980 | +0.6% |
| 62540 | Kincaid | $970 | -0.4% |
| 62546 | Morrisonville | $920 | -5.5% |
| 62547 | Mount Auburn | $1,310 | +34.5% |
| 62555 | Owaneco | $920 | -5.5% |
| 62556 | Palmer | $940 | -3.5% |
| 62557 | Pana | $950 | -2.5% |
| 62567 | Stonington | $1,060 | +8.8% |
| 62568 | Taylorville | $980 | +0.6% |
| 62570 | Tovey | $1,070 | +9.9% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Christian somewhere between $877 and $1,071. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$974 a month is affordable, by HUD's 30% rule, on an income of roughly $38,960 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($877) | HAP at 100% ($974) | HAP at 110% ($1,071) |
|---|---|---|---|---|
| $2,500 | $750 | $127 | $224 | $321 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($899) to FY 2026 ($974). Since FY 2020 it's up 38% in total, about 5.5% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $504 | $569 | $707 | $899 | $958 | — |
| FY 2021 | $508 | $579 | $734 | $913 | $995 | +3.8% |
| FY 2022 | $528 | $583 | $767 | $948 | $1,040 | +4.5% |
| FY 2023 | $584 | $622 | $819 | $1,002 | $1,100 | +6.8% |
| FY 2024 | $580 | $644 | $846 | $1,023 | $1,127 | +3.3% |
| FY 2025 | $616 | $685 | $899 | $1,083 | $1,238 | +6.3% |
| FY 2026 | $672 | $742 | $974 | $1,168 | $1,418 | +8.3% |
| FY 2027 | $654 | $718 | $939 | $1,119 | $1,412 | -3.6% |
Nearby counties
Questions people ask
$974 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $672 for a studio, $742 for one bedroom, $1,168 for three and $1,418 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Christian actually go for?
HUD's number is one input. Search any address in Christian for a rent estimate built from nearby comps. 3 free searches, no card.
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