HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Oneida County, Idaho (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Oneida County is $1,096 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,096
FY 2026, utilities included
Payment standard range
$986 to $1,206
90% to 110% of FMR
Income to afford 2BR
$43,840
per year, at 30% of income
Rank in Idaho
23rd of 44
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Oneida moves to $1,111. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Oneida actually rent for?
Search any address in Oneida for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $865 | $779 to $952 | $34,600 | $16.63/hr | +15.6% |
| 1 bedroom | $871 | $784 to $958 | $34,840 | $16.75/hr | +15.2% |
| 2 bedroom | $1,096 | $986 to $1,206 | $43,840 | $21.08/hr | +13.0% |
| 3 bedroom | $1,524 | $1,372 to $1,676 | $60,960 | $29.31/hr | +12.1% |
| 4 bedroom | $1,839 | $1,655 to $2,023 | $73,560 | $35.37/hr | +12.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,115 | $1,904 to $2,327 |
| 6 bedroom Estimate | $2,391 | $2,152 to $2,630 |
| 7 bedroom Estimate | $2,667 | $2,400 to $2,934 |
| 8 bedroom Estimate | $2,942 | $2,648 to $3,236 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Oneida, that runs from $865 for a studio up to $1,839 for four bedrooms, all five rates in the table above.
Because Oneida sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Holbrook included.
Among Idaho's 44 counties, Oneida ranks 23rd for two-bedroom FMR. That's within a couple percent of the state median of $1,101 and about 8% above the national median county at $1,018. About 4,572 people live here, 38th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Oneida, the two-bedroom rate is $1,100 across the board, so there's no ZIP-level story here.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Oneida somewhere between $986 and $1,206. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,096 a month is affordable, by HUD's 30% rule, on an income of roughly $43,840 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($986) | HAP at 100% ($1,096) | HAP at 110% ($1,206) |
|---|---|---|---|---|
| $2,500 | $750 | $236 | $346 | $456 |
| $4,000 | $1,200 | $0 | $0 | $6 |
Rate history
The two-bedroom rate went up 13% from FY 2025 ($970) to FY 2026 ($1,096). Since FY 2020 it's up 40% in total, about 5.7% a year. The Idaho median moved up 12% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $578 | $599 | $784 | $1,047 | $1,283 | — |
| FY 2021 | $641 | $648 | $844 | $1,059 | $1,408 | +7.7% |
| FY 2022 | $699 | $703 | $917 | $1,207 | $1,556 | +8.6% |
| FY 2023 | $720 | $725 | $946 | $1,344 | $1,604 | +3.2% |
| FY 2024 | $753 | $787 | $1,025 | $1,444 | $1,727 | +8.4% |
| FY 2025 | $748 | $756 | $970 | $1,359 | $1,629 | -5.4% |
| FY 2026 | $865 | $871 | $1,096 | $1,524 | $1,839 | +13.0% |
| FY 2027 | $908 | $914 | $1,111 | $1,538 | $1,857 | +1.4% |
Nearby counties
Questions people ask
$1,096 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $865 for a studio, $871 for one bedroom, $1,524 for three and $1,839 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Oneida actually go for?
HUD's number is one input. Search any address in Oneida for a rent estimate built from nearby comps. 3 free searches, no card.
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