HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Idaho County, Idaho (FY 2026)
$1,049 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Idaho County, and it's the baseline every voucher in Idaho is measured against.
2 bedroom FMR
$1,049
FY 2026, utilities included
Payment standard range
$944 to $1,154
90% to 110% of FMR
Income to afford 2BR
$41,960
per year, at 30% of income
Rank in Idaho
29th of 44
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Idaho moves to $1,036. That's down 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Idaho actually rent for?
Search any address in Idaho for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $723 | $651 to $795 | $28,920 | $13.90/hr | +8.4% |
| 1 bedroom | $799 | $719 to $879 | $31,960 | $15.37/hr | +7.8% |
| 2 bedroom | $1,049 | $944 to $1,154 | $41,960 | $20.17/hr | +7.9% |
| 3 bedroom | $1,459 | $1,313 to $1,605 | $58,360 | $28.06/hr | +8.3% |
| 4 bedroom | $1,760 | $1,584 to $1,936 | $70,400 | $33.85/hr | +7.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,024 | $1,822 to $2,226 |
| 6 bedroom Estimate | $2,288 | $2,059 to $2,517 |
| 7 bedroom Estimate | $2,552 | $2,297 to $2,807 |
| 8 bedroom Estimate | $2,816 | $2,534 to $3,098 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Idaho, that runs from $723 for a studio up to $1,760 for four bedrooms, all five rates in the table above.
Because Idaho sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Cottonwood included.
Among Idaho's 44 counties, Idaho ranks 29th for two-bedroom FMR. That's about 5% below the state median of $1,101 and about 3% above the national median county at $1,018. About 16,787 people live here, 20th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 83522 (Cottonwood) and $1,260 in 83525 (Elk City), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 83522 | Cottonwood | $1,030 | -1.8% |
| 83525 | Elk City | $1,260 | +20.1% |
| 83526 | Ferdinand | $1,090 | +3.9% |
| 83530 | Grangeville | $1,220 | +16.3% |
| 83531 | Fenn | $1,050 | +0.1% |
| 83533 | Greencreek | $1,060 | +1.0% |
| 83539 | Kooskia | $1,230 | +17.3% |
| 83542 | Lucile | $1,040 | -0.9% |
| 83547 | Pollock | $1,040 | -0.9% |
| 83549 | Riggins | $1,040 | -0.9% |
| 83552 | Stites | $1,170 | +11.5% |
| 83554 | White Bird | $1,080 | +3.0% |
| 83671 | Warren | $1,050 | +0.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Idaho somewhere between $944 and $1,154. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,049 a month is affordable, by HUD's 30% rule, on an income of roughly $41,960 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($944) | HAP at 100% ($1,049) | HAP at 110% ($1,154) |
|---|---|---|---|---|
| $2,500 | $750 | $194 | $299 | $404 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($972) to FY 2026 ($1,049). Since FY 2020 it's up 47% in total, about 6.6% a year. The Idaho median moved up 12% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $526 | $542 | $714 | $963 | $1,254 | — |
| FY 2021 | $586 | $590 | $777 | $1,036 | $1,317 | +8.8% |
| FY 2022 | $649 | $654 | $860 | $1,136 | $1,459 | +10.7% |
| FY 2023 | $631 | $717 | $944 | $1,227 | $1,586 | +9.8% |
| FY 2024 | $699 | $785 | $1,032 | $1,339 | $1,751 | +9.3% |
| FY 2025 | $667 | $741 | $972 | $1,347 | $1,632 | -5.8% |
| FY 2026 | $723 | $799 | $1,049 | $1,459 | $1,760 | +7.9% |
| FY 2027 | $736 | $792 | $1,036 | $1,435 | $1,732 | -1.2% |
Nearby counties
Questions people ask
$1,049 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $723 for a studio, $799 for one bedroom, $1,459 for three and $1,760 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Idaho actually go for?
HUD's number is one input. Search any address in Idaho for a rent estimate built from nearby comps. 3 free searches, no card.
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