HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Idaho County, Idaho (FY 2027)
$1,036 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Idaho County, and it's the baseline every voucher in Idaho is measured against.
Two-bedroom FMR
$1,036
-1.2% from FY 2026
Payment standard
$932–$1,140
90% to 110% of the FMR, two-bedroom
Income to afford
$41,440
a year, with rent at 30% of income
Rank in Idaho
36th of 44
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $736 | $662–$810 | $29,440 | $14.15/hr | +1.8% |
| 1 bedroom | $792 | $713–$871 | $31,680 | $15.23/hr | -0.9% |
| 2 bedroom | $1,036 | $932–$1,140 | $41,440 | $19.92/hr | -1.2% |
| 3 bedroom | $1,435 | $1,292–$1,579 | $57,400 | $27.60/hr | -1.6% |
| 4 bedroom | $1,732 | $1,559–$1,905 | $69,280 | $33.31/hr | -1.6% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,992 | $1,793–$2,191 |
| 6 bedroom Estimate | $2,252 | $2,027–$2,477 |
| 7 bedroom Estimate | $2,511 | $2,260–$2,762 |
| 8 bedroom Estimate | $2,771 | $2,494–$3,048 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Idaho actually rent for?
Search any address in Idaho for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Idaho somewhere between $932 and $1,140. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,036 a month is affordable, by HUD's 30% rule, on an income of roughly $41,440 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$932 | Voucher pays at 100%$1,036 | Voucher pays at 110%$1,140 |
|---|---|---|---|---|
| $2,500 | $750 | $182 | $286 | $390 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 1% from FY 2026 ($1,049) to FY 2027 ($1,036). Since FY 2020 it's up 45% in total, about 5.5% a year. The Idaho median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $526 | $542 | $714 | $963 | $1,254 | — |
| FY 2021 | $586 | $590 | $777 | $1,036 | $1,317 | +8.8% |
| FY 2022 | $649 | $654 | $860 | $1,136 | $1,459 | +10.7% |
| FY 2023 | $631 | $717 | $944 | $1,227 | $1,586 | +9.8% |
| FY 2024 | $699 | $785 | $1,032 | $1,339 | $1,751 | +9.3% |
| FY 2025 | $667 | $741 | $972 | $1,347 | $1,632 | -5.8% |
| FY 2026 | $723 | $799 | $1,049 | $1,459 | $1,760 | +7.9% |
| FY 2027In effect | $736 | $792 | $1,036 | $1,435 | $1,732 | -1.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Idaho, that runs from $736 for a studio up to $1,732 for four bedrooms, all five rates in the table above.
Because Idaho sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Cottonwood included.
Among Idaho's 44 counties, Idaho ranks 36th for two-bedroom FMR. That's about 8% below the state median of $1,127 and about 3% below the national median county at $1,063. About 17,432 people live here, 20th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,040 in 83522 (Cottonwood) and $1,320 in 83525 (Elk City), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 83522 | Cottonwood | $1,040 | +0.4% |
| 83525 | Elk City | $1,320 | +27.4% |
| 83526 | Ferdinand | $1,130 | +9.1% |
| 83530 | Grangeville | $1,220 | +17.8% |
| 83531 | Fenn | $1,040 | +0.4% |
| 83533 | Greencreek | $1,150 | +11.0% |
| 83539 | Kooskia | $1,310 | +26.4% |
| 83542 | Lucile | $1,050 | +1.4% |
| 83547 | Pollock | $1,110 | +7.1% |
| 83549 | Riggins | $1,050 | +1.4% |
| 83552 | Stites | $1,260 | +21.6% |
| 83554 | White Bird | $1,090 | +5.2% |
| 83671 | Warren | $1,040 | +0.4% |
Nearby counties
Two-bedroom FMR, with how each compares to Idaho.
Lewis County
34 mi · 3,682 people
$1,014
-2%
Nez Perce County
50 mi · 42,697 people
$1,234
+19%
Clearwater County
51 mi · 9,012 people
$1,108
+7%
Valley County
69 mi · 12,389 people
$1,249
+21%
Latah County
74 mi · 41,049 people
$1,043
+1%
Adams County
75 mi · 4,744 people
$1,014
-2%
Benewah County
100 mi · 10,142 people
$1,117
+8%
Washington County
100 mi · 11,142 people
$1,163
+12%
Questions people ask
$1,036 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $736 for a studio, $792 for one bedroom, $1,435 for three and $1,732 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Idaho actually go for?
HUD's number is one input. Search any address in Idaho for a rent estimate built from nearby comps. Free to start, no card.
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