HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Gooding County, Idaho (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Gooding County is $1,026 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,026
FY 2026, utilities included
Payment standard range
$923 to $1,129
90% to 110% of FMR
Income to afford 2BR
$41,040
per year, at 30% of income
Rank in Idaho
31st of 44
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Gooding moves to $1,053. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Gooding actually rent for?
Search any address in Gooding for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $846 | $761 to $931 | $33,840 | $16.27/hr | +16.9% |
| 1 bedroom | $851 | $766 to $936 | $34,040 | $16.37/hr | +16.1% |
| 2 bedroom | $1,026 | $923 to $1,129 | $41,040 | $19.73/hr | +9.3% |
| 3 bedroom | $1,427 | $1,284 to $1,570 | $57,080 | $27.44/hr | +8.4% |
| 4 bedroom | $1,721 | $1,549 to $1,893 | $68,840 | $33.10/hr | +9.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,979 | $1,781 to $2,177 |
| 6 bedroom Estimate | $2,237 | $2,013 to $2,461 |
| 7 bedroom Estimate | $2,495 | $2,246 to $2,745 |
| 8 bedroom Estimate | $2,754 | $2,479 to $3,029 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Gooding, that runs from $846 for a studio up to $1,721 for four bedrooms, all five rates in the table above.
Because Gooding sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bliss included.
Among Idaho's 44 counties, Gooding ranks 31st for two-bedroom FMR. That's about 7% below the state median of $1,101 and within a couple percent of the national median county at $1,018. About 15,520 people live here, 21st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 83355 (Wendell) and $1,160 in 83314 (Bliss), with the 4 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Gooding somewhere between $923 and $1,129. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,026 a month is affordable, by HUD's 30% rule, on an income of roughly $41,040 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($923) | HAP at 100% ($1,026) | HAP at 110% ($1,129) |
|---|---|---|---|---|
| $2,500 | $750 | $173 | $276 | $379 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($939) to FY 2026 ($1,026). Since FY 2020 it's up 44% in total, about 6.2% a year. The Idaho median moved up 12% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $526 | $545 | $714 | $1,030 | $1,197 | — |
| FY 2021 | $570 | $572 | $751 | $1,058 | $1,207 | +5.2% |
| FY 2022 | $649 | $664 | $834 | $1,101 | $1,295 | +11.1% |
| FY 2023 | $690 | $699 | $907 | $1,193 | $1,430 | +8.8% |
| FY 2024 | $728 | $766 | $991 | $1,365 | $1,561 | +9.3% |
| FY 2025 | $724 | $733 | $939 | $1,316 | $1,577 | -5.2% |
| FY 2026 | $846 | $851 | $1,026 | $1,427 | $1,721 | +9.3% |
| FY 2027 | $894 | $899 | $1,053 | $1,458 | $1,760 | +2.6% |
Nearby counties
Questions people ask
$1,026 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $846 for a studio, $851 for one bedroom, $1,427 for three and $1,721 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Gooding actually go for?
HUD's number is one input. Search any address in Gooding for a rent estimate built from nearby comps. 3 free searches, no card.
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