HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Ada County, Idaho (FY 2026)
$1,655 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Ada County, and it's the baseline every voucher in Ada is measured against.
2 bedroom FMR
$1,655
FY 2026, utilities included
Payment standard range
$1,490 to $1,821
90% to 110% of FMR
Income to afford 2BR
$66,200
per year, at 30% of income
Rank in Idaho
1st of 44
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Ada moves to $1,540. That's down 7%. The full FY 2027 table is in the history section below.
Market check
Two-bedrooms in Boise are asking $1,586. HUD says $1,655.
That's 4% below the county FMR. Median asking rent across 10 Boise ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.
Comps for a specific address
A rent estimate built from nearby listings, next to the HUD number.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,170 | $1,053 to $1,287 | $46,800 | $22.50/hr | -10.0% |
| 1 bedroom | $1,381 | $1,243 to $1,519 | $55,240 | $26.56/hr | -10.0% |
| 2 bedroom | $1,655 | $1,490 to $1,821 | $66,200 | $31.83/hr | -10.0% |
| 3 bedroom | $2,318 | $2,086 to $2,550 | $92,720 | $44.58/hr | -10.0% |
| 4 bedroom | $2,772 | $2,495 to $3,049 | $110,880 | $53.31/hr | -10.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,188 | $2,869 to $3,507 |
| 6 bedroom Estimate | $3,604 | $3,244 to $3,964 |
| 7 bedroom Estimate | $4,019 | $3,617 to $4,421 |
| 8 bedroom Estimate | $4,435 | $3,992 to $4,879 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Ada, that runs from $1,170 for a studio up to $2,772 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Ada in with 3 other counties in the Boise City metro, Canyon County, Owyhee County, Boise County among them, and every one of them gets $1,655 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Idaho's 44 counties, Ada ranks 1st for two-bedroom FMR. That's about 50% above the state median of $1,101 and about 63% above the national median county at $1,018. About 497,494 people live here, 1st in the state.
Counties sharing the Boise City metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,660 in 83702 (Boise) and $2,240 in 83716 (Boise), with the 24 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 83616 | Eagle | $2,220 | +34.1% |
| 83634 | Kuna | $2,070 | +25.1% |
| 83642 | Meridian | $1,840 | +11.2% |
| 83669 | Star | $1,880 | +13.6% |
| 83680 | Meridian | $1,710 | +3.3% |
| 83701 | Boise | $1,710 | +3.3% |
| 83702 | Boise | $1,660 | +0.3% |
| 83703 | Boise | $1,660 | +0.3% |
| 83704 | Boise | $1,660 | +0.3% |
| 83705 | Boise | $1,660 | +0.3% |
| 83706 | Boise | $1,750 | +5.7% |
| 83707 | Boise | $1,710 | +3.3% |
| 83708 | Boise | $1,655County rate | — |
| 83709 | Boise | $2,040 | +23.3% |
| 83711 | Boise | $1,710 | +3.3% |
| 83712 | Boise | $1,660 | +0.3% |
| 83713 | Boise | $1,960 | +18.4% |
| 83714 | Garden City | $1,680 | +1.5% |
| 83715 | Boise | $1,710 | +3.3% |
| 83716 | Boise | $2,240 | +35.3% |
| 83717 | Boise | $1,710 | +3.3% |
| 83719 | Boise | $1,710 | +3.3% |
| 83720 | Boise | $1,710 | +3.3% |
| 83722 | Boise | $1,655County rate | — |
| 83724 | Boise | $1,710 | +3.3% |
| 83725 | Boise | $1,710 | +3.3% |
| 83726 | Boise | $1,655County rate | — |
| 83728 | Boise | $1,655County rate | — |
| 83729 | Boise | $1,655County rate | — |
| 83731 | Boise | $1,655County rate | — |
| 83732 | Boise | $1,655County rate | — |
| 83735 | Boise | $1,655County rate | — |
| 83756 | Boise | $1,655County rate | — |
| 83799 | Boise | $1,655County rate | — |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Ada somewhere between $1,490 and $1,821. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,655 a month is affordable, by HUD's 30% rule, on an income of roughly $66,200 a year. Put another way, $32 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,490) | HAP at 100% ($1,655) | HAP at 110% ($1,821) |
|---|---|---|---|---|
| $2,500 | $750 | $740 | $905 | $1,071 |
| $4,000 | $1,200 | $290 | $455 | $621 |
Rate history
The two-bedroom rate went down 10% from FY 2025 ($1,838) to FY 2026 ($1,655). Since FY 2020 it's up 76% in total, about 9.9% a year. The Idaho median moved up 12% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $613 | $748 | $941 | $1,346 | $1,548 | — |
| FY 2021 | $683 | $801 | $1,002 | $1,420 | $1,647 | +6.5% |
| FY 2022 | $783 | $896 | $1,118 | $1,577 | $1,841 | +11.6% |
| FY 2023 | $929 | $1,059 | $1,310 | $1,841 | $2,159 | +17.2% |
| FY 2024 | $993 | $1,139 | $1,388 | $1,956 | $2,298 | +6.0% |
| FY 2025 | $1,300 | $1,534 | $1,838 | $2,575 | $3,080 | +32.4% |
| FY 2026 | $1,170 | $1,381 | $1,655 | $2,318 | $2,772 | -10.0% |
| FY 2027 | $1,152 | $1,295 | $1,540 | $2,132 | $2,574 | -6.9% |
Nearby counties
Questions people ask
$1,655 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,170 for a studio, $1,381 for one bedroom, $2,318 for three and $2,772 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Ada actually go for?
HUD's number is one input. Search any address in Ada for a rent estimate built from nearby comps. 3 free searches, no card.
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