HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Sumter County, Georgia (FY 2026)
A two-bedroom in Sumter County carries a FY 2026 Fair Market Rent of $1,088 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Sumter keys off that figure.
2 bedroom FMR
$1,088
FY 2026, utilities included
Payment standard range
$979 to $1,197
90% to 110% of FMR
Income to afford 2BR
$43,520
per year, at 30% of income
Rank in Georgia
78th of 159
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Sumter moves to $1,139. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Sumter actually rent for?
Search any address in Sumter for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $824 | $742 to $906 | $32,960 | $15.85/hr | +10.8% |
| 1 bedroom | $829 | $746 to $912 | $33,160 | $15.94/hr | +10.7% |
| 2 bedroom | $1,088 | $979 to $1,197 | $43,520 | $20.92/hr | +15.9% |
| 3 bedroom | $1,305 | $1,175 to $1,436 | $52,200 | $25.10/hr | +15.4% |
| 4 bedroom | $1,441 | $1,297 to $1,585 | $57,640 | $27.71/hr | +15.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,657 | $1,491 to $1,823 |
| 6 bedroom Estimate | $1,873 | $1,686 to $2,060 |
| 7 bedroom Estimate | $2,089 | $1,880 to $2,298 |
| 8 bedroom Estimate | $2,306 | $2,075 to $2,537 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Sumter, that runs from $824 for a studio up to $1,441 for four bedrooms, all five rates in the table above.
Because Sumter sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Americus included.
Among Georgia's 159 counties, Sumter ranks 78th for two-bedroom FMR. That's within a couple percent of the state median of $1,074 and about 7% above the national median county at $1,018. About 29,378 people live here, 62nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 31711 (Andersonville) and $1,150 in 31743 (De Soto), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Sumter somewhere between $979 and $1,197. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,088 a month is affordable, by HUD's 30% rule, on an income of roughly $43,520 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($979) | HAP at 100% ($1,088) | HAP at 110% ($1,197) |
|---|---|---|---|---|
| $2,500 | $750 | $229 | $338 | $447 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 16% from FY 2025 ($939) to FY 2026 ($1,088). Since FY 2020 it's up 53% in total, about 7.4% a year. The Georgia median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $536 | $539 | $710 | $885 | $1,229 | — |
| FY 2021 | $528 | $532 | $701 | $872 | $1,166 | -1.3% |
| FY 2022 | $565 | $568 | $748 | $925 | $1,182 | +6.7% |
| FY 2023 | $615 | $619 | $815 | $992 | $1,188 | +9.0% |
| FY 2024 | $700 | $704 | $904 | $1,093 | $1,255 | +10.9% |
| FY 2025 | $744 | $749 | $939 | $1,131 | $1,245 | +3.9% |
| FY 2026 | $824 | $829 | $1,088 | $1,305 | $1,441 | +15.9% |
| FY 2027 | $865 | $871 | $1,139 | $1,357 | $1,497 | +4.7% |
Nearby counties
Questions people ask
$1,088 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $824 for a studio, $829 for one bedroom, $1,305 for three and $1,441 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Sumter actually go for?
HUD's number is one input. Search any address in Sumter for a rent estimate built from nearby comps. 3 free searches, no card.
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