HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Chatham County, Georgia (FY 2027)
A two-bedroom in Chatham County carries a FY 2027 Fair Market Rent of $1,679 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Chatham keys off that figure.
Two-bedroom FMR
$1,679
-0.1% from FY 2026
Payment standard
$1,511–$1,847
90% to 110% of the FMR, two-bedroom
Income to afford
$67,160
a year, with rent at 30% of income
Rank in Georgia
26th of 159
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,481 | $1,333–$1,629 | $59,240 | $28.48/hr | +1.8% |
| 1 bedroom | $1,542 | $1,388–$1,696 | $61,680 | $29.65/hr | +0.6% |
| 2 bedroom | $1,679 | $1,511–$1,847 | $67,160 | $32.29/hr | -0.1% |
| 3 bedroom | $2,185 | $1,967–$2,404 | $87,400 | $42.02/hr | -2.2% |
| 4 bedroom | $2,484 | $2,236–$2,732 | $99,360 | $47.77/hr | -2.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,857 | $2,571–$3,143 |
| 6 bedroom Estimate | $3,229 | $2,906–$3,552 |
| 7 bedroom Estimate | $3,602 | $3,242–$3,962 |
| 8 bedroom Estimate | $3,974 | $3,577–$4,371 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
Two-bedrooms in Savannah are asking $1,704. HUD says $1,679.
The two are within a couple percent of each other. Median asking rent across 11 Savannah ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Chatham somewhere between $1,511 and $1,847. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,679 a month is affordable, by HUD's 30% rule, on an income of roughly $67,160 a year. Put another way, $32 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,511 | Voucher pays at 100%$1,679 | Voucher pays at 110%$1,847 |
|---|---|---|---|---|
| $2,500 | $750 | $761 | $929 | $1,097 |
| $4,000 | $1,200 | $311 | $479 | $647 |
Rate history
The two-bedroom rate went down 0% from FY 2026 ($1,680) to FY 2027 ($1,679). Since FY 2020 it's up 66% in total, about 7.5% a year. The Georgia median moved down 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $838 | $887 | $1,010 | $1,385 | $1,589 | — |
| FY 2021 | $877 | $921 | $1,050 | $1,442 | $1,671 | +4.0% |
| FY 2022 | $880 | $937 | $1,067 | $1,466 | $1,713 | +1.6% |
| FY 2023 | $1,031 | $1,112 | $1,256 | $1,715 | $2,008 | +17.7% |
| FY 2024 | $1,191 | $1,287 | $1,445 | $1,967 | $2,306 | +15.0% |
| FY 2025 | $1,324 | $1,431 | $1,584 | $2,131 | $2,459 | +9.6% |
| FY 2026 | $1,455 | $1,533 | $1,680 | $2,235 | $2,547 | +6.1% |
| FY 2027In effect | $1,481 | $1,542 | $1,679 | $2,185 | $2,484 | -0.1% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Chatham, that runs from $1,481 for a studio up to $2,484 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Chatham in with 2 other counties in the Savannah metro, Effingham County, Bryan County among them, and every one of them gets $1,679 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Georgia's 159 counties, Chatham ranks 26th for two-bedroom FMR. That's about 59% above the state median of $1,058 and about 58% above the national median county at $1,063. About 300,879 people live here, 5th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,520 in 31302 (Bloomingdale) and $2,050 in 31407 (Port Wentworth), with the 22 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 31302 | Bloomingdale | $1,520 | -9.5% |
| 31322 | Pooler | $1,970 | +17.3% |
| 31328 | Tybee Island | $1,660 | -1.1% |
| 31401 | Savannah | $2,010 | +19.7% |
| 31402 | Savannah | $1,700 | +1.3% |
| 31403 | Savannah | $1,700 | +1.3% |
| 31404 | Savannah | $1,530 | -8.9% |
| 31405 | Savannah | $1,620 | -3.5% |
| 31406 | Savannah | $1,650 | -1.7% |
| 31407 | Port Wentworth | $2,050 | +22.1% |
| 31408 | Savannah | $1,520 | -9.5% |
| 31409 | Savannah | $1,650 | -1.7% |
| 31410 | Savannah | $2,050 | +22.1% |
| 31411 | Savannah | $1,940 | +15.5% |
| 31412 | Savannah | $1,700 | +1.3% |
| 31414 | Savannah | $1,700 | +1.3% |
| 31415 | Savannah | $1,520 | -9.5% |
| 31416 | Savannah | $1,700 | +1.3% |
| 31418 | Savannah | $1,700 | +1.3% |
| 31419 | Savannah | $1,770 | +5.4% |
| 31420 | Savannah | $1,700 | +1.3% |
| 31421 | Savannah | $2,010 | +19.7% |
Counties sharing the Savannah metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,679 two-bedroom figure as Chatham.
Nearby counties
Two-bedroom FMR, with how each compares to Chatham.
Bryan County
23 mi · 48,263 people
$1,679
same rate
Effingham County
23 mi · 69,143 people
$1,679
same rate
Liberty County
29 mi · 67,397 people
$1,396
-17%
Long County
42 mi · 18,374 people
$1,163
-31%
McIntosh County
42 mi · 11,312 people
$1,378
-18%
Bulloch County
48 mi · 82,683 people
$1,160
-31%
Evans County
48 mi · 10,757 people
$1,002
-40%
Screven County
52 mi · 14,130 people
$1,002
-40%
Questions people ask
$1,679 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,481 for a studio, $1,542 for one bedroom, $2,185 for three and $2,484 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Chatham actually go for?
HUD's number is one input. Search any address in Chatham for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.