HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Camden County, Georgia (FY 2026)
A two-bedroom in Camden County carries a FY 2026 Fair Market Rent of $1,225 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Camden keys off that figure.
2 bedroom FMR
$1,225
FY 2026, utilities included
Payment standard range
$1,103 to $1,348
90% to 110% of FMR
Income to afford 2BR
$49,000
per year, at 30% of income
Rank in Georgia
51st of 159
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Camden moves to $1,300. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Camden actually rent for?
Search any address in Camden for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,043 | $939 to $1,147 | $41,720 | $20.06/hr | +13.1% |
| 1 bedroom | $1,117 | $1,005 to $1,229 | $44,680 | $21.48/hr | +14.7% |
| 2 bedroom | $1,225 | $1,103 to $1,348 | $49,000 | $23.56/hr | +13.5% |
| 3 bedroom | $1,704 | $1,534 to $1,874 | $68,160 | $32.77/hr | +12.7% |
| 4 bedroom | $1,997 | $1,797 to $2,197 | $79,880 | $38.40/hr | +10.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,297 | $2,067 to $2,527 |
| 6 bedroom Estimate | $2,596 | $2,336 to $2,856 |
| 7 bedroom Estimate | $2,896 | $2,606 to $3,186 |
| 8 bedroom Estimate | $3,195 | $2,876 to $3,515 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Camden, that runs from $1,043 for a studio up to $1,997 for four bedrooms, all five rates in the table above.
Because Camden sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Kings Bay included.
Among Georgia's 159 counties, Camden ranks 51st for two-bedroom FMR. That's about 14% above the state median of $1,074 and about 20% above the national median county at $1,018. About 55,105 people live here, 41st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $980 in 31569 (Woodbine) and $1,300 in 31547 (Kings Bay), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Camden somewhere between $1,103 and $1,348. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,225 a month is affordable, by HUD's 30% rule, on an income of roughly $49,000 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,103) | HAP at 100% ($1,225) | HAP at 110% ($1,348) |
|---|---|---|---|---|
| $2,500 | $750 | $353 | $475 | $598 |
| $4,000 | $1,200 | $0 | $25 | $148 |
Rate history
The two-bedroom rate went up 14% from FY 2025 ($1,079) to FY 2026 ($1,225). Since FY 2020 it's up 44% in total, about 6.2% a year. The Georgia median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $682 | $687 | $853 | $1,162 | $1,427 | — |
| FY 2021 | $679 | $683 | $866 | $1,180 | $1,425 | +1.5% |
| FY 2022 | $685 | $689 | $875 | $1,201 | $1,427 | +1.0% |
| FY 2023 | $781 | $786 | $972 | $1,380 | $1,603 | +11.1% |
| FY 2024 | $902 | $906 | $1,053 | $1,484 | $1,723 | +8.3% |
| FY 2025 | $922 | $974 | $1,079 | $1,512 | $1,808 | +2.5% |
| FY 2026 | $1,043 | $1,117 | $1,225 | $1,704 | $1,997 | +13.5% |
| FY 2027 | $1,071 | $1,194 | $1,300 | $1,800 | $2,111 | +6.1% |
Nearby counties
Questions people ask
$1,225 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,043 for a studio, $1,117 for one bedroom, $1,704 for three and $1,997 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Camden actually go for?
HUD's number is one input. Search any address in Camden for a rent estimate built from nearby comps. 3 free searches, no card.
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