HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Flagler County, Florida (FY 2026)
$1,806 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Flagler County, and it's the baseline every voucher in Flagler is measured against.
2 bedroom FMR
$1,806
FY 2026, utilities included
Payment standard range
$1,625 to $1,987
90% to 110% of FMR
Income to afford 2BR
$72,240
per year, at 30% of income
Rank in Florida
17th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Flagler moves to $1,758. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Flagler actually rent for?
Search any address in Flagler for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,278 | $1,150 to $1,406 | $51,120 | $24.58/hr | -3.4% |
| 1 bedroom | $1,433 | $1,290 to $1,576 | $57,320 | $27.56/hr | +7.6% |
| 2 bedroom | $1,806 | $1,625 to $1,987 | $72,240 | $34.73/hr | +6.7% |
| 3 bedroom | $2,468 | $2,221 to $2,715 | $98,720 | $47.46/hr | +6.4% |
| 4 bedroom | $2,797 | $2,517 to $3,077 | $111,880 | $53.79/hr | +3.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,217 | $2,895 to $3,539 |
| 6 bedroom Estimate | $3,636 | $3,272 to $4,000 |
| 7 bedroom Estimate | $4,056 | $3,650 to $4,462 |
| 8 bedroom Estimate | $4,475 | $4,028 to $4,923 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Flagler, that runs from $1,278 for a studio up to $2,797 for four bedrooms, all five rates in the table above.
Flagler is its own HUD metro area (Palm Coast, FL), so the rate here is set from rents inside the county rather than a wider region.
Among Florida's 67 counties, Flagler ranks 17th for two-bedroom FMR. That's about 23% above the state median of $1,471 and about 77% above the national median county at $1,018. About 117,515 people live here, 35th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,530 in 32110 (Bunnell) and $1,920 in 32137 (Palm Coast), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Flagler somewhere between $1,625 and $1,987. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,806 a month is affordable, by HUD's 30% rule, on an income of roughly $72,240 a year. Put another way, $35 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,625) | HAP at 100% ($1,806) | HAP at 110% ($1,987) |
|---|---|---|---|---|
| $2,500 | $750 | $875 | $1,056 | $1,237 |
| $4,000 | $1,200 | $425 | $606 | $787 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($1,693) to FY 2026 ($1,806). Since FY 2020 it's up 61% in total, about 8.3% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $837 | $881 | $1,121 | $1,500 | $1,684 | — |
| FY 2021 | $754 | $854 | $1,100 | $1,448 | $1,633 | -1.9% |
| FY 2022 | $800 | $925 | $1,193 | $1,575 | $1,809 | +8.5% |
| FY 2023 | $937 | $1,113 | $1,401 | $1,853 | $2,156 | +17.4% |
| FY 2024 | $1,152 | $1,159 | $1,465 | $1,977 | $2,337 | +4.6% |
| FY 2025 | $1,323 | $1,332 | $1,693 | $2,319 | $2,709 | +15.6% |
| FY 2026 | $1,278 | $1,433 | $1,806 | $2,468 | $2,797 | +6.7% |
| FY 2027 | $1,326 | $1,376 | $1,758 | $2,361 | $2,581 | -2.7% |
Nearby counties
Putnam County
$1,15526 mi · pop 73,604
Volusia County
$1,70029 mi · pop 558,520
St. Johns County
$1,65833 mi · pop 278,722
Clay County
$1,65851 mi · pop 219,650
Seminole County
$1,97254 mi · pop 471,321
Marion County
$1,37357 mi · pop 378,225
Lake County
$1,97258 mi · pop 386,829
Duval County
$1,65862 mi · pop 995,708
Questions people ask
$1,806 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,278 for a studio, $1,433 for one bedroom, $2,468 for three and $2,797 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Flagler actually go for?
HUD's number is one input. Search any address in Flagler for a rent estimate built from nearby comps. 3 free searches, no card.
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