HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Collier County, Florida (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Collier County is $1,986 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,986
FY 2026, utilities included
Payment standard range
$1,787 to $2,185
90% to 110% of FMR
Income to afford 2BR
$79,440
per year, at 30% of income
Rank in Florida
5th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Collier moves to $2,036. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Collier actually rent for?
Search any address in Collier for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,396 | $1,256 to $1,536 | $55,840 | $26.85/hr | +2.5% |
| 1 bedroom | $1,797 | $1,617 to $1,977 | $71,880 | $34.56/hr | +12.6% |
| 2 bedroom | $1,986 | $1,787 to $2,185 | $79,440 | $38.19/hr | +6.8% |
| 3 bedroom | $2,581 | $2,323 to $2,839 | $103,240 | $49.63/hr | +5.2% |
| 4 bedroom | $2,805 | $2,525 to $3,086 | $112,200 | $53.94/hr | +5.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,226 | $2,903 to $3,549 |
| 6 bedroom Estimate | $3,647 | $3,282 to $4,012 |
| 7 bedroom Estimate | $4,067 | $3,660 to $4,474 |
| 8 bedroom Estimate | $4,488 | $4,039 to $4,937 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Collier, that runs from $1,396 for a studio up to $2,805 for four bedrooms, all five rates in the table above.
Collier is its own HUD metro area (Naples-Marco Island, FL), so the rate here is set from rents inside the county rather than a wider region.
Among Florida's 67 counties, Collier ranks 5th for two-bedroom FMR. That's about 35% above the state median of $1,471 and about 95% above the national median county at $1,018. About 380,221 people live here, 18th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,680 in 34142 (Immokalee) and $2,460 in 34120 (Naples), with the 25 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 34101 | Naples | $1,990 | +0.2% |
| 34102 | Naples | $1,810 | -8.9% |
| 34103 | Naples | $2,210 | +11.3% |
| 34104 | Naples | $1,980 | -0.3% |
| 34105 | Naples | $2,320 | +16.8% |
| 34106 | Naples | $1,990 | +0.2% |
| 34107 | Naples | $1,990 | +0.2% |
| 34108 | Naples | $2,350 | +18.3% |
| 34109 | Naples | $2,100 | +5.7% |
| 34110 | Naples | $2,230 | +12.3% |
| 34112 | Naples | $1,730 | -12.9% |
| 34113 | Naples | $2,090 | +5.2% |
| 34114 | Naples | $2,230 | +12.3% |
| 34116 | Naples | $1,890 | -4.8% |
| 34117 | Naples | $2,000 | +0.7% |
| 34119 | Naples | $2,120 | +6.7% |
| 34120 | Naples | $2,460 | +23.9% |
| 34137 | Copeland | $1,910 | -3.8% |
| 34138 | Chokoloskee | $1,990 | +0.2% |
| 34139 | Everglades City | $1,990 | +0.2% |
| 34140 | Goodland | $2,330 | +17.3% |
| 34141 | Ochopee | $1,970 | -0.8% |
| 34142 | Immokalee | $1,680 | -15.4% |
| 34143 | Immokalee | $1,986County rate | — |
| 34145 | Marco Island | $2,340 | +17.8% |
| 34146 | Marco Island | $1,990 | +0.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Collier somewhere between $1,787 and $2,185. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,986 a month is affordable, by HUD's 30% rule, on an income of roughly $79,440 a year. Put another way, $38 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,787) | HAP at 100% ($1,986) | HAP at 110% ($2,185) |
|---|---|---|---|---|
| $2,500 | $750 | $1,037 | $1,236 | $1,435 |
| $4,000 | $1,200 | $587 | $786 | $985 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($1,860) to FY 2026 ($1,986). Since FY 2020 it's up 44% in total, about 6.2% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $900 | $1,126 | $1,381 | $1,812 | $2,026 | — |
| FY 2021 | $948 | $1,118 | $1,376 | $1,791 | $1,922 | -0.4% |
| FY 2022 | $1,106 | $1,295 | $1,583 | $2,078 | $2,153 | +15.0% |
| FY 2023 | $1,288 | $1,468 | $1,795 | $2,394 | $2,471 | +13.4% |
| FY 2024 | $1,328 | $1,493 | $1,782 | $2,375 | $2,497 | -0.7% |
| FY 2025 | $1,362 | $1,596 | $1,860 | $2,453 | $2,662 | +4.4% |
| FY 2026 | $1,396 | $1,797 | $1,986 | $2,581 | $2,805 | +6.8% |
| FY 2027 | $1,418 | $1,870 | $2,036 | $2,584 | $2,815 | +2.5% |
Nearby counties
Lee County
$1,96135 mi · pop 772,902
Hendry County
$1,27145 mi · pop 39,902
Glades County
$1,25258 mi · pop 12,179
Charlotte County
$1,47064 mi · pop 189,900
DeSoto County
$1,20973 mi · pop 34,258
Broward County
$2,33388 mi · pop 1,940,907
Miami-Dade County
$2,43688 mi · pop 2,688,237
Sarasota County
$1,95889 mi · pop 439,392
Questions people ask
$1,986 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,396 for a studio, $1,797 for one bedroom, $2,581 for three and $2,805 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Collier actually go for?
HUD's number is one input. Search any address in Collier for a rent estimate built from nearby comps. 3 free searches, no card.
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