HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Lower Connecticut River Valley Planning Region, Connecticut (FY 2027)
A two-bedroom in Lower Connecticut River Valley Planning Region carries a FY 2027 Fair Market Rent of $1,933 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Lower Connecticut River Valley keys off that figure.
Two-bedroom FMR
$1,933
+3.6% from FY 2026
Payment standard
$1,740–$2,126
90% to 110% of the FMR, two-bedroom
Income to afford
$77,320
a year, with rent at 30% of income
Rank in Connecticut
5th of 9
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,346 | $1,211–$1,481 | $53,840 | $25.88/hr | +4.7% |
| 1 bedroom | $1,543 | $1,389–$1,697 | $61,720 | $29.67/hr | +4.5% |
| 2 bedroom | $1,933 | $1,740–$2,126 | $77,320 | $37.17/hr | +3.6% |
| 3 bedroom | $2,303 | $2,073–$2,533 | $92,120 | $44.29/hr | +3.0% |
| 4 bedroom | $2,542 | $2,288–$2,796 | $101,680 | $48.88/hr | +0.2% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,923 | $2,631–$3,215 |
| 6 bedroom Estimate | $3,305 | $2,975–$3,636 |
| 7 bedroom Estimate | $3,686 | $3,317–$4,055 |
| 8 bedroom Estimate | $4,067 | $3,660–$4,474 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Lower Connecticut River Valley actually rent for?
Search any address in Lower Connecticut River Valley for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The FMR isn't the check you'd receive. Your local housing authority turns it into a payment standard, set between 90% and 110% of FMR, so a two-bedroom here lands between $1,740 and $2,126. Subtract about 30% of the tenant's income and that's the housing assistance payment. If you ask more than similar unassisted units rent for, the PHA's rent reasonableness check will push back.
At the standard 30% of income, a household needs about $77,320 a year to afford $1,933 a month. On a 40-hour week that's $37 an hour.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,740 | Voucher pays at 100%$1,933 | Voucher pays at 110%$2,126 |
|---|---|---|---|---|
| $2,500 | $750 | $990 | $1,183 | $1,376 |
| $4,000 | $1,200 | $540 | $733 | $926 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($1,865) to FY 2027 ($1,933). The Connecticut median moved up 4% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2026 | $1,286 | $1,477 | $1,865 | $2,236 | $2,538 | — |
| FY 2027In effect | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 | +3.6% |
About this rate
HUD sets Fair Market Rent once a year, based on what typical units in the area actually rent for, with utilities folded in. FY 2027 runs October 1, 2026 through September 30, 2027, and in Lower Connecticut River Valley Planning Region the five published rates run from $1,346 to $2,542, studio through four bedrooms.
Lower Connecticut River Valley doesn't get its own number. It sits inside the Hartford-West Hartford-East Hartford metro and shares one rate with one other planning region, including Capitol Planning Region. HUD sets metro FMRs from rents across the whole metro, which is why a rural corner of a big metro can carry a city-sized rate.
The state median two-bedroom FMR is $1,933. Lower Connecticut River Valley comes in at $1,933, within a couple percent of that, and ranks 5th of 9 in Connecticut. Against the national median county ($1,063) it's about 82% above. Population is around 175,822.
Rates by ZIP code
HUD also publishes Small Area FMRs for the 26 ZIP codes it covers in Lower Connecticut River Valley. Two-bedroom rates run from $1,590 in 06480 (Portland) to $2,730 in 06371 (Old Lyme), a $1,140 spread inside one planning region. Whether your housing authority uses the ZIP rate or the planning region rate depends on whether HUD has designated this area for Small Area FMRs. Ask the PHA which one it's on before you price a unit.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 06371 | Old Lyme | $2,730 | +41.2% |
| 06376 | South Lyme | $2,730 | +41.2% |
| 06409 | Centerbrook | $2,190 | +13.3% |
| 06412 | Chester | $1,900 | -1.7% |
| 06413 | Clinton | $1,850 | -4.3% |
| 06414 | Cobalt | $1,710 | -11.5% |
| 06416 | Cromwell | $2,050 | +6.1% |
| 06417 | Deep River | $1,910 | -1.2% |
| 06419 | Killingworth | $2,350 | +21.6% |
| 06422 | Durham | $2,140 | +10.7% |
| 06423 | East Haddam | $2,200 | +13.8% |
| 06424 | East Hampton | $1,900 | -1.7% |
| 06426 | Essex | $2,240 | +15.9% |
| 06438 | Haddam | $2,360 | +22.1% |
| 06439 | Hadlyme | $2,730 | +41.2% |
| 06441 | Higganum | $1,880 | -2.7% |
| 06442 | Ivoryton | $2,000 | +3.5% |
| 06455 | Middlefield | $1,800 | -6.9% |
| 06456 | Middle Haddam | $1,920 | -0.7% |
| 06457 | Middletown | $1,980 | +2.4% |
| 06459 | Middletown | $1,980 | +2.4% |
| 06469 | Moodus | $1,680 | -13.1% |
| 06475 | Old Saybrook | $2,570 | +33.0% |
| 06480 | Portland | $1,590 | -17.7% |
| 06481 | Rockfall | $1,850 | -4.3% |
| 06498 | Westbrook | $1,890 | -2.2% |
Rates by town
Connecticut publishes Fair Market Rents town by town instead of by planning region. All 17 towns in Lower Connecticut River Valley Planning Region share the same rate for FY 2027, so the planning region number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Middletown town | 47,958 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Cromwell town | 14,334 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Clinton town | 13,377 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| East Hampton town | 12,925 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Old Saybrook town | 10,575 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Portland town | 9,434 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| East Haddam town | 8,969 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Haddam town | 8,644 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Old Lyme town | 7,679 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Durham town | 7,208 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Westbrook town | 6,856 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Essex town | 6,794 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Killingworth town | 6,240 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Deep River town | 4,458 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Middlefield town | 4,243 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Chester town | 3,825 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
| Lyme town | 2,303 | $1,346 | $1,543 | $1,933 | $2,303 | $2,542 |
Counties sharing the Hartford-West Hartford-East Hartford metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,933 two-bedroom figure as Lower Connecticut River Valley.
Nearby counties
Two-bedroom FMR, with how each compares to Lower Connecticut River Valley.
South Central Connecticut Planning Region
22 mi · 570,598 people
$2,091
+8%
Southeastern Connecticut Planning Region
22 mi · 279,971 people
$1,902
-2%
Capitol Planning Region
25 mi · 977,290 people
$1,933
same rate
Naugatuck Valley Planning Region
29 mi · 454,969 people
$1,745
-10%
Greater Bridgeport Planning Region
40 mi · 329,259 people
$2,399
+24%
Northeastern Connecticut Planning Region
40 mi · 96,312 people
$1,568
-19%
Northwest Hills Planning Region
45 mi · 113,216 people
$1,560
-19%
Western Connecticut Planning Region
52 mi · 627,071 people
$2,399
+24%
Questions people ask
$1,933 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,346 for a studio, $1,543 for one bedroom, $2,303 for three and $2,542 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Lower Connecticut River Valley actually go for?
HUD's number is one input. Search any address in Lower Connecticut River Valley for a rent estimate built from nearby comps. Free to start, no card.
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