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HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027

Fair Market Rent in Clear Creek County, Colorado (FY 2027)

HUD's FY 2027 Fair Market Rent for a two-bedroom in Clear Creek County is $2,169 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.

Two-bedroom FMR

$2,169

+3.8% from FY 2026

Payment standard

$1,952–$2,386

90% to 110% of the FMR, two-bedroom

Income to afford

$86,760

a year, with rent at 30% of income

Rank in Colorado

8th of 64

by two-bedroom FMR, highest first

FY 2027 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2026
Studio$1,751$1,576–$1,926$70,040$33.67/hr+6.6%
1 bedroom$1,831$1,648–$2,014$73,240$35.21/hr+4.4%
2 bedroom$2,169$1,952–$2,386$86,760$41.71/hr+3.8%
3 bedroom$2,846$2,561–$3,131$113,840$54.73/hr+4.1%
4 bedroom$3,183$2,865–$3,501$127,320$61.21/hr+4.4%
Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$3,660$3,294–$4,026
6 bedroom Estimate$4,138$3,724–$4,552
7 bedroom Estimate$4,615$4,154–$5,077
8 bedroom Estimate$5,093$4,584–$5,602

Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Clear Creek actually rent for?

Search any address in Clear Creek for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Clear Creek somewhere between $1,952 and $2,386. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$2,169 a month is affordable, by HUD's 30% rule, on an income of roughly $86,760 a year. Put another way, $42 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household incomeTenant pays (30%)Voucher pays at 90%$1,952Voucher pays at 100%$2,169Voucher pays at 110%$2,386
$2,500$750$1,202$1,419$1,636
$4,000$1,200$752$969$1,186
Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 4% from FY 2026 ($2,089) to FY 2027 ($2,169). Since FY 2020 it's up 39% in total, about 4.8% a year. The Colorado median moved up 10% over the same year.

Fiscal yearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$1,114$1,260$1,566$2,163$2,488—
FY 2021$1,179$1,304$1,605$2,186$2,486+2.5%
FY 2022$1,236$1,364$1,659$2,226$2,501+3.4%
FY 2023$1,390$1,538$1,856$2,449$2,750+11.9%
FY 2024$1,658$1,835$2,201$2,874$3,225+18.6%
FY 2025$1,639$1,789$2,140$2,794$3,127-2.8%
FY 2026$1,643$1,754$2,089$2,734$3,049-2.4%
FY 2027In effect$1,751$1,831$2,169$2,846$3,183+3.8%

Get FY 2028 Clear Creek County rates the day HUD publishes them

HUD updates Fair Market Rents every fall. One email a year, no newsletter.

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Clear Creek, that runs from $1,751 for a studio up to $3,183 for four bedrooms, all five rates in the table above.

This is a metro rate. The county doesn't get one of its own. HUD lumps Clear Creek in with 9 other counties in the Denver-Aurora-Centennial metro, Denver County, Arapahoe County, Jefferson County among them, and every one of them gets $2,169 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.

Among Colorado's 64 counties, Clear Creek ranks 8th for two-bedroom FMR. That's about 58% above the state median of $1,375 and about 104% above the national median county at $1,063. About 9,262 people live here, 39th in the state.

Rates by ZIP code

HUD also publishes Small Area FMRs by ZIP code. For the 5 ZIP codes it covers in Clear Creek, the two-bedroom rate is $1,890 across the board, so there's no ZIP-level story here.

ZIPCity2BR ratevs county
80436Dumont$1,890-12.9%
80438Empire$1,890-12.9%
80444Georgetown$1,890-12.9%
80452Idaho Springs$1,890-12.9%
80476Silver Plume$1,890-12.9%

Counties sharing the Denver-Aurora-Centennial metro rate

HUD sets one rate for the whole metro, so every county here carries the same $2,169 two-bedroom figure as Clear Creek.

Nearby counties

Two-bedroom FMR, with how each compares to Clear Creek.

Questions people ask

$2,169 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,751 for a studio, $1,831 for one bedroom, $2,846 for three and $3,183 for four.

What does a rental in Clear Creek actually go for?

HUD's number is one input. Search any address in Clear Creek for a rent estimate built from nearby comps. Free to start, no card.

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