HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Calaveras County, California (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Calaveras County is $1,533 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,533
-0.6% from FY 2026
Payment standard
$1,380–$1,686
90% to 110% of the FMR, two-bedroom
Income to afford
$61,320
a year, with rent at 30% of income
Rank in California
39th of 58
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,109 | $998–$1,220 | $44,360 | $21.33/hr | +2.9% |
| 1 bedroom | $1,172 | $1,055–$1,289 | $46,880 | $22.54/hr | -0.3% |
| 2 bedroom | $1,533 | $1,380–$1,686 | $61,320 | $29.48/hr | -0.6% |
| 3 bedroom | $2,123 | $1,911–$2,335 | $84,920 | $40.83/hr | -1.0% |
| 4 bedroom | $2,224 | $2,002–$2,446 | $88,960 | $42.77/hr | -4.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,558 | $2,302–$2,814 |
| 6 bedroom Estimate | $2,891 | $2,602–$3,180 |
| 7 bedroom Estimate | $3,225 | $2,903–$3,548 |
| 8 bedroom Estimate | $3,558 | $3,202–$3,914 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Calaveras actually rent for?
Search any address in Calaveras for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Calaveras somewhere between $1,380 and $1,686. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,533 a month is affordable, by HUD's 30% rule, on an income of roughly $61,320 a year. Put another way, $29 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,380 | Voucher pays at 100%$1,533 | Voucher pays at 110%$1,686 |
|---|---|---|---|---|
| $2,500 | $750 | $630 | $783 | $936 |
| $4,000 | $1,200 | $180 | $333 | $486 |
Rate history
The two-bedroom rate went down 1% from FY 2026 ($1,542) to FY 2027 ($1,533). Since FY 2020 it's up 55% in total, about 6.5% a year. The California median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $668 | $849 | $988 | $1,425 | $1,735 | — |
| FY 2021 | $718 | $837 | $1,061 | $1,518 | $1,837 | +7.4% |
| FY 2022 | $739 | $857 | $1,094 | $1,554 | $1,785 | +3.1% |
| FY 2023 | $919 | $925 | $1,161 | $1,650 | $1,889 | +6.1% |
| FY 2024 | $1,049 | $1,055 | $1,309 | $1,845 | $2,135 | +12.7% |
| FY 2025 | $989 | $1,086 | $1,425 | $1,997 | $2,195 | +8.9% |
| FY 2026 | $1,078 | $1,175 | $1,542 | $2,145 | $2,316 | +8.2% |
| FY 2027In effect | $1,109 | $1,172 | $1,533 | $2,123 | $2,224 | -0.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Calaveras, that runs from $1,109 for a studio up to $2,224 for four bedrooms, all five rates in the table above.
Because Calaveras sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Altaville included.
Among California's 58 counties, Calaveras ranks 39th for two-bedroom FMR. That's about 11% below the state median of $1,725 and about 44% above the national median county at $1,063. About 46,248 people live here, 44th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,390 in 95225 (Burson) and $1,870 in 95228 (Copperopolis), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 95221 | Altaville | $1,630 | +6.3% |
| 95222 | Angels Camp | $1,630 | +6.3% |
| 95223 | Arnold | $1,530 | -0.2% |
| 95224 | Avery | $1,530 | -0.2% |
| 95225 | Burson | $1,390 | -9.3% |
| 95226 | Campo Seco | $1,530 | -0.2% |
| 95228 | Copperopolis | $1,870 | +22.0% |
| 95229 | Douglas Flat | $1,530 | -0.2% |
| 95232 | Glencoe | $1,390 | -9.3% |
| 95233 | Hathaway Pines | $1,750 | +14.2% |
| 95245 | Mokelumne Hill | $1,460 | -4.8% |
| 95246 | Mountain Ranch | $1,390 | -9.3% |
| 95247 | Murphys | $1,750 | +14.2% |
| 95248 | Rail Road Flat | $1,530 | -0.2% |
| 95249 | San Andreas | $1,390 | -9.3% |
| 95251 | Vallecito | $1,700 | +10.9% |
| 95252 | Valley Springs | $1,640 | +7.0% |
| 95254 | Wallace | $1,690 | +10.2% |
| 95255 | West Point | $1,390 | -9.3% |
| 95257 | Wilseyville | $1,500 | -2.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Calaveras.
Amador County
18 mi · 41,428 people
$1,765
+15%
Tuolumne County
24 mi · 54,498 people
$1,603
+5%
El Dorado County
41 mi · 192,662 people
$2,201
+44%
San Joaquin County
42 mi · 797,334 people
$2,015
+31%
Stanislaus County
46 mi · 553,990 people
$1,803
+18%
Alpine County
49 mi · 1,616 people
$1,526
same rate
Sacramento County
53 mi · 1,594,006 people
$2,201
+44%
Mariposa County
56 mi · 17,082 people
$1,486
-3%
Questions people ask
$1,533 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,109 for a studio, $1,172 for one bedroom, $2,123 for three and $2,224 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Calaveras actually go for?
HUD's number is one input. Search any address in Calaveras for a rent estimate built from nearby comps. Free to start, no card.
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