HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Amador County, California (FY 2027)
$1,765 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Amador County, and it's the baseline every voucher in Amador is measured against.
Two-bedroom FMR
$1,765
+3.9% from FY 2026
Payment standard
$1,589–$1,942
90% to 110% of the FMR, two-bedroom
Income to afford
$70,600
a year, with rent at 30% of income
Rank in California
29th of 58
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,373 | $1,236–$1,510 | $54,920 | $26.40/hr | -1.0% |
| 1 bedroom | $1,381 | $1,243–$1,519 | $55,240 | $26.56/hr | -1.1% |
| 2 bedroom | $1,765 | $1,589–$1,942 | $70,600 | $33.94/hr | +3.9% |
| 3 bedroom | $2,219 | $1,997–$2,441 | $88,760 | $42.67/hr | -0.0% |
| 4 bedroom | $2,568 | $2,311–$2,825 | $102,720 | $49.38/hr | -5.4% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,953 | $2,658–$3,248 |
| 6 bedroom Estimate | $3,338 | $3,004–$3,672 |
| 7 bedroom Estimate | $3,724 | $3,352–$4,096 |
| 8 bedroom Estimate | $4,109 | $3,698–$4,520 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Amador actually rent for?
Search any address in Amador for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Amador somewhere between $1,589 and $1,942. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,765 a month is affordable, by HUD's 30% rule, on an income of roughly $70,600 a year. Put another way, $34 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,589 | Voucher pays at 100%$1,765 | Voucher pays at 110%$1,942 |
|---|---|---|---|---|
| $2,500 | $750 | $839 | $1,015 | $1,192 |
| $4,000 | $1,200 | $389 | $565 | $742 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($1,698) to FY 2027 ($1,765). Since FY 2020 it's up 56% in total, about 6.6% a year. The California median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $851 | $856 | $1,128 | $1,627 | $1,908 | — |
| FY 2021 | $880 | $886 | $1,149 | $1,644 | $1,980 | +1.9% |
| FY 2022 | $920 | $926 | $1,148 | $1,631 | $1,965 | -0.1% |
| FY 2023 | $992 | $998 | $1,199 | $1,704 | $2,042 | +4.4% |
| FY 2024 | $1,128 | $1,135 | $1,347 | $1,898 | $2,286 | +12.3% |
| FY 2025 | $1,253 | $1,260 | $1,493 | $2,084 | $2,507 | +10.8% |
| FY 2026 | $1,387 | $1,396 | $1,698 | $2,220 | $2,714 | +13.7% |
| FY 2027In effect | $1,373 | $1,381 | $1,765 | $2,219 | $2,568 | +3.9% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Amador, that runs from $1,373 for a studio up to $2,568 for four bedrooms, all five rates in the table above.
Because Amador sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Amador City included.
Among California's 58 counties, Amador ranks 29th for two-bedroom FMR. That's about 2% above the state median of $1,725 and about 66% above the national median county at $1,063. About 41,428 people live here, 46th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,530 in 95665 (Pine Grove) and $1,900 in 95642 (Jackson), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 95601 | Amador City | $1,780 | +0.8% |
| 95629 | Fiddletown | $1,800 | +2.0% |
| 95640 | Ione | $1,860 | +5.4% |
| 95642 | Jackson | $1,900 | +7.6% |
| 95644 | Kit Carson | $1,765County rate | — |
| 95654 | Martell | $1,770 | +0.3% |
| 95665 | Pine Grove | $1,530 | -13.3% |
| 95666 | Pioneer | $1,690 | -4.2% |
| 95669 | Plymouth | $1,530 | -13.3% |
| 95675 | River Pines | $1,810 | +2.5% |
| 95685 | Sutter Creek | $1,750 | -0.8% |
| 95689 | Volcano | $1,710 | -3.1% |
| 95699 | Drytown | $1,680 | -4.8% |
Nearby counties
Two-bedroom FMR, with how each compares to Amador.
Calaveras County
18 mi · 46,248 people
$1,533
-13%
El Dorado County
27 mi · 192,662 people
$2,201
+25%
Placer County
39 mi · 419,156 people
$2,201
+25%
Sacramento County
40 mi · 1,594,006 people
$2,201
+25%
Tuolumne County
41 mi · 54,498 people
$1,603
-9%
Alpine County
45 mi · 1,616 people
$1,526
-14%
San Joaquin County
46 mi · 797,334 people
$2,015
+14%
Nevada County
57 mi · 102,481 people
$1,885
+7%
Questions people ask
$1,765 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,373 for a studio, $1,381 for one bedroom, $2,219 for three and $2,568 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Amador actually go for?
HUD's number is one input. Search any address in Amador for a rent estimate built from nearby comps. Free to start, no card.
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