HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in White County, Arkansas (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in White County is $948 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$948
+7.7% from FY 2026
Payment standard
$853–$1,043
90% to 110% of the FMR, two-bedroom
Income to afford
$37,920
a year, with rent at 30% of income
Rank in Arkansas
23rd of 75
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $674 | $607–$741 | $26,960 | $12.96/hr | +7.0% |
| 1 bedroom | $779 | $701–$857 | $31,160 | $14.98/hr | +6.1% |
| 2 bedroom | $948 | $853–$1,043 | $37,920 | $18.23/hr | +7.7% |
| 3 bedroom | $1,238 | $1,114–$1,362 | $49,520 | $23.81/hr | +7.7% |
| 4 bedroom | $1,246 | $1,121–$1,371 | $49,840 | $23.96/hr | +7.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,433 | $1,290–$1,576 |
| 6 bedroom Estimate | $1,620 | $1,458–$1,782 |
| 7 bedroom Estimate | $1,807 | $1,626–$1,988 |
| 8 bedroom Estimate | $1,994 | $1,795–$2,193 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in White actually rent for?
Search any address in White for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in White somewhere between $853 and $1,043. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$948 a month is affordable, by HUD's 30% rule, on an income of roughly $37,920 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$853 | Voucher pays at 100%$948 | Voucher pays at 110%$1,043 |
|---|---|---|---|---|
| $2,500 | $750 | $103 | $198 | $293 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2026 ($880) to FY 2027 ($948). Since FY 2020 it's up 40% in total, about 4.9% a year. The Arkansas median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $494 | $537 | $678 | $943 | $1,190 | — |
| FY 2021 | $462 | $552 | $700 | $960 | $1,212 | +3.2% |
| FY 2022 | $448 | $538 | $675 | $926 | $1,155 | -3.6% |
| FY 2023 | $503 | $596 | $739 | $998 | $1,246 | +9.5% |
| FY 2024 | $604 | $704 | $854 | $1,133 | $1,272 | +15.6% |
| FY 2025 | $635 | $734 | $887 | $1,151 | $1,219 | +3.9% |
| FY 2026 | $630 | $734 | $880 | $1,149 | $1,165 | -0.8% |
| FY 2027In effect | $674 | $779 | $948 | $1,238 | $1,246 | +7.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In White, that runs from $674 for a studio up to $1,246 for four bedrooms, all five rates in the table above.
Because White sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Searcy included.
Among Arkansas's 75 counties, White ranks 23rd for two-bedroom FMR. That's about 4% above the state median of $909 and about 11% below the national median county at $1,063. About 77,838 people live here, 9th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $910 in 72012 (Beebe) and $1,190 in 72045 (El Paso), with the 18 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 72010 | Bald Knob | $950 | +0.2% |
| 72012 | Beebe | $910 | -4.0% |
| 72020 | Bradford | $910 | -4.0% |
| 72045 | El Paso | $1,190 | +25.5% |
| 72052 | Garner | $980 | +3.4% |
| 72060 | Griffithville | $910 | -4.0% |
| 72068 | Higginson | $910 | -4.0% |
| 72081 | Judsonia | $910 | -4.0% |
| 72082 | Kensett | $920 | -3.0% |
| 72085 | Letona | $970 | +2.3% |
| 72102 | Mc Rae | $910 | -4.0% |
| 72121 | Pangburn | $930 | -1.9% |
| 72136 | Romance | $1,010 | +6.5% |
| 72137 | Rose Bud | $980 | +3.4% |
| 72139 | Russell | $910 | -4.0% |
| 72143 | Searcy | $990 | +4.4% |
| 72145 | Searcy | $950 | +0.2% |
| 72149 | Searcy | $948County rate | — |
| 72178 | West Point | $990 | +4.4% |
Nearby counties
Two-bedroom FMR, with how each compares to White.
Cleburne County
26 mi · 25,226 people
$997
+5%
Woodruff County
29 mi · 6,026 people
$909
-4%
Prairie County
32 mi · 8,064 people
$909
-4%
Faulkner County
33 mi · 127,717 people
$1,121
+18%
Independence County
34 mi · 38,175 people
$934
-1%
Lonoke County
36 mi · 75,272 people
$1,121
+18%
Jackson County
41 mi · 16,712 people
$909
-4%
Van Buren County
45 mi · 15,998 people
$909
-4%
Questions people ask
$948 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $674 for a studio, $779 for one bedroom, $1,238 for three and $1,246 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in White actually go for?
HUD's number is one input. Search any address in White for a rent estimate built from nearby comps. Free to start, no card.
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