HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in White County, Arkansas (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in White County is $880 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$880
FY 2026, utilities included
Payment standard range
$792 to $968
90% to 110% of FMR
Income to afford 2BR
$35,200
per year, at 30% of income
Rank in Arkansas
73rd of 75
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in White moves to $948. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in White actually rent for?
Search any address in White for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $630 | $567 to $693 | $25,200 | $12.12/hr | -0.8% |
| 1 bedroom | $734 | $661 to $807 | $29,360 | $14.12/hr | 0.0% |
| 2 bedroom | $880 | $792 to $968 | $35,200 | $16.92/hr | -0.8% |
| 3 bedroom | $1,149 | $1,034 to $1,264 | $45,960 | $22.10/hr | -0.2% |
| 4 bedroom | $1,165 | $1,049 to $1,282 | $46,600 | $22.40/hr | -4.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,340 | $1,206 to $1,474 |
| 6 bedroom Estimate | $1,515 | $1,364 to $1,667 |
| 7 bedroom Estimate | $1,689 | $1,520 to $1,858 |
| 8 bedroom Estimate | $1,864 | $1,678 to $2,050 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In White, that runs from $630 for a studio up to $1,165 for four bedrooms, all five rates in the table above.
Because White sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Searcy included.
Among Arkansas's 75 counties, White ranks 73rd for two-bedroom FMR. That's within a couple percent of the state median of $880 and about 14% below the national median county at $1,018. About 77,118 people live here, 9th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $880 in 72012 (Beebe) and $1,080 in 72045 (El Paso), with the 18 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 72010 | Bald Knob | $890 | +1.1% |
| 72012 | Beebe | $880 | 0.0% |
| 72020 | Bradford | $880 | 0.0% |
| 72045 | El Paso | $1,080 | +22.7% |
| 72052 | Garner | $910 | +3.4% |
| 72060 | Griffithville | $880 | 0.0% |
| 72068 | Higginson | $880 | 0.0% |
| 72081 | Judsonia | $880 | 0.0% |
| 72082 | Kensett | $880 | 0.0% |
| 72085 | Letona | $910 | +3.4% |
| 72102 | Mc Rae | $880 | 0.0% |
| 72121 | Pangburn | $880 | 0.0% |
| 72136 | Romance | $920 | +4.5% |
| 72137 | Rose Bud | $910 | +3.4% |
| 72139 | Russell | $890 | +1.1% |
| 72143 | Searcy | $910 | +3.4% |
| 72145 | Searcy | $880 | 0.0% |
| 72149 | Searcy | $880County rate | — |
| 72178 | West Point | $910 | +3.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in White somewhere between $792 and $968. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$880 a month is affordable, by HUD's 30% rule, on an income of roughly $35,200 a year. Put another way, $17 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($792) | HAP at 100% ($880) | HAP at 110% ($968) |
|---|---|---|---|---|
| $2,500 | $750 | $42 | $130 | $218 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 1% from FY 2025 ($887) to FY 2026 ($880). Since FY 2020 it's up 30% in total, about 4.4% a year. The Arkansas median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $494 | $537 | $678 | $943 | $1,190 | — |
| FY 2021 | $462 | $552 | $700 | $960 | $1,212 | +3.2% |
| FY 2022 | $448 | $538 | $675 | $926 | $1,155 | -3.6% |
| FY 2023 | $503 | $596 | $739 | $998 | $1,246 | +9.5% |
| FY 2024 | $604 | $704 | $854 | $1,133 | $1,272 | +15.6% |
| FY 2025 | $635 | $734 | $887 | $1,151 | $1,219 | +3.9% |
| FY 2026 | $630 | $734 | $880 | $1,149 | $1,165 | -0.8% |
| FY 2027 | $674 | $779 | $948 | $1,238 | $1,246 | +7.7% |
Nearby counties
Cleburne County
$95526 mi · pop 24,948
Woodruff County
$88029 mi · pop 6,259
Prairie County
$88032 mi · pop 8,217
Faulkner County
$1,14733 mi · pop 124,611
Independence County
$89134 mi · pop 37,910
Lonoke County
$1,14736 mi · pop 74,292
Jackson County
$88041 mi · pop 16,784
Van Buren County
$88045 mi · pop 15,900
Questions people ask
$880 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $630 for a studio, $734 for one bedroom, $1,149 for three and $1,165 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in White actually go for?
HUD's number is one input. Search any address in White for a rent estimate built from nearby comps. 3 free searches, no card.
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