HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Stone County, Arkansas (FY 2026)
A two-bedroom in Stone County carries a FY 2026 Fair Market Rent of $909 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Stone keys off that figure.
2 bedroom FMR
$909
FY 2026, utilities included
Payment standard range
$818 to $1,000
90% to 110% of FMR
Income to afford 2BR
$36,360
per year, at 30% of income
Rank in Arkansas
27th of 75
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Stone moves to $916. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Stone actually rent for?
Search any address in Stone for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $651 | $586 to $716 | $26,040 | $12.52/hr | +5.3% |
| 1 bedroom | $693 | $624 to $762 | $27,720 | $13.33/hr | +7.3% |
| 2 bedroom | $909 | $818 to $1,000 | $36,360 | $17.48/hr | +7.2% |
| 3 bedroom | $1,264 | $1,138 to $1,390 | $50,560 | $24.31/hr | +6.4% |
| 4 bedroom | $1,281 | $1,153 to $1,409 | $51,240 | $24.63/hr | +7.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,473 | $1,326 to $1,620 |
| 6 bedroom Estimate | $1,665 | $1,499 to $1,832 |
| 7 bedroom Estimate | $1,857 | $1,671 to $2,043 |
| 8 bedroom Estimate | $2,050 | $1,845 to $2,255 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Stone, that runs from $651 for a studio up to $1,281 for four bedrooms, all five rates in the table above.
Because Stone sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Timbo included.
Among Arkansas's 75 counties, Stone ranks 27th for two-bedroom FMR. That's about 3% above the state median of $880 and about 11% below the national median county at $1,018. About 12,393 people live here, 55th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $880 in 72560 (Mountain View) and $1,200 in 72680 (Timbo), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Stone somewhere between $818 and $1,000. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$909 a month is affordable, by HUD's 30% rule, on an income of roughly $36,360 a year. Put another way, $17 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($818) | HAP at 100% ($909) | HAP at 110% ($1,000) |
|---|---|---|---|---|
| $2,500 | $750 | $68 | $159 | $250 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($848) to FY 2026 ($909). Since FY 2020 it's up 44% in total, about 6.2% a year. The Arkansas median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $461 | $481 | $633 | $789 | $858 | — |
| FY 2021 | $479 | $496 | $654 | $838 | $943 | +3.3% |
| FY 2022 | $481 | $493 | $649 | $893 | $928 | -0.8% |
| FY 2023 | $539 | $547 | $720 | $1,023 | $1,024 | +10.9% |
| FY 2024 | $604 | $620 | $814 | $1,147 | $1,148 | +13.1% |
| FY 2025 | $618 | $646 | $848 | $1,188 | $1,193 | +4.2% |
| FY 2026 | $651 | $693 | $909 | $1,264 | $1,281 | +7.2% |
| FY 2027 | $651 | $700 | $916 | $1,268 | $1,284 | +0.8% |
Nearby counties
Questions people ask
$909 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $651 for a studio, $693 for one bedroom, $1,264 for three and $1,281 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Stone actually go for?
HUD's number is one input. Search any address in Stone for a rent estimate built from nearby comps. 3 free searches, no card.
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