HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Carroll County, Arkansas (FY 2026)
$954 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Carroll County, and it's the baseline every voucher in Carroll is measured against.
2 bedroom FMR
$954
FY 2026, utilities included
Payment standard range
$859 to $1,049
90% to 110% of FMR
Income to afford 2BR
$38,160
per year, at 30% of income
Rank in Arkansas
17th of 75
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Carroll moves to $1,005. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Carroll actually rent for?
Search any address in Carroll for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $658 | $592 to $724 | $26,320 | $12.65/hr | +7.0% |
| 1 bedroom | $742 | $668 to $816 | $29,680 | $14.27/hr | +6.9% |
| 2 bedroom | $954 | $859 to $1,049 | $38,160 | $18.35/hr | +6.4% |
| 3 bedroom | $1,144 | $1,030 to $1,258 | $45,760 | $22.00/hr | +5.8% |
| 4 bedroom | $1,345 | $1,211 to $1,480 | $53,800 | $25.87/hr | +13.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,547 | $1,392 to $1,702 |
| 6 bedroom Estimate | $1,749 | $1,574 to $1,924 |
| 7 bedroom Estimate | $1,950 | $1,755 to $2,145 |
| 8 bedroom Estimate | $2,152 | $1,937 to $2,367 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Carroll, that runs from $658 for a studio up to $1,345 for four bedrooms, all five rates in the table above.
Because Carroll sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Eureka Springs included.
Among Arkansas's 75 counties, Carroll ranks 17th for two-bedroom FMR. That's about 8% above the state median of $880 and about 6% below the national median county at $1,018. About 28,362 people live here, 23rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $950 in 72613 (Beaver) and $1,160 in 72660 (Oak Grove), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Carroll somewhere between $859 and $1,049. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$954 a month is affordable, by HUD's 30% rule, on an income of roughly $38,160 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($859) | HAP at 100% ($954) | HAP at 110% ($1,049) |
|---|---|---|---|---|
| $2,500 | $750 | $109 | $204 | $299 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($897) to FY 2026 ($954). Since FY 2020 it's up 50% in total, about 6.9% a year. The Arkansas median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $485 | $507 | $638 | $795 | $876 | — |
| FY 2021 | $437 | $509 | $663 | $825 | $899 | +3.9% |
| FY 2022 | $443 | $507 | $667 | $825 | $905 | +0.6% |
| FY 2023 | $485 | $552 | $726 | $884 | $975 | +8.8% |
| FY 2024 | $565 | $657 | $834 | $1,008 | $1,111 | +14.9% |
| FY 2025 | $615 | $694 | $897 | $1,081 | $1,189 | +7.6% |
| FY 2026 | $658 | $742 | $954 | $1,144 | $1,345 | +6.4% |
| FY 2027 | $700 | $768 | $1,005 | $1,199 | $1,409 | +5.3% |
Nearby counties
Questions people ask
$954 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $658 for a studio, $742 for one bedroom, $1,144 for three and $1,345 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Carroll actually go for?
HUD's number is one input. Search any address in Carroll for a rent estimate built from nearby comps. 3 free searches, no card.
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