HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Wilcox County, Alabama (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Wilcox County is $843 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$843
FY 2026, utilities included
Payment standard range
$759 to $927
90% to 110% of FMR
Income to afford 2BR
$33,720
per year, at 30% of income
Rank in Alabama
39th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Wilcox moves to $921. That's up 9%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Wilcox actually rent for?
Search any address in Wilcox for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $632 | $569 to $695 | $25,280 | $12.15/hr | -10.0% |
| 1 bedroom | $656 | $590 to $722 | $26,240 | $12.62/hr | -9.9% |
| 2 bedroom | $843 | $759 to $927 | $33,720 | $16.21/hr | -9.9% |
| 3 bedroom | $1,079 | $971 to $1,187 | $43,160 | $20.75/hr | -4.7% |
| 4 bedroom | $1,261 | $1,135 to $1,387 | $50,440 | $24.25/hr | -10.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,450 | $1,305 to $1,595 |
| 6 bedroom Estimate | $1,639 | $1,475 to $1,803 |
| 7 bedroom Estimate | $1,828 | $1,645 to $2,011 |
| 8 bedroom Estimate | $2,018 | $1,816 to $2,220 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Wilcox, that runs from $632 for a studio up to $1,261 for four bedrooms, all five rates in the table above.
Because Wilcox sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Coy included.
Among Alabama's 67 counties, Wilcox ranks 39th for two-bedroom FMR. That's about 4% below the state median of $879 and about 17% below the national median county at $1,018. About 10,441 people live here, 62nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $850 in 36435 (Coy) and $910 in 36753 (Mc Williams), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Wilcox somewhere between $759 and $927. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$843 a month is affordable, by HUD's 30% rule, on an income of roughly $33,720 a year. Put another way, $16 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($759) | HAP at 100% ($843) | HAP at 110% ($927) |
|---|---|---|---|---|
| $2,500 | $750 | $9 | $93 | $177 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 10% from FY 2025 ($936) to FY 2026 ($843). Since FY 2020 it's up 38% in total, about 5.5% a year. The Alabama median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $474 | $538 | $612 | $874 | $878 | — |
| FY 2021 | $479 | $487 | $634 | $789 | $930 | +3.6% |
| FY 2022 | $573 | $587 | $763 | $943 | $1,035 | +20.3% |
| FY 2023 | $675 | $686 | $892 | $1,086 | $1,198 | +16.9% |
| FY 2024 | $779 | $808 | $1,040 | $1,257 | $1,556 | +16.6% |
| FY 2025 | $702 | $728 | $936 | $1,132 | $1,401 | -10.0% |
| FY 2026 | $632 | $656 | $843 | $1,079 | $1,261 | -9.9% |
| FY 2027 | $720 | $846 | $921 | $1,275 | $1,368 | +9.3% |
Nearby counties
Questions people ask
$843 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $632 for a studio, $656 for one bedroom, $1,079 for three and $1,261 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Wilcox actually go for?
HUD's number is one input. Search any address in Wilcox for a rent estimate built from nearby comps. 3 free searches, no card.
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