HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Coffee County, Alabama (FY 2026)
$933 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Coffee County, and it's the baseline every voucher in Coffee is measured against.
2 bedroom FMR
$933
FY 2026, utilities included
Payment standard range
$840 to $1,026
90% to 110% of FMR
Income to afford 2BR
$37,320
per year, at 30% of income
Rank in Alabama
30th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Coffee moves to $1,098. That's up 18%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Coffee actually rent for?
Search any address in Coffee for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $693 | $624 to $762 | $27,720 | $13.33/hr | +7.9% |
| 1 bedroom | $711 | $640 to $782 | $28,440 | $13.67/hr | +8.9% |
| 2 bedroom | $933 | $840 to $1,026 | $37,320 | $17.94/hr | +8.9% |
| 3 bedroom | $1,298 | $1,168 to $1,428 | $51,920 | $24.96/hr | +7.5% |
| 4 bedroom | $1,383 | $1,245 to $1,521 | $55,320 | $26.60/hr | +4.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,590 | $1,431 to $1,749 |
| 6 bedroom Estimate | $1,798 | $1,618 to $1,978 |
| 7 bedroom Estimate | $2,005 | $1,805 to $2,206 |
| 8 bedroom Estimate | $2,213 | $1,992 to $2,434 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Coffee, that runs from $693 for a studio up to $1,383 for four bedrooms, all five rates in the table above.
Because Coffee sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Enterprise included.
Among Alabama's 67 counties, Coffee ranks 30th for two-bedroom FMR. That's about 6% above the state median of $879 and about 8% below the national median county at $1,018. About 53,559 people live here, 26th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $780 in 36323 (Elba) and $940 in 36330 (Enterprise), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Coffee somewhere between $840 and $1,026. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$933 a month is affordable, by HUD's 30% rule, on an income of roughly $37,320 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($840) | HAP at 100% ($933) | HAP at 110% ($1,026) |
|---|---|---|---|---|
| $2,500 | $750 | $90 | $183 | $276 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($857) to FY 2026 ($933). Since FY 2020 it's up 40% in total, about 5.8% a year. The Alabama median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $515 | $541 | $665 | $959 | $1,168 | — |
| FY 2021 | $522 | $551 | $692 | $990 | $1,184 | +4.1% |
| FY 2022 | $546 | $586 | $727 | $1,033 | $1,154 | +5.1% |
| FY 2023 | $607 | $625 | $803 | $1,141 | $1,250 | +10.5% |
| FY 2024 | $713 | $725 | $952 | $1,342 | $1,472 | +18.6% |
| FY 2025 | $642 | $653 | $857 | $1,208 | $1,325 | -10.0% |
| FY 2026 | $693 | $711 | $933 | $1,298 | $1,383 | +8.9% |
| FY 2027 | $834 | $839 | $1,098 | $1,520 | $1,598 | +17.7% |
Nearby counties
Questions people ask
$933 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $693 for a studio, $711 for one bedroom, $1,298 for three and $1,383 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Coffee actually go for?
HUD's number is one input. Search any address in Coffee for a rent estimate built from nearby comps. 3 free searches, no card.
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