HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Baldwin County, Alabama (FY 2027)
A two-bedroom in Baldwin County carries a FY 2027 Fair Market Rent of $1,434 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Baldwin keys off that figure.
Two-bedroom FMR
$1,434
+6.6% from FY 2026
Payment standard
$1,291–$1,577
90% to 110% of the FMR, two-bedroom
Income to afford
$57,360
a year, with rent at 30% of income
Rank in Alabama
1st of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,180 | $1,062–$1,298 | $47,200 | $22.69/hr | +7.9% |
| 1 bedroom | $1,317 | $1,185–$1,449 | $52,680 | $25.33/hr | +9.8% |
| 2 bedroom | $1,434 | $1,291–$1,577 | $57,360 | $27.58/hr | +6.6% |
| 3 bedroom | $1,855 | $1,670–$2,041 | $74,200 | $35.67/hr | +9.6% |
| 4 bedroom | $2,347 | $2,112–$2,582 | $93,880 | $45.13/hr | +8.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,699 | $2,429–$2,969 |
| 6 bedroom Estimate | $3,051 | $2,746–$3,356 |
| 7 bedroom Estimate | $3,403 | $3,063–$3,743 |
| 8 bedroom Estimate | $3,755 | $3,380–$4,131 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Baldwin actually rent for?
Search any address in Baldwin for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Baldwin somewhere between $1,291 and $1,577. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,434 a month is affordable, by HUD's 30% rule, on an income of roughly $57,360 a year. Put another way, $28 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,291 | Voucher pays at 100%$1,434 | Voucher pays at 110%$1,577 |
|---|---|---|---|---|
| $2,500 | $750 | $541 | $684 | $827 |
| $4,000 | $1,200 | $91 | $234 | $377 |
Rate history
The two-bedroom rate went up 7% from FY 2026 ($1,345) to FY 2027 ($1,434). Since FY 2020 it's up 57% in total, about 6.6% a year. The Alabama median moved up 11% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $744 | $749 | $916 | $1,251 | $1,566 | — |
| FY 2021 | $718 | $723 | $922 | $1,249 | $1,584 | +0.7% |
| FY 2022 | $772 | $777 | $1,017 | $1,348 | $1,715 | +10.3% |
| FY 2023 | $924 | $928 | $1,206 | $1,534 | $1,971 | +18.6% |
| FY 2024 | $1,051 | $1,056 | $1,362 | $1,670 | $2,114 | +12.9% |
| FY 2025 | $972 | $1,043 | $1,244 | $1,550 | $1,975 | -8.7% |
| FY 2026 | $1,094 | $1,200 | $1,345 | $1,692 | $2,171 | +8.1% |
| FY 2027In effect | $1,180 | $1,317 | $1,434 | $1,855 | $2,347 | +6.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Baldwin, that runs from $1,180 for a studio up to $2,347 for four bedrooms, all five rates in the table above.
Baldwin is its own HUD metro area (Daphne-Fairhope-Foley, AL), so the rate here is set from rents inside the county rather than a wider region.
Among Alabama's 67 counties, Baldwin ranks 1st for two-bedroom FMR. That's about 47% above the state median of $975 and about 35% above the national median county at $1,063. About 246,989 people live here, 4th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,220 in 36507 (Bay Minette) and $1,680 in 36532 (Fairhope), with the 26 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 36507 | Bay Minette | $1,220 | -14.9% |
| 36511 | Bon Secour | $1,390 | -3.1% |
| 36526 | Daphne | $1,600 | +11.6% |
| 36527 | Spanish Fort | $1,630 | +13.7% |
| 36530 | Elberta | $1,230 | -14.2% |
| 36532 | Fairhope | $1,680 | +17.2% |
| 36533 | Fairhope | $1,430 | -0.3% |
| 36535 | Foley | $1,320 | -7.9% |
| 36536 | Foley | $1,430 | -0.3% |
| 36542 | Gulf Shores | $1,560 | +8.8% |
| 36547 | Gulf Shores | $1,610 | +12.3% |
| 36549 | Lillian | $1,390 | -3.1% |
| 36550 | Little River | $1,430 | -0.3% |
| 36551 | Loxley | $1,370 | -4.5% |
| 36555 | Magnolia Springs | $1,320 | -7.9% |
| 36559 | Montrose | $1,640 | +14.4% |
| 36561 | Orange Beach | $1,630 | +13.7% |
| 36562 | Perdido | $1,220 | -14.9% |
| 36564 | Point Clear | $1,430 | -0.3% |
| 36567 | Robertsdale | $1,220 | -14.9% |
| 36574 | Seminole | $1,220 | -14.9% |
| 36576 | Silverhill | $1,220 | -14.9% |
| 36577 | Spanish Fort | $1,430 | -0.3% |
| 36578 | Stapleton | $1,240 | -13.5% |
| 36579 | Stockton | $1,220 | -14.9% |
| 36580 | Summerdale | $1,220 | -14.9% |
Nearby counties
Two-bedroom FMR, with how each compares to Baldwin.
Mobile County
24 mi · 412,590 people
$1,139
-21%
Escambia County
43 mi · 36,629 people
$921
-36%
Washington County
61 mi · 15,143 people
$921
-36%
Conecuh County
68 mi · 11,275 people
$921
-36%
Monroe County
69 mi · 19,388 people
$921
-36%
Clarke County
79 mi · 22,543 people
$921
-36%
Covington County
89 mi · 37,628 people
$921
-36%
Butler County
98 mi · 18,630 people
$959
-33%
Questions people ask
$1,434 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,180 for a studio, $1,317 for one bedroom, $1,855 for three and $2,347 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Baldwin actually go for?
HUD's number is one input. Search any address in Baldwin for a rent estimate built from nearby comps. Free to start, no card.
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