HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Pickett County, Tennessee (FY 2026)
A two-bedroom in Pickett County carries a FY 2026 Fair Market Rent of $958 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Pickett keys off that figure.
2 bedroom FMR
$958
FY 2026, utilities included
Payment standard range
$862 to $1,054
90% to 110% of FMR
Income to afford 2BR
$38,320
per year, at 30% of income
Rank in Tennessee
52nd of 95
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Pickett moves to $995. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Pickett actually rent for?
Search any address in Pickett for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $725 | $653 to $798 | $29,000 | $13.94/hr | +2.5% |
| 1 bedroom | $730 | $657 to $803 | $29,200 | $14.04/hr | +2.5% |
| 2 bedroom | $958 | $862 to $1,054 | $38,320 | $18.42/hr | +2.6% |
| 3 bedroom | $1,149 | $1,034 to $1,264 | $45,960 | $22.10/hr | +2.1% |
| 4 bedroom | $1,335 | $1,202 to $1,469 | $53,400 | $25.67/hr | +2.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,535 | $1,382 to $1,689 |
| 6 bedroom Estimate | $1,736 | $1,562 to $1,910 |
| 7 bedroom Estimate | $1,936 | $1,742 to $2,130 |
| 8 bedroom Estimate | $2,136 | $1,922 to $2,350 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Pickett, that runs from $725 for a studio up to $1,335 for four bedrooms, all five rates in the table above.
Because Pickett sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Byrdstown included.
Among Tennessee's 95 counties, Pickett ranks 52nd for two-bedroom FMR. That's within a couple percent of the state median of $975 and about 6% below the national median county at $1,018. About 5,042 people live here, 95th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the one ZIP code it covers in Pickett, the two-bedroom rate is $960 across the board, so there's no ZIP-level story here.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 38549 | Byrdstown | $960 | +0.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Pickett somewhere between $862 and $1,054. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$958 a month is affordable, by HUD's 30% rule, on an income of roughly $38,320 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($862) | HAP at 100% ($958) | HAP at 110% ($1,054) |
|---|---|---|---|---|
| $2,500 | $750 | $112 | $208 | $304 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($934) to FY 2026 ($958). Since FY 2020 it's up 48% in total, about 6.7% a year. The Tennessee median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $492 | $509 | $649 | $809 | $969 | — |
| FY 2021 | $501 | $519 | $663 | $825 | $980 | +2.2% |
| FY 2022 | $511 | $532 | $676 | $836 | $979 | +2.0% |
| FY 2023 | $614 | $618 | $779 | $948 | $1,096 | +15.2% |
| FY 2024 | $725 | $729 | $913 | $1,104 | $1,282 | +17.2% |
| FY 2025 | $707 | $712 | $934 | $1,125 | $1,308 | +2.3% |
| FY 2026 | $725 | $730 | $958 | $1,149 | $1,335 | +2.6% |
| FY 2027 | $761 | $765 | $995 | $1,186 | $1,365 | +3.9% |
Nearby counties
Questions people ask
$958 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $725 for a studio, $730 for one bedroom, $1,149 for three and $1,335 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Pickett actually go for?
HUD's number is one input. Search any address in Pickett for a rent estimate built from nearby comps. 3 free searches, no card.
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